Internet's first get-out-of-debt community - 122,000 members

Posted: Sat Sep 09, 2006 5:14 pm Subject:

carol I sent my letter to the arlington expressway address in jacksonville fl. i sent it certified receipt on 8-7 now i am just waiting to get the receit back. i also had a co-worker identify themself on the phone and letting them know that she heard me tell this ms. ewing not to call my job again. this woman was even so bold to leave a message on my job answering machine saying she needed to talk with me or my attorney. i too was shaken up until i found my friends here at the forum. thank you all for being so patience and very helpful i could not have gotten through this so far without you all. thank you from the bottom of my heart.

Posted: Sat Sep 09, 2006 7:01 pm Subject:

Thank all you for your support. I am so freightened the police is going to come to my job. I am having problems concentrating; even though you know they are intimidating threats they still scare you because they sound so real. I appreciate everyone in the forum. This forum is a God send for me. Thank you all so very, very much

Posted: Sun Sep 10, 2006 8:26 am Subject:

I understand how you feel. When I got my first phone call about I was going to be arrrested for all this fraud stuff I was shaken up so badly that I got on the phone and called my husband who knew nothing about that i had this loan. He told me I should of told her off and hung up. This woman was so real and intimidating and persistance. She wanted me to wire money through money gram that night 535.00. I told her that I did not have money like that. She then said okay well send 335.00 and she will make arrangements for the other 200.00. Well my original amount was only 200.00. I also found out that in the state in which I live NC that PDL are illegal. Also I was told to subtract the interest that I had already paid from the original amount. If I over paid I have the right to ask for a refund and if I have under paid then send the balance of the original loan. Well I have paid 180.00 in interest fees so I think I only owe them about 20.00. I am not sure. If anyone out there knows anything about this please help. Did I still send the original company a validation letter or what please help. At this point I am confused as what to do next.

fannyann · Posted: Mon Sep 11, 2006 10:16 am Subject: Bass & Associates

I too got a call from these people. Not nice people. They threatened me with deportation along with fraud. I am a legal resident. How did they know that I was not a naturalized American. These people are really really nasty. In the telephone call all they did was threaten then when I got a lawyer to talk to them they were all nicey nicey. I will never touch a payday loan again.

Posted: Mon Sep 11, 2006 10:28 am Subject:

fannyann,

I'm curious to know what your lawyer was able to get out of them. It seems like nobody has had a decent conversation with them.

Posted: Mon Sep 11, 2006 11:16 am Subject:

me thinks I smell a rat, time to impose a ban?

Posted: Mon Sep 11, 2006 11:17 am Subject:

These bas clowns need to get the comeuppance

fannyann · Posted: Mon Sep 11, 2006 12:06 pm Subject:

My lawyer just basically told them that it was illegal to threaten anyone and that her client (me) would pay the original amount of loan ($300) and no more. They wanted $644. They already had had $360 out of me for their processing fee!! In the state I live payday loans are actually illegal.

ttoyden · Posted: Mon Sep 11, 2006 3:28 pm Subject:

I contacted my attorney on Friday to discuss this case with Bass & Associates after trying to reach them all day today Monday 9/11/06 he has not had any luck they will not send him any info or get on the phone. I believe it's only two people that work in this firm and they are taking money from people It's a man and a lady and they are using alias names. Thanks alot to this forum I'm trying to get in contact with e-payday to pay off this 200$

Posted: Mon Sep 11, 2006 5:17 pm Subject:

I got the call from them last Thursday and via advice from this forum I sent a Cease and Desist letter certified mail today. This is really scaring me; can they carry out their threats? I do not have the money to hire an attorney. Sounds me like their the ones that are committing fraud if they are taking peoples money. I looked them up and they are not licensed in the state of Florida, at least not under the name of Bass and Associates.

Posted: Tue Sep 12, 2006 8:09 am Subject:

one thought here, and a question for your attorney t, can you sue the original creditor for using a fraudulent, law breaking CA. If nothinelse it might serve as a push to get the OC to accept payments

Posted: Tue Sep 12, 2006 1:26 pm Subject:

I too receives a call from them - and now know that I should file a complaint about them as well as send them a cease and desist letter. I actually contacted the original creditor - Arrowhead investments(it had only been two weeks since the default). I spoke with a very nice woman who informed me that the debt was $350 not $580 and that they would be happy to make acceptable payment arrangements. I called Bass and Associates to tell them this and Candice King said I was going to be arrested anyway because it was fraud and she was going to fax the papers right away to my work - and she hoped I would like my cellmate. I laughed at her said she was violating all kinds of laws and she started to scream and hung up on me.

You guys have been very helpful and also have helped me to relax some about the situation! Thanks!

Now off to visit my cell mate Wink

guest · Posted: Tue Sep 12, 2006 1:29 pm Subject: bass and associates

I'm dealing with bass and associates. There are 2 different firms. The "legit" one is located in Tuscon, Arizona and they are very helpful, polite and professional. The other bass and associates are jerks from florida that use all kind of unlawful scare tactics. My debt is real, but I would NEVER give any money to the bass and associates in florida. Any place that acts that unprofessional on the phone can't possibly deal with the money honestly. Bass and associates in florida needs to learn that you get more bees with honey not vinegar!

shells1777 · Posted: Tue Sep 12, 2006 5:04 pm Subject: help!

I want to pay my debt to the oc, but i can't reach anyone from jvc processing. i was Bass to stop calling me and let me work with JVC. What should i do?

Posted: Tue Sep 12, 2006 5:09 pm Subject:

shells1777, Draft a cease and desist letter to the collection agency's mailing address. After receiving your letter, the company will have to stop calling you. If they violate the laws, you can file a class action lawsuit against them. Keep a track of the phone calls with date and time for making your legal approach stronger.

http://www.debtconsolidationcare.com/template-cdletter.html

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