In my experience, NO. I have been going through a nightmare with EXPERIAN. There is one negative charge on my report. A card that was never activated, yet the company continued to charge me monthly late fees for three years. After three years of "disputing" on my own and getting nowhere (because the credit reporting agencies merely ask if the debt is owed; they do NOT investigage), I was forced to seek help through the State Attorney General's Office. Fortunately, the issue was resolved; the debt collector requested all three agencies to remove this negative report; filed a Universal Data Form requesting it be deleted, etc. TransUnion and Equifax took this off my report immediately. Experian claimed they never received. I have TWICE sent them copies of the above. Still, they asked me to file an on line dispute again!!! After doing so, I was just informed today, that the charge has been again updated as VALID!!!!! Where do I go from here??? I cannot believe I now have to go back to the Attorney General's Office. I am seriously thinking the best solution would be to file a complaint with the Federal Trade Commission. I truly believe they just do not want to be bothered. They have many addresses; no one answers the phone; and they have no e-mail address. Yet, they have the ability to ruin a person's credit. SOMETHING IS DEFINITELY WRONG!!!!!!!!!!!!! I CANNOT BE THE ONLY ONE WHO'S HAD PROBLEMS WITH EXPERIAN.
11-03-2009, 11:43 AM
Will a deletion from Transunion also cover Experian?
