You all need to understand, before giving your private info to any site on the internet, be sure to read the site. These folks do perform a verification. They contacted my employer yesterday and verified I work here. I also viewed their offer and it indicated moving forward was confirmation of electronic acceptance. People truly need to slow down and read again. And before anyone decides to challenge me, I'm not a plant. I am a real person whom resides in California and received a payday loan from this company. And quite honestly, I don't find anything they have done to be illegal or unauthorized. If you are just wanting to "inquire" on what payday loans are about, you don't need to supply your bank info. Those whom have opened themselves to these issues.