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#1
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I recently got a ding on my credit report with this company stating that I have a deliquent account with the above CA. I don't know what this is regarding and how to get rid of it. IT shows the debt amount as $0. So, I am confused on how this got on my credit report and is reporting as a deliquent account. Please see below. Please let me know if anyone can help me with this.
Account: RJM ACQ LLC Acct #: XXXXXXXXX Type: Installment Bureau Bureau Code Date Open High Limit Monthly Payment Account Balance Last Reported Account Status Amount Past Due Experian I / - - - 11/2007 Paid - TransUnion I / - - $0 04/2009 Paid - Comments: TransUnion Bureau Days Past Due History Date 24 Month History 30 60 90+ Experian - - - TransUnion - - - |
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#2
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I've read some of the other questions on this site and I see that the best thing to do is to request a Validate the account however, will this work on the one on my report since it states that the amount due is $0. Please if someone could help me, I would greatly appreciate it.
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#3
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debt validation is your best guess at this point. are you sure they (jdb) even still have this account or has it been a sold again..sometime jdb do not list a past due amount, the important thing to look at is if there is a balance reported, meaning an amount they say you owe..if theres an amount listed then its still with the collection agency and not a new jdb..dv 'em crrm and wait for response...
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#5
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We are not RJM Acquisitions. You would need to contact them directly.
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