Navigation
  #17  
Old 02-08-2009, 09:23 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default what is the best way to get out of credit card debt?

from the detroit area, lost my job and in poor health. have credit card debt up to our eyeballs.now we can no longer make the minnies.have been looking in to credit/debt negotions and bankrupsy. need good advise from surviviors of the same.thx
Reply With Quote Quick reply to this message
  #18  
Old 02-26-2009, 09:59 AM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

I have recently start receiving calls from Credit Solution Corps in reference to a credit card she told me that unless i come to an agreement with them they will notify my employer and deduct the amount from my pay each week. I thought one that creditors could not harrass you on your job. Is that so and can they deduct money out of my pay each week without my consent.
Reply With Quote Quick reply to this message
  #19  
Old 02-26-2009, 10:01 AM
paulmergel's Avatar
paulmergel paulmergel is offline
Moderator
 
Join Date: Jun 2007
Location: illinois
Posts: 7,880
Credits: 36,091
Default reply

they broke the law in stating that.they would need a court order to garnish wages.demand something in writing then hang up.
Reply With Quote Quick reply to this message
  #20  
Old 02-26-2009, 12:37 PM
NASCAR_Devil's Avatar
NASCAR_Devil NASCAR_Devil is offline
Moderator
 
Join Date: Jun 2008
Location: Texas
Posts: 4,527
Credits: 26,216
Default

What state do you live in? Do you have a recorder?
Reply With Quote Quick reply to this message
  #21  
Old 02-28-2009, 01:13 AM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

You need to contact an employee who was terminated by this company for standing up and saying something about many violations and things going on there she kept screen prints and everything
Reply With Quote Quick reply to this message
  #22  
Old 02-28-2009, 12:37 PM
paulmergel's Avatar
paulmergel paulmergel is offline
Moderator
 
Join Date: Jun 2007
Location: illinois
Posts: 7,880
Credits: 36,091
Default reply

maybe that employee could register and be a example of someone doing the right thing.not a guest who just vents for the sake of venting.
Reply With Quote Quick reply to this message
  #23  
Old 05-13-2009, 07:10 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default credit solutions corp

is a rip off they bump the price up by alot and make you pay for more then what you owe
Reply With Quote Quick reply to this message
  #24  
Old 05-27-2009, 12:16 AM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

I've been having the same problem with them calling me at work sometimes 3 or 4 times a day. They wouldn't accept the payments I offered to pay them so I quit answering. I could barely understand the woman to start off with, then when she told me they would deduct my paycheck if I didnt pay it, it really pissed me off. My human resources lady called and told me that this company is trying to get info about me and she cant tell them anything other than my basic hire info unless I sign a release form. I guess they are about to sue me or something. This is for a cell phone bill through at&t back when it was Suncom in 2001.
Reply With Quote Quick reply to this message
  #25  
Old 05-27-2009, 04:30 AM
NASCAR_Devil's Avatar
NASCAR_Devil NASCAR_Devil is offline
Moderator
 
Join Date: Jun 2008
Location: Texas
Posts: 4,527
Credits: 26,216
Default

What state do you live in? When was the last time you paid on the account?
Reply With Quote Quick reply to this message
  #26  
Old 05-27-2009, 10:36 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

Louisiana and they just started all of this in November of 2008. I havent paid since Christmas 2008 because I couldnt afford it at the time, I got in a bit of a jam.
Reply With Quote Quick reply to this message
  #27  
Old 05-28-2009, 06:46 AM
NASCAR_Devil's Avatar
NASCAR_Devil NASCAR_Devil is offline
Moderator
 
Join Date: Jun 2008
Location: Texas
Posts: 4,527
Credits: 26,216
Default

You've been paying this since 2001 and 2008 is when you defaulted?
Reply With Quote Quick reply to this message
  #28  
Old 05-28-2009, 09:52 AM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

No i havent paid anything on it until 2008. I never got a bill or even knew it was on my credit still. They just started calling me at work all of a sudden. I only made 3 or 4 payments to them.
Reply With Quote Quick reply to this message
  #29  
Old 05-28-2009, 10:10 AM
NASCAR_Devil's Avatar
NASCAR_Devil NASCAR_Devil is offline
Moderator
 
Join Date: Jun 2008
Location: Texas
Posts: 4,527
Credits: 26,216
Default

You may have reset SOL with the payments. I would start digging into whether LA has adopted the UCC SOL for cellular accounts.
Reply With Quote Quick reply to this message
  #30  
Old 05-28-2009, 12:43 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

I found this so far. I dont know what any of it means though. My account was 10 years old in September of 08, I believe but I will have to find my old credit report to make sure.

Louisiana Statutes of Limitation


Contracts: 10 years.

Open accounts: 3 years.

Lawsuits, which are filed but not pursued, become null three years after the last action taken.

Judgment: 10 years, and if not renewed within the ten years become a nullity
Reply With Quote Quick reply to this message
  #31  
Old 05-28-2009, 12:47 PM
NASCAR_Devil's Avatar
NASCAR_Devil NASCAR_Devil is offline
Moderator
 
Join Date: Jun 2008
Location: Texas
Posts: 4,527
Credits: 26,216
Default

Any reference to whether LA adopted the UCC SOL for utilities and telecom?
Reply With Quote Quick reply to this message
  #32  
Old 05-28-2009, 10:54 PM
Anonymous
Guest
 
Posts: n/a
Credits: 0 [Check]
Default

I cant find anything about that. I am illiterate when it comes to finding things on the internet. I did give them my debit card number to take out the payments and they did take out some but then they stopped. I didnt have the money in my account the week of Christmas because I am a single parent and I wanted my kids to have a decent Christmas. The money has been in my account since then though. I have my statement from when they did take out the money.
Reply With Quote Quick reply to this message
Reply

Quick Reply
Name:
Message:
Remove Text Formatting
Bold
Italic
Underline

Insert Image
Wrap [QUOTE] tags around selected text
 
Decrease Size
Increase Size
Options

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -8. The time now is 04:48 AM.




About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services Navigation