These people from Bass and Associates called my job today saying that I was guilty of internet fraud and check kiting for a loan that I had with Arrowhead Investments and that I was going to jail. I either had to pay up front on the phone via credit card of moneygram. Julie kept saying that the company didn't want to help me out but she was doing it out of the kindness of her heart! Yeah right!!!! I found a number for Arrowhead on this site and called them. They said that I needed to call Icollect. Called them and recording said to call the collection agency that was handling my account. I also contacted the Dept of Financial Institutions for my state and found out that they aren't regulated in the state of Indiana to do payday loan and that if they take me to court they would only get $260 max for what I owe them. Believe me when I say that I have paid 2x that much. Once I called back and spoke with Julie, she became down right hateful!!! She said that she iddn't care one way or the other if I paid the loan and she hoped that I didn't so that I would get in trouble. I explained to her just exactly how much I paid and what the amount should be if owed anything at all. $290 for a $200 loan. That includes the $30 NSF fee they charged me after I closed the account. I was hit with $76 worth of NSF from my bank too because they kept running the ACH. I have paid them $420. I asked them for a debt validation letter and Julie said that they would fax me one! I then asked her to give me the total amount that I had paid them up until now...she said that she didn't have access to that information and that I would need to contact my bank. I told her that if she got the loan from Arrowhead then she should have all the other paperwork as well. She then said that she represents US National Bank and they didn't give her that information!!! They still have the nerve to say that I owe them $541.50. I was going to pay it, but then I remembered this site. Thank goodness for you people. My cousin who happens to be an attorney contacted them and they kept saying they wanted her bar number. She told them that she wasn't giving them anything until I received a debt validation letter. They kept hanging up on her. They said that they weren't even allowed to talk to attorney's. Why would they ask for one then???!!! Then they said that they didn't believe that she was an attorney!!! She asked them why was I told that I was going to be arrested and he told her "Don't call up here with that crap because no one said anything about her being arrested." She asked him if the phone calls were recorded and he replied yes. She asked him to go back and listen to the call, he told her to go and get a subpoena! She asked if she needed a subpoena for him to go back and listen to the call, he wouldn't answer her. He just kept overtalking her just like the reps before him. She told them not to contact me at work anymore and that they were really violating fdcpa regulations. Mr. Jacobs kept saying telling her not to quote laws to him that she knows nothing about. So to Jessica Whitt, Julie Flynn, Julia Garrison, Betsy Smith, and Mr. Jacobs...I'd hate to be you guys right now!!!! This is the money gram info they gave me....receive code:5119...company code:Bass...City: Jacksonville/JAX...State:FL...Attn: Alexander...the acct# is 44+your case# they gave you. Hope this helps out. I will be contacting my AG tomorrow