Same thing happened to me & my wife's joint acct. We HATED the fact that we allowed ourselves to get into ANY payday loans, but we did. After thinking about how we sent our personal info out all over the internet, I almost expected something like this to happen. We got $250 deposited to our acct on 7/31/09 and there was NO previous email or acct documents to prove we ever signed anything. NOW, as of 8/29/09, she got an email
from "Recovery@starcashprocessing.com" referring to a website "recovery.starcashprocessing.com" which has an acct number they give you in the email and you look it up & put the last 4 of your SS# and up comes the acct. BUT, there is no reference to an original agreement or date from which they supposedly got your info! We never recv'd any original email saying we signed anything to get the loan. Like someone else said, It's probably 'cuz we gave out info on those web sites that say they are not a lender, but "search" for One that will take you. They'll "TAKE YOU" all right, take your money that is!! So now, they're saying we owe $430.00 when we only "GOT" $250 in the first place. We had Wells Fargo stop payment on two of their $75.00 ACH withdrawals so far, 13 days apart, not even two weeks, and we are having WFB legal dept. investigate this place. WE DO NOT WANT to close our checking & savings accts, which we have had for twenty years, and is one of the few things we have to show stability with for credit purposes, since we've had a lot of credit challenges. WE ARE NOT PLANNING to pay them back ONE RED CENT unless or until they SHOW proof of us or one of us asking for this money in the first place. Maybe if enough of us just take & not pay back their money, we will be able to shut them down because they won't be profitable scammers anymore and we'll defeat their purpose for existing - stealing people's hard earned money!!!!