I just want to know what is the cost of settling ~50K in credit card debt?

If your in California they have a civil code that allows an attorney firm to force creditors to do a complete deletion of the debt off your credit report including past negative marks, when i researched it this was a much better program, regular debt settlment you have to pay around 68% of your debt in order to get rid of 50% of the debt, here i paid 15% of my debt and they got rid of 100% of my debt, night and day differance. The company I went through was www.thefreedomlawcenter.com