Cash Transfer Center - nasty people!

Well, I defaulted with CTC 2 weeks ago and they have been calling about once a day. They finally got my work phone and left a message there yesterday. I called back and left her a firm message stating that my employer does not allow personal calls - which is true. If they call again I will report them to the FTC. I sent them a $15 money order to the Oaks, PA address that I got from this forum. I sent it certified/return receipt. I also faxed a letter to the attn of Kimberly DeThomas president, same as the one I mailed, indicating that I am revoking voluntary wage assignments.

I have also contacted the WI DFI about this company via e-mail. All this hassle over $381. Crazy isn't it!

Anyone else have any advice on CTC or recent stories they can share with me?

Yes, it is crazy, but it looks like you have done everything correctly. Did you also give your employer a copy of the wage revokation letter? If not you should do so, give it to your payroll department. I can tell you that CTC will still attempt wage assignment even after receiving the revokation.

I will do that. Thanks.

Have you dealt with them personally? How long do they wait before attempting the wage assignment? My work address is not even for the payroll dept. Payroll is done at the corp office.

Any way to get them to settle?

I dealt with them.....they did not waste much time in contacting my employer about the wage assignment....I'd say within a week or two of my defaulting. Once they see that they can't get the money from your employer, they will probably email you a settlement offer, but they still charge a ton for it and they want it all RIGHT NOW. The only thing that worked for me was complaining to my state's attorney general. That took about 2 months for them to reply to but they finally sent my AG a paid in full letter for me.

How much is the loan principal? And how much you have paid so far? Read the latest posts on this company. They are one of a jerk you are dealing with. Be careful. They run an illegal business all over the country.

http://www.debtconsolidationcare.com...ailingadd.html

http://www.debtconsolidationcare.com...-contacts.html

Now I just spoke with a supervisor named Richard. He said if I do not pay by tomorrow that they will contact my employer. I have already e-mailed the payroll dept at work. When I took out the loan I listed an 800 verification number as my work phone. Tehy must have called it and paid the frr of $15 to get my work info because they called me at work. I just hope they send the letter to the corp office where payroll is done and not to my actual place of work.

This is so awful, I am in tears as I type this. This is a persoanl matter and I am afraid my boss and payroll person on site will find out. How embarrassing. There must be a way to stop these awful people. I have an attorney who is handling my debt repayment program for all of my credit cards. Can he help me on this situation too?

When they are unsuccesful with the wage assignment what is their next strategy? Hopefully the WI DFI will contact me and them soon.

The principal is $300. I have re-loaned 7 times. Sometimes I re-loaned for $200, others for $300. And sometimes there was a week or 2 in between loans where I owed them nothing.

I hate dealing with this.

They want $439 from me right now. The amount which was returned by the bank was $381 - so what's with the extra $58? Like the don't already make enough money!

They keep offering me to pay it off since it is only 14 days past due and then re-loan right away.

What would you do? I know I should not let them bully me but I want out of this disaster!

Since you sent them a revocation letter, they will not relend to you. this is a lie trying to get you to pay. I paid them and then tried to reborrow and they would not let me. Send them what you can. Did they cash the $15 yet?

I just mailed it today. I am not going to give in, I was just very upset before. Thank you for the info. I know better than to trust them.

Once they were unsuccessful with my wage assignment, they sent me a settlement email offering me to pay a certain amount and call it good. It was still a ridiculous amount for what I had borrowed. They also insisted on continuing to call me on the phone and contacted one of my references. They didn't get anywhere and left me alone after a while. Finally a couple weeks ago they responded to my state's AG with a paid in full letter.

Jcornell, Never Trust a Payday Company. I found that out the hard way you will get burned. Hope everything works out for you. KYSIDE38

JCornell (And actually my daughter is also a jcornell, lol...), I hope they call your payroll at the corporate site. I also work for a huge company where payroll is in another city and Sonic did this to me--they actually sent them a wage garnishment letter and payroll sent it back!!!! Once that happened I made monthly payments.