well i am not real pleased with them.. i called them for help last DEC of 07. they talked me out of a bankruptcy. and now that they have finally got all there money from me i want to cancel. i decided finally that this was a HORRIBLE idea. and i lost a lot of money.. and i am praying that i at least get half of the money i have shelled out to them back. my credit is in such bad shape now . i would never recommend them to anyone.. and now i am still having to do a BK because of the mess i am in with the credit cards now..

Those guys don't know WHAT they are doing! Run, run fast, and run far!

What unbiased entity can validate FH Financial Services to be reputable and their consultants?

From my expierance, this has been a good company. I have been in there program for almost a year and have settled two of my accounts. It is going a little faster than I thought cause they settled those bank of america credit cards at 30 percent.

I hope they can do the same on my other debts...

Texas Attorney General Charges Four Debt Settlement Companies With Unlawful Conduct

HOUSTON – Texas Attorney General Greg Abbott today charged four debt settlement companies with orchestrating fraudulent debt settlement schemes. The defendants’ Web sites promised that they could eliminate their customers’ unsecured debts – such as credit card accounts – in as little as three years. According to the state’s enforcement action, the defendants unlawfully misrepresented and overstated the nature of their services.

The following debt settlement companies are named in today’s enforcement action: Dallas-area based BC Credit Solution, LLC and FH Financial Service; Scottsdale, Ariz.-based Four Peaks Financial Services; and Louisville, Ky.-based DebtORSolution.

1) The Better Business Bureau is NOT a government agency. Instead the BBB is a private 501(c)(6) organization with $143 Million in annual revenues derived from membership dues it receives from the very businesses it reports on.

2) Attorney General questions new BBB Grading System. The Connecticut Attorney General is looking into the practices of the Better Business Bureau after they gave their annual Torch Award for Best Business to Custom Basement, a firm under investigation for violation of consumer protection laws.

3) U.S. Representative says BBB negatively classify businesses they don't like. Addressing Congress, US Representative Corrine Brown said some BBB's libel and slander small businesses they don't like while rating other companies with terrible records as being satisfactory.

4) Membership in the BBB guarantees a better grade. By their own admission, membership in the Better Business Bureau improves a business' grade. Calling this a membership service is a misnomer, it more closely resembles an advertising service where "members" pay to play.

5) Even the Better Business Bureau is NOT a member of the BBB. Not only does this exhibit a lack of confidence in their own product, it makes it impossible for anyone to complain about the Better Business Bureau to the organization.

If you had to be talked out of bankruptcy, doesnt that mean that you already had bad credit? So how did they make your credit worse? FH Financial has a money back guarantee. It sounds to me that your post is fake and makes no logical sense.

I would have to concur with above. If you were thinking of filing Bankruptcy your credit would already I have to be bad. Also, in no way shape of form to they promise to ELIMINATE your debt. Settlement is a Negotiation process and it takes a while. They are in essence working to decrease the amount that you owe...NOT eliminate it. Get an education people...

I would have to concur with above. If you were thinking of filing Bankruptcy your credit would already I have to be bad. Also, in no way shape of form to they promise to ELIMINATE your debt. Settlement is a Negotiation process and it takes a while. They are in essence working to decrease the amount that you owe...NOT eliminate it. Get an education people...

If you settle your debt and pay it off, is the debt not therefore eliminated?

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FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

Hello can someone tell me why no one has gone after these people, 56 Dallas BBB Complaints - Government Actions to Desist and Refrain all business in the State of California, Complaint after Complaint everywhere, When is Somebody going to do something about this. All I read is these other companies are being Investigated What about these people they have ruined so many lives.

FH Financial Services is just two guys, ex-subprime unemployed mortgage brokers who decided to get into the "helping debtors not pay their creditors by paying them(FH Financial) instead" business. They go around on various blogs and forums posing as happy customers, leaving positive reviews. Avoid if you have an IQ above 60.

Mountain View Financial Group Inc, Based out of Delaware, Debt By Debt Settlement Services Dallas, My Debt Hurts Dallas, Love that one like they even care, And of course Bella Financial Inc Dallas, And Bella Financial Dallas, Why so many different names we ask we all know the answer to that one.

the program will most likely not get the desired results, duh!! That is your fault not theirs.
SameBox Response from "paulmergel":

What was that all about

Hello j2 what company do you work for