Letter from Law Offices of Mitchell N. Kay P.C.

Hi, I have also received a bill from this "Law Firm" Or "Collection Agency" Whatever the hell they're called. Says I owe a bill of $1,303 from a cell phone I used to have, but this is the first letter I have gotten from anyone regarding this issue..the cell phone has been disconnected for 5 years now. Supposedly I owe this money to T-Mobile (Formerly Voicestream wireless). But as mentioned before..I have never recieved anything from the cell phone company themselves, and I am certainly suspicious of this letter I received from this "Law firm". They're offering me a settlement payment of 50% of what I really owe. Any suggestions anyone?

The law offices of mitchell n. Kay are phoney they threaten to sue you for your capital 1 account but they don't they've been threatning me for the past 4 months and I haven't been sued by them yet they are full of crap they are just a collection agency d.b.a the law offices of mitchell n.kay there real name is plaza associates

They are very full of it there threats are harmless they called me about capital 1 the so called operations manager was very rude and unprofessional his name was josh pinkowsi

They called me today about my past due Captial One credit card...they wanted to settle and said they were going to sue me..I said, "GO FOR IT"....the operations manager named Colson was a real jerk..

chances are they have no right to collect on this.how past due is this?btw i edited your remark.this place is a bottomfeeder JDB in every sense of the word.

I recieved the same letter. I am not even going to entertain this ignorance. It looks to be for an account in 1992. Come on if it is ligitimate, I hope they are smart enough to take it as a loss.

These letters of phone bill payments are all fake. These people are good for they have gone as far as sending information on my husband's T-mobile account which was all correct EXCEPT for the fact he is no longer a member of T-mobile. He called T-mobile and they said he owes them nothing. So, if you get any of these letters or calls, IGNORE them!

So, i get this damn letter in the mail. Says I owe for a Chase acct. I've never been with Chase and its not on my credit report. So i go on there crappy website, and put in this reference number and there is my info. So i decided to call these people. An arabic man pics up (Mind you the name of this company is Mitchell N. Kay), sounds american to me. lol But anyway, the man is really quick with me. I'm, trying to ask him questions but he is too busy asking me. I told him that his website was down and he told me that he doesnt do anything with the website, so I said who does "this is your customer service line right?" This man keeps asking for my credit card information. "I don't think so honey". I hung up on his A%$.

these people are full of it!!!

No, They are not even in NY, when I looked them up with the BBB their address was a chicago address, but the letter I got was from NY. And they are not a credited company with the BBB.

When facing a collector:

1.) Ask for a copy of the original Agreement with your signature ( when I ask, I never get a copy and they never call back). They may say, " WE have it, and you owe it, so pay us!". Don't trust, but verify. It's too bothersome (expensive) for them to search this stuff out from files years ago.
2.) Always tell them they are violating the law and you will write to the FTC, 3) Old collections are sold after 7 years and appear on your credit report - It's illegal. the debt is oof after 7 years and you can sell the collection, but the collector can't collect on it.
3) Capital One, BofA, etc will settle for 20% on the dollar that is the only amount to offer the collector. In fact Cap 1 will offer you a new credit card after 6 1/2 years if you pay just 25% of the old debt as , "Paid as Agreed."
Hope this helps you all. It saved me a bundle. I haven't paid a single one yet.

They gave the # on our machine as 877-247-6116. They aren't calling for us; no letters have been sent. I may send a "stop calling" letter.

Hey guys these bastards called me yesterday and i got a letter from them today in the mail demanding payment. I knew right away it was a scam when I got a call from a guy with foreign accent. To keep things short, in the letter I recieved it said, "Our client is authorizing us to offer you the opportunity to settle your account for 55% of the above balance due, equal to $442.47." First thing that comes to mind is..uhhh.. What client??? If it was a real demanding letter it would go something like, "Attention Mofo send me a check for die." LOL