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Send message to p21ejduke
Sub: #1 Debt Collection Question
Replied on 01-23-2012, 09:34 AM
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HiI'm working on cleaning up my credit. I have a negative remark from Cavarly Potofolio Services, LLC. reported 1/2012 It's appears its for a Sprint Account from 2004. I sent them a debt verication letter. This is all the information I received back.Verification of DebtOriginial Institution: SprintOriginial Account Number: 0527989078Cavalry Reference Number: 12196861Open Date: 14-Aug-2004Charge Off Date: 05-Oct-2006Account Balance: $300.06The first thing I'm wondering about is the SOL. I live in DC (3 years) but open this account in PA (4 Years), and shoudl I make arragements to pay, keep in mind I'm trying to clean up my credit. Advice?




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Send message to SOAPLADY
Sub: #2
Replied on 01-24-2012, 08:07 AM
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Paying a collection account will do nothing for your credit.

Your charge off date was in 2006? When was the date of your last payment??? It can legally report for 7 years for the date of your last payment.

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