Quote:
Originally Posted by Anonymous
I got a call from these guys yesterday. Glad i googled it today. They wanted to settle a debt from 96. Started asking a couple of questions about kids, full time employment, ect. I was willing to settle with them till I read this but we couldnt agree on a dollar figure. I wasnt going over 400 and they wanted 500. It was uncontrollable curcimstances why I owed the bill from 96 and I would be willing to settle it with the origional creditor but not these crackpots. I will make them supply me with some documentation or leave me alone. On another note both Steve Martin or Mr. Mason were somewhat polite. As soon as people start yelling I turn into a brick wall or have fun with it. The conversation ended with I will talk to my lawyer and see what my rights are. Havent heard back from them yet. Now I am kinda looking forward to it.
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Well, first of all stop and think about it. Nineteen Ninety SIX? MOST states have a statute of limitations law. After that, if I do understand the law correctly (I am NOT an expert) there's LITTLE they can do except harm your credit, and i don't even think they can do THAT if it is past the Statute.
Here's one that happened to ME a few year back. I lost my job, got a bit behind with things. I never 'welched" on any debt; I continued to PAY them until I got caught up. Eventually I regained my credit rating (over 840!). In 2001, I had a stroke I attribute a lot to my past difficulties. At the time I was almost destitute and was in process of going onto disability. When I came out of hospital I received various bills, but also qualified for Medicaid. I paid EVERY bill that was presented OR sent it to Medicaid for payment. Every bill that I was presented, I handled promptly. Fast forward to 2007, when one fine day I received a bill from an alleged provider for $2000 for "services rendered" in 2001!!! I was floored, but also suspicious! Why were these people being so "nice" about it by offering to "let" me pay $10 per month. Something seemed "fishy"! WHY had they waited for SIX years to even present a statement, and 2) WHY were they willing to let me pay JUST 10 bucks per month. They had every opportunity to have their bill PAID by Medicaid in 2001---nearly a YEAR to get paid before my eligibility expired, BUT they NEVER sent ME a bill, nor did they bill Medicaid---even tho, in 2001, I had made them aware of said eligibility! In 2007, I was in better shape, but not willing to be taken to the cleaners IF I didn't owe this bill. Lawyer time!!!!!!!!! The attorney advised me that the provider had THREE years under the laws of my state to present medical bills, the statute had long expired, and this provider was sh-- outta luck!!!!!!! Why did I not consent to PAY the bill? BECAUSE it was their own error in house and they COULD'VE been paid in 2001 by sending it either to Medicaid or to me for handling! It WOULD have been paid if not for their own goof up! NOW! Why did they being so 'nice' by "letting" me pay ONLY 10 bucks? They were being SNEAKY. IF I had rolled over and paid the 10 dollars, IT WOULD HAVE RENEWED THE DEBT, BROUGHT IT UP TO DATE, AND I WOULD HAVE BEEN FORCED TO PAY EVEN THO IT WAS 6 YEARS OLD, & IT WAS *THEIR* FAULT, THEIR SCREWUP ANYWAY!
It was a great pleasure to send them the letter in which I informed them that I was NOT going to pay, and I outlined why according to the attorney that advised me. "If you have further questions, Madam, please consult *********, attorney at law".
Then I got a phone call from the Radiology lady that sent the bill! I could tell from her voice she was very disappointed, but she also told me they were closing this bill and marking it paid in full! LMAO! They messed up, it was THEIR own internal billing error, and had they presented the bill in a TIMELY manner, they would have been PAID!

It is a shame that these people can go around buying up old and expired bills, paid or not, and extort money from the people who may or may not remember the debt. They use scare tactics and intimidation to get people to pay bills they may not even OWE!!! I am shocked at the number that simply roll over and pay without even checking if its legit!!!!
Since then I've received calls from various collectors that were mistaken identity, and one that keeps calling me about someone that NEVER lived here. I have used the information gained here (and thru attorneys) to defend against these slime balls who will steal money--if you LET' em!
Me