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Posted: Fri Aug 20, 2004 7:32 pm Subject: DAVIDS BRIDAL - HRS USA

Aliases ( ? )
Address ( ? )	4428 N. 12th Street Phoenix AZ 85014-4585
Phone ( ? )	602-264-1721
Fair share ( ? )
Electronic Payment :
Paper Check :
Late Fees ( ? )
Interest rate ( ? )	Only 9% is the prevailing interest rate of the company.
Re age ( ? )	Only after receiving 3 payments on an accepted proposal from the debtor the accounts of the customers are re-aged.
Acceptable Payment ( ? )	2.25% of balance or $10.0 whichever is more is the minimum acceptable payment to be done by the debtor.
Account Numbers ( ? )	15 digit account numbers beginning with 608 are maintained by the company.
Notes ( ? )	Required proposed percentage was 2% of balance or minimum $10 whichever is more if the proposal is accepted before 1st January,2004 and if the proposal is accepted after 1st January 2004 then the required proposed percentage is 2.25% of the balance or minimum $10 whichever is more.The annual percentage rate was reduced to 6% before 1st April 2000 and after 1st April 2000 the annual percentage rate is reduced to 9%. HRS will only contribute to Fair Share on counseling firms that are accredited.

DAVIDS BRIDAL - HRS USA