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Posts by curlycarl
Posting date Subject
Posted: Mon Jun 5 7:36:22 2006 kbraveboy Ask your bank to give you the ..
Posted: Mon Jun 5 7:08:30 2006 Hi . See the latest copy of your credit ..
Posted: Mon Jun 5 7:00:07 2006 Clay, I will ask you to keep those files in ..
Posted: Fri Jun 2 17:40:31 2006 You can purchase your scores from the three ..
Posted: Fri Jun 2 16:30:46 2006 You might get some help in the thread here. Call ..
Posted: Fri Jun 2 16:26:08 2006 Good to hear from you, FYI. You might have read ..
Posted: Fri Jun 2 16:12:43 2006 In general, the accounts are sent to collections ..
Posted: Fri Jun 2 15:04:26 2006 Go ahead, quote the usury laws available in your ..
Posted: Thu Jun 1 17:01:26 2006 A creditor will not always sell off a charged off ..
Posted: Thu Jun 1 14:15:24 2006 Lorri, It might take some time for the company ..
Posted: Thu Jun 1 13:48:50 2006 Mel, dispute this account with the CRA reporting ..
Posted: Thu Jun 1 13:16:34 2006 The number to reach Platinum B is 732-726-5692. ..
Posted: Thu Jun 1 13:07:28 2006 GoingCrazy It is usual for the creditors to ..
Posted: Thu Jun 1 12:58:59 2006 sapphiredreams Sounds good! I guess you should ..
Posted: Thu Jun 1 12:22:05 2006 Keep your letters in a folder for records along ..
Posted: Thu Jun 1 12:19:56 2006 help03 Get in touch with the original creditor ..
Posted: Thu Jun 1 11:52:26 2006 Check your bank statement and see if it is ..
Posted: Tue May 30 11:29:28 2006 Has the CA given you any information about this ..
Posted: Tue May 30 11:16:59 2006 Hi Jons Do you have the full name of LSI It ..
Posted: Tue May 30 11:06:45 2006 You might have to shop for a consolidation ..
Posted: Tue May 30 10:14:58 2006 As you are shopping for a company to take care of ..
Posted: Tue May 30 10:02:40 2006 The date of charge off does not change when the ..
Posted: Mon May 29 13:54:45 2006 Tammy, please pass the best wishes to your ..
Posted: Mon May 29 13:37:15 2006 Clb, have you tried to close the account and open ..
Posted: Mon May 29 13:00:41 2006 Take the help of your bank in this regard. A ..
Posted: Fri May 26 18:07:11 2006 LessIsMore came while I was typing. He/she has a ..
Posted: Fri May 26 18:05:07 2006 No Lorri, don't say yourself stupid. What you ..
Posted: Fri May 26 17:46:33 2006 Hi Would you mind telling us something about ..
Posted: Fri May 26 11:11:14 2006 Like I said earlier, your avatar is very soothing ..
Posted: Fri May 26 11:07:38 2006 There are many advantages of a second mortgage. ..
Posted: Fri May 26 10:42:32 2006 I like your avatar sapphiredreams!! It's very ..
Posted: Fri May 26 10:32:27 2006 Hi deannajamison Perfect advice by ..
Posted: Thu May 25 15:56:57 2006 Responding to your debt validation request, the ..
Posted: Thu May 25 13:43:29 2006 Hi sapphiredreams I feel the same for you ..
Posted: Thu May 25 12:12:12 2006 sapphiredreams It is the law for the internet ..
Posted: Thu May 25 11:55:07 2006 You will also like to read this discussion about ..
Posted: Thu May 25 11:48:37 2006 Hi LessIsMore Your blog is very informative ..
Posted: Thu May 25 11:09:19 2006 I was reading about the laws in the state of ..
Posted: Thu May 25 10:54:21 2006 Hi Lorri, I can understand the situation when ..
Posted: Thu May 25 10:36:47 2006 Hi dcashwell3 PentaGroup Financial is a ..
Posted: Thu May 25 10:30:43 2006 Hi Guest, I am sure this collection agency ..
Posted: Thu May 25 10:14:50 2006 Hi Tamara I will suggest you not to ignore the ..
Posted: Wed May 24 11:36:02 2006 Here is a sample of the letter you can send to ..
Posted: Wed May 24 10:57:49 2006 Hi razmom Most of the payday loan lenders give ..
Posted: Wed May 24 10:44:16 2006 So, what possible actions should be taken against ..
Posted: Wed May 24 10:37:04 2006 You can give a call to Magnum Z (debt doctor) at ..
Posted: Wed May 24 9:56:45 2006 If Alliance is a member of the BBB, you will ..
Posted: Wed May 24 9:49:53 2006 Hi Jesmith The lenders use these kinds of ..
Posted: Tue May 23 17:15:38 2006 Hi Mike You have placed your request at the ..
Posted: Tue May 23 17:09:23 2006 Mike Have you disputed the debit of USA ..
Posted: Tue May 23 17:07:15 2006 Collection agency set up a timeframe so that they ..
Posted: Tue May 23 16:40:11 2006 Magnum Z (debt doctor) - ..
Posted: Tue May 23 16:24:03 2006 Linda Please allow me to come into this ..
Posted: Tue May 23 16:10:12 2006 Hi Cindy As you are aware that your money ..
Posted: Tue May 23 16:07:36 2006 Your documents that confirm you using a program ..
Posted: Tue May 23 16:01:51 2006 Kera, Make sure that United Federal Bank has ..
Posted: Tue May 23 15:51:28 2006 Adding to my previous post, if the CA is making a ..
Posted: Tue May 23 15:48:27 2006 Collections are a derogatory remark in your ..
Posted: Sat May 20 15:58:53 2006 coffeefix Has Cash Today put this deal in ..
Posted: Sat May 20 15:49:09 2006 jcrab1 I am assuming this law office is only ..
Posted: Sat May 20 15:41:41 2006 RSB Read the link posted above on debt ..
Posted: Sat May 20 14:57:41 2006 Glynnie11 Check out for the laws in your state ..
Posted: Sat May 20 13:28:03 2006 Call your lenders and explain your financial ..
Posted: Sat May 20 13:04:38 2006 Rashall1 One of the consultants will be ..
Posted: Sat May 20 12:20:02 2006 After you log in the forums, you will see a ..
Posted: Sat May 20 11:44:02 2006 Hi mepate Payday loan lenders are required to ..
Posted: Sat May 20 11:19:05 2006 I am sorry to hear about your present situation. ..
Posted: Sat May 20 11:00:11 2006 Sonic payday is returning the excessive charges ..
Posted: Sat May 20 10:19:57 2006 The payday loan lenders have their ID's with the ..
Posted: Sat May 20 10:13:10 2006 The payday loan lenders cannot threaten with ..
Posted: Sat May 20 10:00:19 2006 Hi Under the federal laws, the collectors are ..
Posted: Thu May 18 16:04:03 2006 I guess there is a type with the number you have ..
Posted: Thu May 18 14:54:18 2006 dairycowz, don't allow the calls continue ..
Posted: Thu May 18 14:49:45 2006 VS You don't need to pay those scammers who ..
Posted: Thu May 18 13:54:47 2006 Some lenders are hard to deal with at the ..
Posted: Thu May 18 13:30:03 2006 I am sure Gerald E. Moore does not have your ..
Posted: Thu May 18 12:57:50 2006 Ads make dead people alive. No matter, the ..
Posted: Thu May 18 12:24:11 2006 Be sure to get the as said by dcashwell3. It is ..
Posted: Thu May 18 12:10:11 2006 The state laws in Nevada prohibit the lenders ..
Posted: Thu May 18 11:56:04 2006 You can take a free counseling from this website. ..
Posted: Thu May 18 11:47:20 2006 If you are unable to pay your lenders at present, ..
Posted: Thu May 18 11:20:01 2006 I guess most of the lenders won't be assured ..
Posted: Thu May 18 10:50:53 2006 Wendytexas, if you can afford to make the ..
Posted: Thu May 18 10:40:43 2006 dcashwell3 is right! Combine all your debts into ..
Posted: Wed May 17 19:06:03 2006 George The federal laws state that the CA ..
Posted: Wed May 17 15:06:36 2006 Hi Karen You might find this thread helpful ..
Posted: Wed May 17 14:44:24 2006 Wow! Things are going pretty well at your end. ..
Posted: Wed May 17 14:36:45 2006 DD, explain the situation to your bank and put a ..
Posted: Wed May 17 14:07:38 2006 Correct, payday loans lead nowhere but to a ..
Posted: Wed May 17 13:58:58 2006 Have you tried working out with Platinum B in ..
Posted: Wed May 17 13:53:05 2006 John, Feel free to register in this website ..
Posted: Wed May 17 13:22:15 2006 The HSBC will work on the consolidation program ..
Posted: Wed May 17 13:02:59 2006 Hi Clay I wonder if the bureaus have spelt the ..
Posted: Wed May 17 12:38:52 2006 Paycheck Today phone # ..
Posted: Wed May 17 12:34:57 2006 Hi Guest, You are right with your approach. As ..
Posted: Wed May 17 12:24:22 2006 Hi kswesterman I checked the company and ..
Posted: Wed May 17 12:18:06 2006 Hi Call WFNNB at 1-800-695-5316 / ..
Posted: Wed May 17 12:14:29 2006 Hi jenn3387 Now, you should use your legal ..
Posted: Wed May 17 11:44:46 2006 jenn3387 SOL is only renewed when you make a ..
Posted: Wed May 17 11:39:47 2006 Hi jc2461 Do you mind giving the name of the ..
Posted: Wed May 17 11:31:56 2006 Hi sapphiredreams Put a search in this forum ..
Posted: Wed May 17 10:53:31 2006 ljclark1 The collection agency should update ..
Posted: Wed May 17 10:11:47 2006 The of that state will be applicable where you ..
Posted: Fri May 12 10:38:33 2006 Hi theresa63 You should negotiate with those ..
Posted: Fri May 12 10:29:31 2006 mshwartz12 Fraud alerts are activated only ..
Posted: Fri May 12 10:03:28 2006 Hi jcbarron I will stay alert with this ..
Posted: Fri May 12 9:51:13 2006 Gino, Your credit will determine if you are ..
Posted: Fri May 12 9:31:11 2006 Geneva Roth cannot be located with a physical ..
Posted: Thu May 11 12:13:09 2006 The states allowing payday loans are put in the ..
Posted: Thu May 11 11:47:11 2006 DAS is a collection agency. They are not listed ..
Posted: Thu May 11 11:42:28 2006 I think you can still recoup from the present ..
Posted: Thu May 11 10:51:52 2006 Hi Some lenders are hard to deal with while ..
Posted: Thu May 11 10:37:24 2006 Are you referring to Focus Receivables Management ..
Posted: Thu May 11 10:29:14 2006 Send a debt validation letter to Asset Acceptance ..
Posted: Thu May 11 10:15:47 2006 Hi krispy1997 Credit scores are affected by ..
Posted: Wed May 10 13:42:09 2006 Laws in North Carolina allow a maximum loan ..
Posted: Tue May 9 17:38:15 2006 Rtcmom, quite possible! Basically, the state ..
Posted: Tue May 9 17:07:04 2006 Hi staffordprofessional All the illegal ..
Posted: Tue May 9 16:49:44 2006 It is illegal for a collection agency to leave ..
Posted: Tue May 9 16:22:52 2006 Shupej I am sad to hear about this situation ..
Posted: Tue May 9 15:59:28 2006 Guest, dispute the incorrect items with the ..
Posted: Tue May 9 15:40:23 2006 Gone_Cuttin Take my suggestion as well as of ..
Posted: Tue May 9 15:35:23 2006 Hi help03 Inquire from the original creditor ..
Posted: Tue May 9 15:29:59 2006 Hi Monique, send a letter to Jack for debt ..
Posted: Tue May 9 15:16:52 2006 Hi staffordprofessional Good to see you ..
Posted: Tue May 9 15:12:48 2006 It will never hurt knowing the details of the ..
Posted: Tue May 9 15:09:46 2006 Ehwin, SOL of that state is taken into ..
Posted: Tue May 9 14:50:37 2006 Hi travelrchic The fact is that the cease and ..
Posted: Tue May 9 14:28:32 2006 I will call Magnum and get more information for ..
Posted: Tue May 9 14:26:21 2006 celticlass, keep us posted on this matter. We ..
Posted: Tue May 9 14:24:01 2006 Hi sweetfaith2002 Discuss your accounts with ..
Posted: Tue May 9 14:02:13 2006 Hi Stephanie If the 'source' is helpful to ..
Posted: Tue May 9 13:51:23 2006 Hi You are not responsible to pay the debt ..
Posted: Tue May 9 13:42:21 2006 Hi shupej You will receive a call from the ..
Posted: Tue May 9 13:36:41 2006 Hi You have a very good credit score. If you ..
Posted: Tue May 9 13:28:38 2006 Hi kswesterman Check with the attorney general ..
Posted: Tue May 9 13:16:32 2006 Yes, I am also aware that payday loan companies ..
Posted: Tue May 9 12:26:20 2006 Hi raysta101 Most of the items are disputed ..
Posted: Tue May 9 11:36:52 2006 Hi martinadams They are National Credit ..
Posted: Tue May 9 11:27:05 2006 Do payday loan companies check bad credit It ..
Posted: Tue May 9 11:20:51 2006 Hi boppinmama13 Welcome on board! Take the ..
Posted: Tue May 9 11:12:23 2006 In Pennsylvania, there is no limit on the amount ..
Posted: Tue May 9 10:57:56 2006 Hi bcolbert1974 Have you verified the purpose ..
Posted: Tue May 9 10:51:12 2006 It will be better paying off the debt if the ..
Posted: Tue May 9 10:34:34 2006 Hi Missy Do you get any idea from the letter ..
Posted: Tue May 9 10:29:23 2006 Hi Olive The licensing authorities in your ..
Posted: Tue May 9 10:22:17 2006 Hi olive As the collection agency is ..
Posted: Mon May 8 17:30:20 2006 Hi REDRNOR3 Let your consolidation company ..
Posted: Mon May 8 17:15:39 2006 Apart from being like a drug, this payday loan is ..
Posted: Mon May 8 16:57:22 2006 Hi Your payments towards the debt account will ..
Posted: Mon May 8 16:47:49 2006 Bessie, do keep us updated in this matter. ..
Posted: Mon May 8 16:04:01 2006 Hi Daniel Palisades has validated the debt ..
Posted: Mon May 8 15:42:14 2006 Hi Robert Companies not responding to ..
Posted: Mon May 8 15:31:43 2006 Hi charlottebegonia Dispute with the credit ..
Posted: Mon May 8 15:23:24 2006 Yes LessIsMore, that's right. The creditors want ..
Posted: Mon May 8 14:58:37 2006 Validation letter or legally known as is the ..
Posted: Mon May 8 14:49:23 2006 Hi Fannie How much is the total debt Since you ..
Posted: Mon May 8 14:28:16 2006 Hi DD Is Sonic threatening to deduct money ..
Posted: Mon May 8 14:10:11 2006 Hi joyster93 I wonder if the summon that was ..
Posted: Mon May 8 14:02:39 2006 SHbear Though emails can be prove your ..
Posted: Mon May 8 13:41:04 2006 Be careful when you are dealing with NCO. They ..
Posted: Mon May 8 13:11:48 2006 Hi lgall Your credit worthiness improves if ..
Posted: Mon May 8 12:28:50 2006 Hi Did you ask from the company to send the ..
Posted: Mon May 8 12:24:05 2006 Hi set4sail Check with the and know about the ..
Posted: Mon May 8 12:17:33 2006 Loads of information is there in this forum about ..
Posted: Mon May 8 11:40:56 2006 Hi I fear the breaking of the lease will be ..
Posted: Mon May 8 11:20:44 2006 Hi I guess this is not the legal summon from ..
Posted: Mon May 8 8:45:53 2006 Hi lewis6275 The Fair Credit Report Act(FCRA) ..
Posted: Mon May 8 8:39:04 2006 Hi rachellowe1967 I am sad to hear about your ..
Posted: Mon May 8 8:31:39 2006 Hi celticlass Talk to your bank and ask them ..
Posted: Mon May 8 7:47:02 2006 Hi Bessie I don't think this contract seems ..
Posted: Mon May 8 7:35:24 2006 Hi My personal view is to call your creditors ..
Posted: Mon May 8 7:27:17 2006 Hi msredneck50 Don't pay anything to Zwicker ..
Posted: Mon May 8 6:32:36 2006 Hi pierson32 Thanks for this useful search. I ..
Posted: Mon May 8 6:24:24 2006 Hi NewGuyAACCChater Don't let Asset Acceptance ..
Posted: Sat May 6 18:34:33 2006 Hi charlottebegonia You must check your credit ..
Posted: Sat May 6 18:30:32 2006 Hi dreadla As it applies on all collection ..
Posted: Sat May 6 17:50:34 2006 Go get them, friend. Sonic has illegal practices ..
Posted: Sat May 6 16:30:40 2006 Hi Tina, Call Rio Resources at 804-687-3959 ..
Posted: Sat May 6 15:33:33 2006 Angela, Have you placed a fraud alert in your ..
Posted: Sat May 6 15:27:48 2006 Hi DeeDeeNay Chill! It happens with everyone ..
Posted: Sat May 6 15:19:52 2006 Hi ddemore727 You will need to forward this ..
Posted: Sat May 6 15:00:06 2006 There are companies that make their kind of call. ..
Posted: Sat May 6 14:34:18 2006 Hi Dana I can understand your feeling when ..
Posted: Sat May 6 13:48:37 2006 Hi charlottebegonia Finally, you were able to ..
Posted: Sat May 6 13:32:29 2006 Hi AK It seems that Palisades is now largely ..
Posted: Sat May 6 13:22:24 2006 If the PDL company intends to debit money from ..
Posted: Sat May 6 12:57:47 2006 When you have defaulted on repaying a loan, the ..
Posted: Sat May 6 12:45:43 2006 Hi Famalimo I am redirecting you to the thread ..
Posted: Sat May 6 12:42:07 2006 CA's can charge interests and fees if it has been ..
Posted: Sat May 6 12:23:40 2006 Hi antonette I am concerned if you would like ..
Posted: Sat May 6 12:10:26 2006 No, you can't be sent to jail for any such ..
Posted: Sat May 6 12:04:56 2006 Hi DeeDeeNay We all are glad that you are now ..
Posted: Sat May 6 11:49:14 2006 Debt consolidation programs do not require any ..
Posted: Sat May 6 11:18:40 2006 Hi Lorri Write the letter in a very simple ..
Posted: Sat May 6 11:08:46 2006 Hi You can't have a judgment against you ..
Posted: Sat May 6 10:41:42 2006 Hi gmills03 Your debt consultant will first ..
Posted: Sat May 6 10:35:22 2006 The banks also get aware when they find scammers ..
Posted: Fri May 5 17:47:37 2006 Hi gargamel Don't make any payment until your ..
Posted: Fri May 5 17:40:08 2006 Premier Advantage has an address in Florida also. ..
Posted: Fri May 5 17:03:43 2006 Hi finsfan13 Try contacting this company and ..
Posted: Fri May 5 16:25:02 2006 Hi Shirley You can start recording the phone ..
Posted: Fri May 5 15:52:10 2006 Shirley, The tail of a dog can never be kept ..
Posted: Fri Apr 21 12:49:08 2006 You might like to visit this page for some ..
Posted: Fri Apr 21 12:44:33 2006 No that does not restart the SOL. I think ..
Posted: Fri Apr 21 12:41:50 2006 dont_owe_no, have you posted here earlier I ..
Posted: Fri Apr 21 12:30:41 2006 And if a CA sues for a past SOL debt, the debtor ..
Posted: Fri Apr 21 12:26:57 2006 That's correct. Collection agency should validate ..
Posted: Fri Apr 21 12:20:50 2006 I have also learned a lot here in this forum. ..
Posted: Fri Apr 21 12:18:35 2006 Consolidate the debts. You will be paying one ..
Posted: Fri Apr 21 12:14:04 2006 I think one of the moderators has posted in ..
Posted: Fri Apr 21 12:01:05 2006 Can a Canadian collection agency do business in ..
Posted: Fri Apr 21 11:48:05 2006 What did they tell you Didn't they disclose the ..
Posted: Fri Apr 21 11:41:20 2006 LVNV is a collection agency. If you think the ..
Posted: Thu Apr 20 14:37:48 2006 That's correct. There are many more options to ..
Posted: Thu Apr 20 14:21:49 2006 Chances are AT&T sold the account to ..
Posted: Thu Apr 20 14:01:08 2006 David, don't you have any document of payments ..
Posted: Thu Apr 20 13:39:56 2006 A debt can be collected even up to 1000 years ..
Posted: Thu Apr 20 13:28:45 2006 Most payday loan companies charge unfair interest ..
Posted: Thu Apr 20 12:59:47 2006 Did you ever apply for the cell phone It seems ..
Posted: Thu Apr 20 12:54:17 2006 lybgknitter, did you authorize them to take money ..
Posted: Thu Apr 20 12:43:26 2006 Polly, it seems very very unusual for a lender to ..
Posted: Wed Apr 19 12:16:03 2006 Payday loans are very very costly and they often ..
Posted: Wed Apr 19 12:13:58 2006 That is a good company to deal with. They have a ..
Posted: Wed Apr 19 12:08:10 2006 Allied Interstate is a collection agency, though ..
Posted: Wed Apr 19 12:06:01 2006 You cannot use the PM service unless you are a ..
Posted: Wed Apr 19 12:00:33 2006 This is a typical tactic used by collectors. ..
Posted: Wed Apr 19 11:56:07 2006 Your first post is quite similar to those who ..
Posted: Wed Apr 19 11:50:33 2006 Marita, show your contract papers to the bank and ..
Posted: Wed Apr 19 11:46:49 2006 It seems they are around with some other business ..
Posted: Wed Apr 19 11:45:17 2006 Yana, are you a business owner and hired a ..
Posted: Wed Apr 19 11:42:39 2006 That was some good advice from mwtx. You can also ..
Posted: Wed Apr 19 11:36:42 2006 Don't let judgment enter your credit report. ..
Posted: Wed Apr 19 11:31:02 2006 I would suggest you registering with this site ..
Posted: Tue Apr 18 15:35:31 2006 I think that is nothing but stealing identity! ..
Posted: Tue Apr 18 15:31:02 2006 Go through this entire thread to know what others ..
Posted: Tue Apr 18 15:28:10 2006 Where did you find this info Could you post a ..
Posted: Tue Apr 18 15:22:25 2006 What does the second letter ..
Posted: Tue Apr 18 15:20:58 2006 Contact Consumer Protection Office of your state ..
Posted: Tue Apr 18 15:15:58 2006 Rigo, this is debt consolidation care. You have ..
Posted: Tue Apr 18 15:13:37 2006 Jessi, do you have the number of the lady, I mean ..
Posted: Tue Apr 18 15:07:48 2006 How they are doing business Even they are not ..
Posted: Tue Apr 18 14:59:53 2006 T&C is a consolidation company out there, ..
Posted: Tue Apr 18 14:56:53 2006 You might like to see this thread to get some ..
Posted: Tue Apr 18 14:50:49 2006 That was a nice effort on your part kalevala. ..
Posted: Tue Apr 18 14:42:07 2006 That's what I was thinking Dana. She can receive ..
Posted: Tue Apr 18 14:31:26 2006 Are you paying to Capital One Have they informed ..
Posted: Mon Apr 17 13:02:02 2006 You can definitely dispute those inquiries. Also ..
Posted: Mon Apr 17 12:51:19 2006 Also call the original creditor. They can help ..
Posted: Mon Apr 17 12:35:38 2006 7 year SOL is involved with credit report and ..
Posted: Mon Apr 17 12:30:18 2006 You can dispute the entry with credit bureaus ..
Posted: Mon Apr 17 12:27:51 2006 Which number do you want to track back Have you ..
Posted: Mon Apr 17 12:21:22 2006 That was a nice input from ..
Posted: Mon Apr 17 12:16:02 2006 This site has been dealing with Cash Today for ..
Posted: Fri Apr 14 14:48:58 2006 Members of this forum can record phone call ..
Posted: Fri Apr 14 14:46:19 2006 Raul, ask your Mom to send them a Cease Comm ..
Posted: Fri Apr 14 14:40:56 2006 The same group of collection people is again here ..
Posted: Fri Apr 14 14:37:44 2006 Hope this will work for you. Good ..
Posted: Fri Apr 14 14:22:54 2006 Have they received your no phone call letter ..
Posted: Fri Apr 14 14:03:47 2006 Issac, this is Debt Consolidation Care. You can ..
Posted: Fri Apr 14 14:00:28 2006 So can a lender charge whatever they wish Is ..
Posted: Thu Apr 13 15:28:42 2006 Which state are you from You can call your ..
Posted: Thu Apr 13 15:20:26 2006 Interstate Wire Compliance Bureau aka Jacobi ..
Posted: Thu Apr 13 15:00:09 2006 Ohio Maximum Loan Rates ..
Posted: Thu Apr 13 14:53:27 2006 They cannot start collection activities ..
Posted: Thu Apr 13 14:50:07 2006 Use any of the links below, fill out the form and ..
Posted: Thu Apr 13 14:47:13 2006 Is the company there in your credit report too ..
Posted: Thu Apr 13 14:45:19 2006 Yes, contact the post office. Unfortunately you ..
Posted: Thu Apr 13 14:31:33 2006 Add one paragraph in the validation letter. State ..
Posted: Thu Apr 13 14:29:43 2006 If you tell them that you are going to pay ..
Posted: Thu Apr 13 14:15:10 2006 DISPUTE the trade line. There are more than one ..
Posted: Thu Apr 13 13:43:14 2006 Guest, have you gone through the debt validation ..
Posted: Thu Apr 13 13:31:12 2006 This is so weird. What are the agencies that you ..
Posted: Thu Apr 13 13:12:56 2006 You can file complaint against them if they fail ..
Posted: Thu Apr 13 13:06:52 2006 , this site offers some other services too. ..
Posted: Thu Apr 13 12:58:04 2006 Follow Mike's suggestion. Contact them and ..
Posted: Wed Apr 12 14:58:37 2006 Rachel, I.C. System is a collection agency. They ..
Posted: Wed Apr 12 14:56:10 2006 Yes, she must be new Guest, do let us know ..
Posted: Wed Apr 12 14:53:49 2006 Yea, they cannot garnish disability check. You ..
Posted: Wed Apr 12 14:48:49 2006 Good point Sue. If Wells Fargo has not sold the ..
Posted: Wed Apr 12 14:41:05 2006 CC, E.R. Solutions is there in your report for ..
Posted: Wed Apr 12 14:35:32 2006 Have read the e-book compiled by this site ..
Posted: Wed Apr 12 14:29:49 2006 Since you have received an unsatisfactory ..
Posted: Wed Apr 12 14:12:42 2006 The letter is self contradictory. They are ..
Posted: Wed Apr 12 14:06:30 2006 Who you are going to pay the collection ..
Posted: Wed Apr 12 13:59:47 2006 Request for validation is to be sent to ..
Posted: Wed Apr 12 13:56:07 2006 Creditors often sell the discharged amount of ..
Posted: Wed Apr 12 13:52:05 2006 Go through the posts of Virginia_Legal_Defense in ..
Posted: Wed Apr 12 13:43:19 2006 Absolutely true. Paid accounts are considered ..
Posted: Wed Apr 12 13:25:19 2006 Ask for VALIDATION. You should not pay a single ..
Posted: Wed Apr 12 13:11:07 2006 VLD is right. If you browse this forum you can ..
Posted: Wed Apr 12 13:04:27 2006 Jewells, it's difficult to have faith on others ..
Posted: Wed Apr 12 12:42:47 2006 Brilliant idea Polly, we will be waiting to see ..
Posted: Tue Apr 11 15:35:29 2006 If you make a single payment the SOL will start ..
Posted: Tue Apr 11 15:32:30 2006 Once the SOL is over, no legal action is ..
Posted: Tue Apr 11 15:28:14 2006 Dorothy, send them Cease Comm letter. Collection ..
Posted: Tue Apr 11 15:24:34 2006 Seems you have to get it removed through credit ..
Posted: Tue Apr 11 15:18:55 2006 Browse this forum and you will see lots of unfair ..
Posted: Tue Apr 11 15:14:25 2006 With that said, what is the reason that you are ..
Posted: Tue Apr 11 15:04:34 2006 Usually lenders report your account to credit ..
Posted: Tue Apr 11 14:48:54 2006 You are right mwtx. Have you read the post by ..
Posted: Tue Apr 11 14:44:06 2006 Since you have paid the loan back why are they ..
Posted: Tue Apr 11 14:41:57 2006 All are right here. You must follow the usual ..
Posted: Tue Apr 11 14:34:20 2006 Ask him to send something in writing so that you ..
Posted: Tue Apr 11 14:28:53 2006 Have you called their toll free number Won't they ..
Posted: Tue Apr 11 14:12:24 2006 Similar discussion is going on here. You can ..
Posted: Tue Apr 11 14:11:08 2006 Couple of questions for dmj, 1. Does it make ..
Posted: Tue Apr 11 14:06:22 2006 bboy, check your ..
Posted: Tue Apr 11 14:02:44 2006 It seems you have received their info from any of ..
Posted: Mon Apr 10 15:59:56 2006 Yea, go through this thread to get an idea on how ..
Posted: Mon Apr 10 15:47:48 2006 Send CD letter with copies of your payment made ..
Posted: Mon Apr 10 15:45:47 2006 Carth, could you please elaborate your query You ..
Posted: Mon Apr 10 15:30:11 2006 Clay, if the account was paid in full, I won't be ..
Posted: Mon Apr 10 15:21:38 2006 That's correct. No one can be put to jail for ..
Posted: Mon Apr 10 15:06:16 2006 Perhaps they are trying to collect any of your ..
Posted: Mon Apr 10 15:03:28 2006 KM, what VLD has tried to tell you, CA can add up ..
Posted: Mon Apr 10 14:51:40 2006 Besides sending Fax, send snail mail also. As ..
Posted: Mon Apr 10 14:35:47 2006 I would dispute with credit bureau first. Attach ..
Posted: Mon Apr 10 14:30:42 2006 Angel, it seems someone else has registered here ..
Posted: Mon Apr 10 14:20:09 2006 Awareness is the most important thing. If you are ..
Posted: Mon Apr 10 14:09:14 2006 SS, have you checked the SOL of your state I'm ..
Posted: Mon Apr 10 13:59:01 2006 I Googled the number and Accounts Receivables ..
Posted: Mon Apr 10 13:35:41 2006 First contact your consolidation company and talk ..
Posted: Mon Apr 10 13:26:18 2006 How can you say that these people are calling ..
Posted: Thu Apr 6 15:15:22 2006 It seems your sister has been in the ..
Posted: Thu Apr 6 14:59:29 2006 That is a great line from you Jedi. I think ..
Posted: Thu Apr 6 14:53:43 2006 I searched for this number but could not get any ..
Posted: Thu Apr 6 14:50:39 2006 Kathryn, Judgment is listed under the Public ..
Posted: Thu Apr 6 14:34:12 2006 Kathryn, Let me tell you I like your signature, ..
Posted: Thu Apr 6 14:29:26 2006 Let me check…I'll let you know once I find ..
Posted: Thu Apr 6 14:27:26 2006 First, laws for bad checks are not applicable for ..
Posted: Thu Apr 6 14:25:22 2006 The service offered by this site is not ..
Posted: Thu Apr 6 14:17:46 2006 Could you explain this a bit more What can ..
Posted: Thu Apr 6 14:07:08 2006 I would suggest you undergo a debt & first ..
Posted: Thu Apr 6 14:00:43 2006 Jerkball, are you still receiving those emails or ..
Posted: Thu Apr 6 13:56:47 2006 quesik, You might like to send them a letter ..
Posted: Thu Apr 6 13:53:02 2006 SOL for this account is live or not If SOL has ..
Posted: Thu Apr 6 13:48:26 2006 Payday loans in PA are going to face a tough ..
Posted: Thu Apr 6 13:36:20 2006 Community members have posted negative feedback ..
Posted: Thu Apr 6 13:28:09 2006 Guest, Please visit the page mentioned below, ..
Posted: Thu Apr 6 13:18:18 2006 While sending your dispute letter to the bureaus, ..
Posted: Thu Apr 6 12:49:06 2006 Calvary Investments 4050 E. Cotton Center Blvd. ..
Posted: Thu Apr 6 12:46:21 2006 Are you getting calls from this number What is ..
Posted: Thu Apr 6 12:26:57 2006 Are they listed twice for the same account ..
Posted: Wed Apr 5 12:18:05 2006 Don't ignore the calls, pick it up and talk to ..
Posted: Wed Apr 5 12:10:51 2006 Guest, you have the right of asking for ..
Posted: Wed Apr 5 12:02:47 2006 Yes, you should send a dispute letter to credit ..
Posted: Wed Apr 5 11:58:58 2006 Series of lies and mistakes. I really doubt how ..
Posted: Wed Apr 5 11:48:35 2006 Welcome ricky Don't forget to visit this ..
Posted: Wed Apr 5 11:45:36 2006 Also the forum to collect more information on ..
Posted: Wed Apr 5 11:43:12 2006 Could you explain it more Have you paid the ..
Posted: Wed Apr 5 11:28:37 2006 You have to dispute it with credit bureaus. They ..
Posted: Wed Apr 5 11:24:25 2006 Yes, consolidation could be a good option. ..
Posted: Wed Apr 5 11:17:46 2006 You can record the conversation with Debt ..
Posted: Wed Apr 5 11:10:07 2006 I overlooked it, thanks Stan for pointing out the ..
Posted: Wed Apr 5 11:06:37 2006 Contact your lenders and let them know the facts. ..
Posted: Tue Apr 4 13:23:11 2006 I am so happy that you tried to rectify their ..
Posted: Tue Apr 4 13:12:13 2006 These are collection threats. Laws for check ..
Posted: Tue Apr 4 13:05:25 2006 Guest, you cannot receive PM until you are not ..
Posted: Tue Apr 4 12:59:31 2006 Yes, I too think that this is illegal. They have ..
Posted: Tue Apr 4 12:56:23 2006 I want to mention few points here that you might ..
Posted: Tue Apr 4 12:48:13 2006 Won't Check N Go accept payment from you any more ..
Posted: Tue Apr 4 12:35:53 2006 DOE have a list of collectors to work on default ..
Posted: Tue Apr 4 12:27:20 2006 Check your PM, I have sent the ..
Posted: Tue Apr 4 12:26:38 2006 Why do they do so many mistakes Don't you think ..
Posted: Tue Apr 4 12:24:38 2006 Thanks for your input kalevala, I appreciate. ..
Posted: Mon Apr 3 16:42:47 2006 Cash Today phone number ..
Posted: Mon Apr 3 16:31:36 2006 PM Denny or Mike, they will help you get the ..
Posted: Mon Apr 3 16:28:38 2006 Offer whatever information you have. Your ..
Posted: Mon Apr 3 16:24:14 2006 Get a cease and desist letter here in the Sample ..
Posted: Mon Apr 3 15:42:18 2006 Which statement Shirley, the one that you ..
Posted: Mon Apr 3 12:37:41 2006 Often working with OC is easier than dealing with ..
Posted: Mon Apr 3 12:31:08 2006 Carol, I suggested you to consult a lawyer ..
Posted: Mon Apr 3 12:24:57 2006 Denise, collection agencies can claim the amount ..
Posted: Mon Apr 3 12:09:14 2006 John, you have to send this letter to the credit ..
Posted: Mon Apr 3 12:02:39 2006 If you have already paid the account, why should ..
Posted: Mon Apr 3 11:58:15 2006 Cka, You can dispute any incorrect entry on ..
Posted: Mon Apr 3 11:51:57 2006 http://www.ftc.gov/opa/1997/09/fcra929.htm Go ..
Posted: Mon Apr 3 11:48:06 2006 It took me to the book store where paid e-books ..
Posted: Mon Apr 3 11:35:31 2006 Contact the original creditor to settle the ..
Posted: Mon Apr 3 11:30:14 2006 Good for you. Go ahead and inform us about the ..
Posted: Mon Apr 3 11:23:55 2006 There is no problem with sending validation the ..
Posted: Mon Apr 3 11:16:41 2006 Thanks for the input Tammy. You can see more of ..
Posted: Sat Apr 1 13:02:04 2006 What impression I get from you report: you have ..
Posted: Sat Apr 1 12:57:44 2006 It is not a standard validation. You can ask ..
Posted: Sat Apr 1 12:40:43 2006 No you won't, because being default on your loan ..
Posted: Sat Apr 1 12:32:04 2006 letter. ..
Posted: Sat Apr 1 12:26:02 2006 mwtx, what happened exactly when you tried to ..
Posted: Sat Apr 1 12:24:07 2006 True. However, you should know that once you ..
Posted: Sat Apr 1 12:19:57 2006 Good idea guest You can do it with this site ..
Posted: Sat Apr 1 12:18:11 2006 Chances are it will be reported as paid as ..
Posted: Sat Apr 1 12:15:04 2006 What is the problem with sending a validation It ..
Posted: Sat Apr 1 12:10:45 2006 Good point mwtx. I have seen people losing the ..
Posted: Sat Apr 1 12:05:35 2006 Shirley, if creditors do not agree to take it ..
Posted: Sat Apr 1 11:59:51 2006 And Carol, I would suggest you consulting a ..
Posted: Sat Apr 1 11:54:28 2006 Denise, It seems that the accounts have some ..
Posted: Sat Apr 1 11:45:22 2006 Payday loan laws/terms ..
Posted: Sat Apr 1 11:43:57 2006 DOL: date of last activity is the date when you ..
Posted: Sat Apr 1 11:39:30 2006 Got this info from BBB website ..
Posted: Sat Apr 1 11:33:21 2006 Once a huge number of complaints are file with ..
Posted: Fri Mar 31 15:58:26 2006 What was the purpose of the call Are they debt ..
Posted: Fri Mar 31 15:53:34 2006 That makes sense. Nice explanation. Yes, I ..
Posted: Fri Mar 31 15:45:00 2006 Denise, Are they listed with TU only What is ..
Posted: Fri Mar 31 15:41:06 2006 mxtx is right. First of all check the SOL of your ..
Posted: Fri Mar 31 15:38:37 2006 You are on your way. You have done excellent ..
Posted: Fri Mar 31 15:29:32 2006 basbury, Since you are from the state of ..
Posted: Fri Mar 31 15:03:25 2006 Thanks for the information. It's really nice ..
Posted: Fri Mar 31 14:54:15 2006 Did the rep accepted this or continue to deny Is ..
Posted: Fri Mar 31 14:52:13 2006 Also check this ..
Posted: Fri Mar 31 14:44:52 2006 Basbury, have you checked if they are ..
Posted: Fri Mar 31 14:38:42 2006 My rights regarding outstanding collection w/ NCO Financial ..
Posted: Fri Mar 31 14:06:32 2006 Thanks for helping us reporting the facts and ..
Posted: Fri Mar 31 13:55:38 2006 It was nice hearing your voice both Clay and ..
Posted: Fri Mar 31 13:33:11 2006 Check your state laws regarding conversation ..
Posted: Fri Mar 31 13:17:21 2006 First of all know you rights. FDCPA laws are made ..
Posted: Fri Mar 31 13:09:23 2006 There is a thread about Platinum B in the ..
Posted: Fri Mar 31 12:37:30 2006 I haven't heard for such criteria that you must ..
Posted: Fri Mar 31 12:21:01 2006 Judgments do have statute of limitations. It ..
Posted: Thu Mar 30 13:43:05 2006 What a HEADACHE!! I think they discussed about ..
Posted: Thu Mar 30 13:34:44 2006 If you ask a collector to stop calling you they ..
Posted: Thu Mar 30 13:28:57 2006 I am with ..
Posted: Thu Mar 30 13:27:00 2006 Contact your bank and explain the situation. ..
Posted: Thu Mar 30 13:23:48 2006 This site offers free counseling and helps you to ..
Posted: Thu Mar 30 13:21:13 2006 How did you pay them, did you draw a check in ..
Posted: Thu Mar 30 13:13:00 2006 If you call Asset, chances are they will redirect ..
Posted: Thu Mar 30 12:53:44 2006 But you send e-mails offering payday loans that ..
Posted: Thu Mar 30 12:38:54 2006 Also consult a lawyer to know if you are doing ..
Posted: Thu Mar 30 12:31:53 2006 The cards placed under consolidation program are ..
Posted: Thu Mar 30 12:28:45 2006 They are there in the BBB record. You can check ..
Posted: Thu Mar 30 12:20:41 2006 It could be better than online payday lenders. ..
Posted: Thu Mar 30 12:12:06 2006 National Payday Advance is there in BBB. You can ..
Posted: Thu Mar 30 12:04:27 2006 PDL, Don't you think the system is buggy TGIF ..
Posted: Thu Mar 30 11:48:50 2006 Would you all like to record an interview with ..
Posted: Wed Mar 29 15:40:24 2006 Mccarthy, Burgess & Wolff 26000 Cannon Rd. ..
Posted: Wed Mar 29 15:36:41 2006 Collection threats. A collection agency cannot ..
Posted: Wed Mar 29 15:32:26 2006 Check your ..
Posted: Wed Mar 29 13:57:57 2006 Good to see you as a registered member here, ..
Posted: Wed Mar 29 13:44:12 2006 First check the statute of limitations of your ..
Posted: Wed Mar 29 13:41:24 2006 I have heard that once a debt buyer purchases the ..
Posted: Wed Mar 29 13:27:24 2006 Yes, they also prefer out of court ..
Posted: Wed Mar 29 13:24:50 2006 mwtx, your posts look good and informative, why ..
Posted: Wed Mar 29 13:23:05 2006 Creditors should be more conscious also before ..
Posted: Wed Mar 29 13:12:19 2006 It seems they use several aliases. You can read ..
Posted: Wed Mar 29 13:08:47 2006 Get more info on A.S. & Associates here - ..
Posted: Wed Mar 29 13:05:33 2006 I can see that you are having a tough time ..
Posted: Wed Mar 29 12:39:34 2006 Polly also had some problem with them. See what ..
Posted: Wed Mar 29 12:36:46 2006 Forgot to reply to your first question. Do you ..
Posted: Wed Mar 29 12:32:23 2006 That is a good source. Also visit this page if ..
Posted: Wed Mar 29 12:31:02 2006 Yes, you can sign up for free consultation. The ..
Posted: Wed Mar 29 12:24:09 2006 My views: When your creditor files lawsuit ..
Posted: Wed Mar 29 12:10:22 2006 You are welcome Missy. I have found one such ..
Posted: Wed Mar 29 11:57:48 2006 You can record your interview with the site admin ..
Posted: Wed Mar 29 11:40:35 2006 Try to make it reported as paid or paid as ..
Posted: Tue Mar 28 13:50:59 2006 SOL stands for statute of limitation. After a ..
Posted: Tue Mar 28 13:45:18 2006 Which law office is ..
Posted: Tue Mar 28 13:16:33 2006 Seems Sallie Mae has appointed a collection ..
Posted: Tue Mar 28 13:01:17 2006 You can check it online; there are some web pages ..
Posted: Tue Mar 28 12:56:33 2006 Request for debt validation. This is the only way ..
Posted: Tue Mar 28 12:46:26 2006 Search for legitimate lenders in your state. ..
Posted: Tue Mar 28 12:44:01 2006 Added to VLD, what about disputing with CRA ..
Posted: Tue Mar 28 12:31:06 2006 SOL can only be restarted if you pay them or sign ..
Posted: Tue Mar 28 12:25:50 2006 Most of the time they refer to wage assignment by ..
Posted: Tue Mar 28 12:16:14 2006 Sonya, register with this site so that you can ..
Posted: Tue Mar 28 12:14:19 2006 If the account is closed, still you owe to them. ..
Posted: Tue Mar 28 11:45:48 2006 Wage garnishment and voluntary wage assignment ..
Posted: Tue Mar 28 11:33:06 2006 How old the debt is If it is past SOL, you are ..
Posted: Mon Mar 27 15:33:23 2006 I'm not much aware of the facts involved with ..
Posted: Mon Mar 27 15:25:04 2006 Wage assignment with digital signature is not a ..
Posted: Mon Mar 27 14:48:03 2006 Why don't you call them and inquire PM me if you ..
Posted: Mon Mar 27 14:46:39 2006 I think some lawyer would answer it perfectly. ..
Posted: Mon Mar 27 14:35:28 2006 What matters most is the efficiency of the ..
Posted: Mon Mar 27 14:21:49 2006 In a recent past it was reported that a person ..
Posted: Tue Mar 14 18:15:30 2006 Contact Sears first and ask for explanation. You ..
Posted: Tue Mar 14 18:09:33 2006 You can look for their address in your credit ..