in 1997, my late husband Chester and I ordered a computer from Blue Hippo,
up on recieving it, we were given two return stickers. The computer never would turn on,
and we had an electrician look at it and two computer experts. In short, it did not work, so we boxed it up in the original packaging, along with the "free" gifts, which was a scanner and a printer and we returned the entire lot with the return labels.
About a month later we got a statement for over $1,000, so I called the number and was told to call this specific Collection agency. Midland credit collectors was one of the 9 they sold the account to.
That was in the winter of 1997, it has been over 12 years. We never did owe anything on this computer, we only had it about a week or less when we returned it. It was suppose to be some amount weekly taken out of our Capitol One Account, which I canceled in
2002 when Mr. Chandler passed away.
This Midland Credit Collectors is STILL hounding me. I have been widowed for 7 years.
And from what I gather the statue of limitations is long since up for any debt. However on an account that is non existing, and never was, how can they continue to hassel and harrass me and put this as a black mark against my credit rating.
I had to finance a vehicle in 2008 with First Bank of Lincoln, in Lincoln, Montana
and had no idea this claim was still existing. Until 'the interest on the loan was over 14%.
I had to have the vehicle, as I live in rural Montana( and it is 59 miles to the nearest town, my doctors are in Missoula which is 92 miles from Lincoln.) And found out that there was this bogus claim on my credit rating. I called Midland Credit and they denied it, yet they kept sending threatening letters along with 8 other agencies, that they sold the account to.
9 agencies in all trying to each collect on this one bogus account.
I am past 70, on very little income, and retired on disability. I have had 25 surgeries and facing another one on October 12, in Missoula, Montana at St. Patrick's Hospital, by Dr. Gary Willstein, from Western Montana Clinic. Phone # (406)721-5600. You can check on the validity of this statement.
If I had not returned the item in question I would gladly pay for it, but I will not nor can I
afford to pay for a dead horse, When an item is returned properly and someone in recieving drops the ball which obviously happened here, the customer should be protected.
I never actually had an account with Blue Hippo, because the contract was void when I returned the merchandise. That was about February of 1997. Please answer.
My cell # is (406) 240-3581 Barbara Carole Chandler
P.O. Box 171, Lincoln, MT. 59639 (we do not have mail delivery and we have to receive all mail through or local post office) We are in rural Montana.........thanks again.