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 Posted: Wed Jul 18, 2007 7:44 am Subject: Best place to join? |
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As I am fixing items on my credit report, I am thinking of join a site where I can view my 3 reports and also obtain my credit report scores monthly. What sites do people use around here?
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Ryan_N
Joined: 02 Apr 2007
Posts: 324
Debtcc Points: 4727
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| Posted: Wed Jul 18, 2007 7:48 am Subject: |
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I use IdentityGuard to check my reports. I think to get the scores is extra. I pay $12.95 monthly to get regular updates on my 3 reports and be able to fix things on my report.
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joshua1987tree
Joined: 01 Jun 2007
Posts: 487
Debtcc Points: 7999
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| Posted: Wed Jul 18, 2007 7:53 am Subject: |
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I use FreeCreditReport.com. Not really free, but I have found the information and monitoring that they provide quite useful as I work to improve my credit score. I found one retail account that showed open after over 12 years of no use. It is now fixed. I am sure there are other sites that members will share with you. I think access to your credit reports on an ongoing basis is essential to a campaign to improve your scores.
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gmanch
Joined: 11 Jul 2007
Posts: 22
Debtcc Points: 725
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| Posted: Wed Jul 18, 2007 10:36 am Subject: |
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I recommend https://www.annualcreditreport.com/ because they are a part of the Federal Trade Commission. The three CRAs provide all the consumers' information to the website in furnishing the reports as required by the federal laws.
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fatb88
Joined: 20 Dec 2006
Posts: 221
Debtcc Points: 1571
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| Posted: Wed Jul 18, 2007 10:53 am Subject: |
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Gmanch-
With identity guard, will they give me a updated credit report every quarter if I went with the Level 3 Extra Caution reports?
Fatb88-
I have used all my free annual reports as I been checking my reports often. Even purchase one a few months ago.
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Ryan_N
Joined: 02 Apr 2007
Posts: 324
Debtcc Points: 4727
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