Sub: #1 SUCCESS! CRA removed item from credit report
Replied on 11-12-2010, 06:41 AM
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I have successfully had a charged off item removed from one of my daughter's credit report! She was an authorized user of my Citibank account which I've recently settled for 35%. Now on to Bank of America for my son, and other daughter who are authorized users.

Sub: #2
Replied on 11-12-2010, 07:46 AM
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Congrats 'aubrey'!!!!!!! Great to hear that.

wannabedebtfree
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Sub: #3
Replied on 11-12-2010, 11:45 AM
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Can you tell me what is the time taken to complete the whole procedure? Anyways, congratulations.

Sub: #4
Replied on 11-19-2010, 06:57 AM
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When I pulled her credit report for her, we discovered it and disputed it right there on-line. It took them about 2 weeks to investigate then we received notification they had removed it. I'm waiting until December to pull her report again to verify.

Sub: #5 Bank of A Items removed from children's accounts!
Replied on 11-19-2010, 07:02 AM
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Yesterday I received a call from BoA telling me they have removed my accounts from my children's accounts (they were authorized users back when they were teenagers!). VICTORY is mine!

I would not have known about authorized users being penalized for my financial difficulties had I not found this website.

End of November I make my last payment to Citibank. End of January Bank of A will be paid off (the big account). Have a Bank of A account for $2700 that just went to CA, and a smaller Chase and Capital One account.

Then I'll be debt-free!! (and won't have to listen to messages from Linda!)




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