Bass & Associates 866-900-7694 Bank Fraud

Here are the state laws regarding recording a phone conversation:

www.rcfp.org/taping/

Depending on where Erika lives, she may have every right to record and the other party has no leagal recourse.

First, lets keep in mind that there seem to be several Bass and Associates (I do not think that they are all the same company.) According to Bud Hibbs, who is a consumer advocate and that I have spoken to recently said that there is a Bass and Associates that is a reputable law firm with offices in Georgia and Arizona. There is also one in Jacksonville, Florida. So if you are with the law firm that is in Arizona or Georgia then this probably doesn't concern you.

Secondly I have three address, two of which are in Jacksonville, Florida and one for the law firm in Arizona. One of the two in Florida was found by doing a phone number search of the phone number that came up on my caller i.d. and the second was given to Bud Hibbs when he called the number that I gave him. The number that I gave him is the number that was give to me as a call back number and when he called that number they gave him the 17 E. 43rd Street address in Jacksonville. So if you are correct in the fact that when you call Bass will give you the address they did but now you say that is incorrect? So they are lying?

Thirdly, recording a conversation in my state is legal without notifying the other party. In my state all you need is one party consent which was me. I did speak to a manager and it was the manager that made the threats.

I'm still trying to figure out why when the lady I talked to said she was discussing my situation with the District Attorney's office. I'm also still trying to figure out why I got two different calls with the same number but I was given two different company names....something just doesn't seem right...Also collection agency's are supposed to send something validating the debt, especially if it's requested by the individual. I have yet to see soemthing in the mail. Also what is the official name of the company; Bass and Associates or Bass Enterprises. When I called the original creditor they told me Bass Enterprises.

When I call 1/866-900-7694 as listed in this post, I was told Bass and Associates.

PinkLady: Please go onto budhibbs.com. He is a consumer advocate and is very informative. I have had several conversations with him. Keep in mind also, that there seem to be several Bass and Associates. One is a law firm with offices in Arizona and Georgia. The other I am assuming is in Jacksonville, Florida because of the 904 area code that showed up on my caller i.d.

Hello all that are being bothered by Bass & Associates. AKA Ellis. Just an fyi. I have read a bunch of these posts and there are a few things that you need to understand before these jerks scare you.

1. They have a huge record with the State Attorney from Florida. If you were contacted and threatend you need to get in contact with the Florida State attorney. They will send you an affidavite to fill out and send back.

2. They are Ellis. The ***** thought she muted me and didnt when i asked her for her company name.

3. THEY MUST VALIDATE THE DEBT IN WRITING!!! IT'S THE LAW.

4. Nobody has ever gone to jail, to my knowledge, for a debt. Tell them when they start in with the threats "I think i may need to have my attorney contact you" or ask for their address. 99% of the time they will hang up on you.

5. You have to understand they are low class people with very little education and they are trying in anyway to get their commision.

6. Reguardless what they say, You have the right to settle the debt with the creditor. Meaning the person that owns the right to the loan. This is not these people. If you can get an address then send a cease letter and you wont have to hear from them anymore and if they do contact you, well, you wont need payday loans anymore.

7. DONT LET THEM SCARE YOU. They are a collections agency just like any. A Bother, but will be shut down soon.

Get in contact with the Florida STATE attorney. And laugh when they say they are getting in touch with the district attorney because FLORIDA doesnt have District Attorneys.

To all those Bass & Associates Employees (AKA Ellis Employees) I dont know if you know this but the State Attorney has a list of all your names and aliases and will be pressing charges on the employees as well as the owners this time. Maybe you will get the bunk that Martha Stewart Slept in. Wouldnt that be cool??? You threaten people that police will be coming to their office with handcuffs but it's about to happen to all of you!!!!!

Fraud on a record will be hard to get a job with. Good Luck.

By the By, for those who want proof they are the same company, 3 weeks ago the State Attorney gave me their address for verification. and it's the same street as the Ellis company in Jacksonville FL 32208. When I spoke to them reguard this address, I was told it was the other side of the building.

Good Luck all and dont let them scare you at all. I got their number and am calling them 10 times a day to mess with them. it's fun. you should try it.

I can't wait for a response from Never Mind That in regards to the post above.

By the way. Number 4 was atually a quote from the state attorney of Florida.

And a buddy of mine had the idea with another creditor to call from pay phones where ever you go bang them on the wall then hang up. To me that is extra funny cause they wear the headsets and it's SUPER LOUD when you do that. NOT THAT I AM TELLING YOU TO DO THAT OR ANYTING *EVIL SMILE*

Air horns and whistles work good too.

After much much research, and calling ART and FSM, they are the only *two* places that will handle your debt. Bass and Associates does not exist in any public record whatsoever. I spoke with them this afternoon, after they called me a FFFFing liar on the phone, and the only two people who apparently work there currently are Shaun Lee and her (supervisor) erwin cotch, who apparently is never in except to harrass you. I had me CO call him and they backtracked on the threats real quick. My next step is to record the conversation we are going to have, have them send me verification of debt due to the FCRP, and send them proof of payment from ART. I spoke with a lovly woman named fran at ART, and she said they are a bogus company and to not send a dime their way, your debt is paid in full. On the same note, let me impress upon you the damage payday loans have on people. They are a scam. especially the internet ones. If you are ever that desperate for money, find another way. It is not worth the ahssle all this has caused. I am getting with the BBB, and the FTC, as well as apparently now the Florida Attorney General. Harasment is not a appropriate way to do buisness. and im not standing for it. I'll keep yall posted of what happens. Thanks for the heads up. when i call traced their number tho, i got 9378 Arlington expressway, suite 323 Jacksonville Fl. It doesnt matter what basement these scams run out of, they will get their just desserts.

To PittsburghLawMan for your fyi no we are not part of ellis so maybe you need to do a little bit more digging, and no we do not wear headsets!!!! Sure contact the attorney general we are not doing anything wrong. No they are not coming to arrest us you dimwit so dont spread that rumor unless you have some legal documents that this will happen. Also since when do you know of an agency to tell someone that they are investigating someone or something and they are about to make a move? So you and Budd Hibbs who probably do not have a life show me some legal paperwork then we can talk until then please do not waist your time. It is funny to me that you will call us 10 times a day. That lets me know that we are doing something right!!!!!!!!!

Everyone sing... Liar Liar Pants on Fire.

1. You are them. You are just calling yourself a different name.
2. It's not the attorney general it the state attorney you hack.
3. I have proof but have no time to explain it to you or any wanting to give it to you so you can begin to form(make up)a defense.
4. Explain to me how telling people that you are processing them(downloading) for arrest or conviction is not doing something wrong. Dont deny that you say that cause it's on Tape. From Multiple people.
5. Why work for such a questionable company?
6. Why are you coming here trying to lie. The chick thought i was muted and I heard her say "We contacted him as Ellis, Crosby & Associates.
7. Attorneys have to communicate with their clients. Me being one of them.

Say what you want here. I have the proof. You are caught and I feel bad for the people that dont have this website and see exactly who you are.

AHHH I cant belive I am actually answering someone with less brain cells then my dog.

What am I thinking.

Never Mind That: If Bass and Associates does give you their address when you call, then why when I called on August 29 and asked them for their address did they refuse to give it to me? I called the number listed at the top of this page (866-900-7694) and they refused. When they answered I confirmed that they were in fact Bass and Associates and when I asked for their address they said they could not give it to me.

They wouldn't give it to me either, if they are supposedly a legit company than what's the problem with giving out the address.

Even though Never Mind That claims that they are not Ellis Crosby, which is fine, I thought the material below would be interesting anyway. I took it from the Florida Attorney General's website regarding Ellis:

Attorney General Sues Agency for Debt Collection Abuses




Florida Attorney General Website

This was just last year. Maybe all of us should band together and contact the Attorney General regarding Bass.

Excuse me PittsburghLawMan mr. know it all if indeed you have any type of recording about anything that was done here please reveal it. I will bet any amount of money that what you are saying was said was not said. Its what your little minds want to exagerate. Now before you say anything about your dog having more brain cells than me it is obvious that your dog has more brain cells than you. Maybe you need to learn how to spell.....So please waist more of my time with this nonsense of ellis who ever they are i wish i can meet anyone of the employees from there. They really had you shook up. Poor thing atleast i know we are doing something right because you all want to get together and close companies down that wont give you any payment arrangments!!!!!

Never Mind That: Who needs to learn to spell? You do by the looks of it. It should be WASTE not WAIST.

Anyway enough bashing. Is there some reason that you cannot give us the address? As I stated above I did call on 8/29 and the person that answered the phone refused to give me the address. If you could provide the address it would save time for all of us going back and forth arguing.