Paid this company 2500.00 and the first month I was able to start paying something to my creditors the credit card company seved me with papers to take me to court to garnish my wages. contacted the pdr group and guess what? they couldnt help me , they said to let the lawyer get a judgement on me . So I am filing bankrupcy, just wish that I had been smarter and not have let this company take advantage of me. Maybe I should have gone with a better company or at least one that was better known .