Has anybody used FH Financial Service for debt settlement? fhfinancialservice.com/ It looks like one of the better sites, but I still am apprehensive about the whole process.

guest, have you checked on the BBB site to see their rating? That's a good starting point anyway.

I'm currently using them. Just started about 8 months ago. I've paid them a lot of fees, and they've negotiated 2 payments for me. It is a 3 year program, but it seems to take a long time. If I had more money than they asked me to set aside each month per our contract, this would go faster.

they get their money first...then it will take forever to paid your part or debts...bad bad company
i just cancelled and loss $2200.00
i am suing them

also , i found out later...they hide info from you..then when you start paying them...all crap comes out....i prefered to start with other company that to finish with this fraudulent people...the owner is a sycho...a lier and will steal money from you..how did you pay two accounts in 8 months...unless your case was diferent..(less money) i had 55k....so the firts 5 payments are for them..them the rest they collected in the next 11 months..how in the world were you able to do that?
in my case at month # 16 they were going to have only $5500.00 available...with that money they can hardly pay one of my cards...or deal..your accounts were very low, I can see
maybe like 5k 3k ...my lowest is 9k

Everyone should check out this companies BBB report it is real good so I have recommened them for all, copy and paste for their link.

have been with them 2/12 years ans am just about debt free according to what they originally told me have reffered a lot of people and they are happy too

Hello,

My Name is Jacob Hunt. I am the President of FH FInancial Service, Inc. The poster claiming that he is suing us and we hide from him is obviously lying. I also refunded half of his fee's back to him, we tried to transfer it back to his account but he closed his account. We did send a certified check and it was cashed. The individual who is posting these negative things about my company had his email blocked because he was sending several members of my staff derogatory and racist emails. I called Mario myself and explained everything to him several times (he has a limited english vocabulary). He said he understood everything and he was fine with it. The very next day he is sending myself and my employees derogatroy emails. There is no law suit, if I was in the business of ripping people off I would not refund his fee's. I truly believe that Mario does not understand anything even after many, many, explantions. He would rather call us liars. That is fine, our reputation speaks for itself, and everyone who has delt with the general public knows that no matter how good of a job you do, there are always "Mario's" out there. Thank you for you time. If you would like to reach me directly I am available at 866-430-5375. This is my direct line. Thank you!

Jacob Hunt
FH FInancial Service, Inc.
President

I too have had to find help with bills. This company seemed good and I of course was very scared to try it. I looked it up on the BBB and found there were only about 5 issues that were either resolved or the person did not get back to the BBB to say it was resolved. That in itself helped me feel better. Yes, you pay up front to them and then continue to save and pay. That seems strange but I am praying that it will all be okay. I asked for their service guarantee to read over first. Wish me luck as I am going to give it a try!

Hi all, I have just started with FH Financial and I gotta say that reading these reviews puts me at ease a little. I am a little worried about the lack of communication though. Most of my emails go unanswered and there doesn't seem to be a lot of inner office communication between their staff. Anyone else experience this?

I too have signed contract and just started with FH Financial and have had trouble getting them to return calls or e-mail. Yes I too am worried as being a disabled, Senior, Widow, living on minimum SSI the money they are taking out of my account for 3 years, each month is a bit scary if this is a fraud co,

I have been with FH Financial for more than 2 years and they are the best company I have ever dealt with. They did exactly what they said there were going to do. I have almost all of my debt paid off. I even recommended them to some friends and family and they are just as happy as I am. I highly recommend

I am very happy with FH, they have good customer service and I getting out of debt. I was nervous at first, but now that I am 1 year into the debt settlement program, I see how it works. I think I will get out of debt faster than what I am budgetted for cause the settlements are very low. You can trust these guys

Sorry but I must speak for the rest of the people here. Jacob Hunt says "our reputation speaks for itself". What reputation would that be? Your company has had 5 complaints in the past 36 months and only (1) has been resolved. You have an F rating with the BBB.

Is that the reputation that speaks for itself?

sorry FH financial,but i too am of the opinion that all people who post positive are plants.also stop posting your phone number.that is prohbited.post it again your post is gone again.do not try to discredit the BBB in reference to your company.quite a few places that do debt management,settlement,and consolidation have great BBB ratings.

I'm writing on behalf of my friend since she is scared to use her internet anymore. FH Services sent her an email with a slide show. In the slide show was kind of creepy because it contained pictures of her, pictures of her friends, and websites that she visited, and other personal information. She has no idea if this information was already on the internet or if it was just from a cookie or if somehow they "hacked" into her computer.

I know nothing about debt consolidation but it all seems weird to me that they tell you not to pay any bills for awhile, then they take all your money first. Then they may lower your interest rate but that's not even guaranteed...??? Just seems like that ruins your credit score even more.

Also, to "Maria G." you write, "they are the best company I have ever dealt with" that sounds like either you've been into debt WAY to many times or its a lie and your post is a plant.