I need there email address I live in Mass and look what I just found.
Massachusetts Payday Lending Laws
Along with Maryland and Georgia, Massachusetts is one of the few states that not only prohibits payday lending within the state, but prohibits local banking companies from working with out of state payday lenders to provide Massachusetts residents with payday loans as well.
There are a number of ways in which a state may prevent, or at least limit the payday industry in a state. Small loan interest rate caps, usury laws, or specific prohibitions on check cashing are the most common methods. Massachusetts uses the usury laws method.
The last battle that the state of Massachusetts is fighting concerning payday lending is in the online world. Although it is illegal for out of state payday lenders to offer Massachusetts residents payday loans, some companies are attempting to do so. They are currently being investigated.