| Message |
Author |
Posted: Wed Aug 30, 2006 1:19 pm Subject: |
|
|
If you can't post the address, please give us the reason why. Also please let us know why your collection company does not send people letters verifying the debts?
| Quote: | 809. Validation of debts [15 USC 1692g]
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing --
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. |
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
_________________ ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp
ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL
WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI
WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
|
|
PinkLady
Moderator


Joined: 15 Jun 2006
Posts: 1439
Debtcc Points: 20200
|
|
|
Posted: Wed Aug 30, 2006 1:21 pm Subject: |
|
|
You will hear it at your hearing. Last I have to say to you.
"God be with you, For no one else will be" -- Mel Gibson - Ransom
_________________ Register today to cash in debtcc points.
|
|
The Tape
Guest

Debtcc Points: 100
|
|
|
Posted: Wed Aug 30, 2006 3:55 pm Subject: BASS & ASSOCIATES |
|
|
What will happen when i give you my address? Will it change anything? Will you pay your debt or continue to be a debtor? What hearing? When you have documents of a hearing please let me know. When you call my office again ask for Maria Sanchez she is a manager and will not refuse the address ok!!!!!!!!!!!!!!!
_________________ Register today to cash in debtcc points.
|
|
NEVER MIND THAT
Guest

Debtcc Points: 100
|
|
|
Posted: Wed Aug 30, 2006 6:10 pm Subject: |
|
|
What will happen is, you will have to validate the debts you claim you are collecting on. Why is it such a secret what your address is. If you were doing nothing illegal, you would have no problem giving your address. Only the companies that are conducting illegal activites are the ones who refuse to give their physical address. Why do you have a problem giving your address? Could it be so the AG in Florida doesn't catch you?
|
|
NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45646
|
|
|
Posted: Thu Aug 31, 2006 1:49 pm Subject: |
|
|
Yes actually I will pay the debt. I told them I would mail a money order so that I had some type of proof of payment. How am I supposed to mail it if no one will give me the address.
_________________ Register today to cash in debtcc points.
|
|
Guest

Debtcc Points: 100
|
|
|
Posted: Thu Aug 31, 2006 2:05 pm Subject: |
|
|
I think you are to throw the money in the wind and it will magically float to the correct destination.
_________________ Do, or do not. There is no try.
Stupidity At Light Speed
|
|
jedijeff13
Moderator


Joined: 30 May 2006
Posts: 1791
Debtcc Points: 138
|
|
|
Posted: Thu Aug 31, 2006 2:39 pm Subject: BASS & ASSOCIATES |
|
|
Listen people since you want our address so bad here you go: 9378 Arlington Expressway ste. 323 Jacksonville, Fla 32225. So i am hoping to hear from you all!!!!!!
_________________ Register today to cash in debtcc points.
|
|
NEVER MIND THAT
Guest

Debtcc Points: 100
|
|
|
|
|
Posted: Thu Aug 31, 2006 3:19 pm Subject: |
|
|
Belive it or not. I was able to verify through the USPS that it is the correct address. This maybe the first truth that possibly a member of this company has said. Amazing it took 6 pages to get it out of them.
_________________ Register today to cash in debtcc points.
|
|
PittsburghLawMan
Guest

Debtcc Points: 100
|
|
|
Posted: Thu Aug 31, 2006 3:55 pm Subject: BASS & PRELITIGATIONS |
|
|
Why do you assume we have something to hide? I already said to call our office and ask for Maria Sanchez? I havent heard from anyone of you!!!!!
_________________ Register today to cash in debtcc points.
|
|
NEVER MIND THAT
Guest

Debtcc Points: 100
|
|
|
Posted: Thu Aug 31, 2006 5:18 pm Subject: |
|
|
Finally an address! Now everyone who has been contacted by this company, make them validate the debt they state you owe. Also, now everyone can file their complaints against this company for the threats they have issued to people.
|
|
NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45646
|
|
|
Posted: Fri Sep 01, 2006 9:22 am Subject: BASS & ASSOCIATES |
|
|
Well Tammy filing a complaint will not make your debt go away!!!!! You will still be responsible for paying this!!!! If you dont want to pay us thats fine but you will pay to another agency!!!! So dont think you are getting off. You all want someone to feel sorry for you cause you think you were threatened please people get a life. If someone owed you money you would feel different but since you all had payday loans you probably cant afford to loan money out so you wouldnt know how it feels. Stay out of debt and you wont have any problems. If you dont pay your light bill and the light company says they are gonna cut your lights off will you consider that a threat? Will you file a complaint against them? Or better yet will you tell them to validate the amount of electricity you used? No you wont cause you have to pay your light bill to live. But since you think you all got free money it's ok to have a forum and talk about shutting companies down. Maybe you all need a job or a second job to pay these debts instead of being on a computer all day talking about nothing!!!!!
_________________ Register today to cash in debtcc points.
|
|
NEVER MIND THAT
Guest

Debtcc Points: 100
|
|
|
Posted: Fri Sep 01, 2006 9:30 am Subject: |
|
|
Actually, when you get your electric bill, they tell you how much electricy you have used. So I guess they beat the customer to the punch and provide that information.
And if I question the usage (as I have in the past), I can call them and they will send me something. Once, there was actually a billing error that my electric company corrected.
Ok - enough with the personal attacks. Let's all be adults here and when we contact each other on the phone.
_________________ Do, or do not. There is no try.
Stupidity At Light Speed
|
|
jedijeff13
Moderator


Joined: 30 May 2006
Posts: 1791
Debtcc Points: 138
|
|
|
Posted: Fri Sep 01, 2006 9:35 am Subject: |
|
|
The energy company sends us a bill and statement in the mail. The energy company also gives out the address and does not threaten us with arrest if we cannot pay our bill. They don't tell us they are submitting affadavits to have somebody come and pick us up. The energy company also sets up payment arrangements if needed. Nobody on here is saying they don't want to pay their bills. I for one am not going to just up and send a company a money gram for $700 without seeing something on paper.
Which goes back to my question in an earlier post....Why doesn't your company send out letters in the mail? It's required by law, especially when requested.
_________________ ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp
ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL
WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI
WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
|
|
PinkLady
Moderator


Joined: 15 Jun 2006
Posts: 1439
Debtcc Points: 20200
|
|
|
Posted: Fri Sep 01, 2006 11:12 am Subject: |
|
|
| Quote: | | If you dont want to pay us thats fine but you will pay to another agency!!!! |
First of all, I will not pay a collection agency. I have contacted the OC and actually had the accounts pulled from the collection agencies and made the payments directly to the creditor. IF you want to butt heads with me, go ahead and bring it on! I am tired of your repeated statements. I am not stupid, I know that filing a complaint won't make the debt go away. It alerts people to the illegal measures that the collection agency is taking. Believe it or not, the complaints are heard and the agencies doing wrong will get caught and fined.
|
|
NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45646
|
|
|
|
|
Posted: Fri Sep 01, 2006 12:58 pm Subject: |
|
|
Good goddess, where are these bottom feeders coming from anymore?
If they weren't so stupid, it would be funny.
_________________ ~A journey of a thousand miles begins with a cash advance~
|
|
erzeke1
Moderator


Joined: 26 Mar 2006
Posts: 1180
Debtcc Points: 16272
|
|
|
Posted: Fri Sep 01, 2006 1:04 pm Subject: |
|
|
I just want to let everyone know that i have filed a complaint against bass and associates for calling and threating me with bank fraud and jail at work. I will be sending it out in a few minutes to the attorney general's office.
|
|
AmandaB

Joined: 11 May 2006
Posts: 120
Location: OHIO Debtcc Points: 6111
|
|
|