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Posts by Debt Padawan
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Posted: Sun Apr 29 7:15:55 2007 On another thread, I read about one collector who ..
Posted: Sun Apr 29 6:08:16 2007 I appreciate your comments, CajunBulldog, but I ..
Posted: Sun Apr 29 5:49:17 2007 Well, that's the thing. Many collectors are ..
Posted: Sun Apr 29 5:42:58 2007 OK, here's the story as brief as I can make ..
Posted: Sat Apr 28 14:30:02 2007 Gah... bugger. That last post was from me, ..
Posted: Sat Apr 28 8:13:33 2007 Portfolio Recovery purchased a and has ..
Posted: Sat Apr 28 6:28:33 2007 NCO Financial is among the sleazier agencies in ..
Posted: Sat Apr 28 6:10:25 2007 If you're Juan Valdez, how can you be having ..
Posted: Sat Apr 28 6:04:50 2007 No, they cannot leave messages like that. The ..
Posted: Thu Apr 26 11:23:51 2007 Under no circumstances should you make any ..
Posted: Thu Apr 26 11:18:09 2007 It depends on a number of things... first of all, ..
Posted: Thu Apr 26 7:31:27 2007 Unfortunately, all that conflicting info is the ..
Posted: Tue Apr 24 13:11:11 2007 I am not a lawyer, and this is not legal ..
Posted: Tue Apr 24 12:31:08 2007 No, no. Chase would have only one number for ..
Posted: Tue Apr 24 11:42:28 2007 It might show up with two different account ..
Posted: Tue Apr 24 11:21:45 2007 I am not a lawyer, and this is not legal ..
Posted: Tue Apr 24 11:16:36 2007 You'll need to contact the CRA and tell them ..
Posted: Tue Apr 24 11:13:10 2007 It might be the same account. They're supposed ..
Posted: Fri Apr 20 14:45:04 2007 Well, I think you're crazy for wanting to hunt ..
Posted: Fri Apr 20 14:07:51 2007 I'd suggest not worrying about it right now. If ..
Posted: Fri Apr 20 14:02:12 2007 Yep, that's exactly what I'm going to do. When I ..
Posted: Fri Apr 20 12:28:32 2007 I've been asking for documentation for sixteen ..
Posted: Sun Mar 4 14:25:01 2007 Damon, sent a letter to LVNV telling them that ..
Posted: Sun Mar 4 11:23:41 2007 I am not a lawyer, and this is not legal ..
Posted: Sat Mar 3 15:54:04 2007 I sure wouldn't pull a stunt like that. It's a ..
Posted: Sat Mar 3 10:16:43 2007 Hmm, probably some contest I entered that I don't ..
Posted: Sat Mar 3 9:51:57 2007 Google's not giving me much help with this one. ..
Posted: Sat Mar 3 8:25:57 2007 There are a few ways you can get the message ..
Posted: Wed Feb 28 9:39:30 2007 I agree with everything that everyone else has ..
Posted: Tue Feb 27 17:18:49 2007 You're all forgetting that validation isn't the ..
Posted: Tue Feb 27 14:22:38 2007 I doubt that that's the case, Tiffany. If it ..
Posted: Mon Feb 26 16:41:57 2007 No, they didn't. No one has given me any ..
Posted: Mon Feb 26 15:57:56 2007 The way I see it, it's the collector's job to ..
Posted: Mon Feb 26 10:48:00 2007 Oh, I agree with you completely, Fed Up... that ..
Posted: Mon Feb 26 10:15:42 2007 I've used faxes in the past, and they almost ..
Posted: Mon Feb 26 10:00:06 2007 At this point, I'm planning to send a letter back ..
Posted: Sun Feb 25 14:31:15 2007 Maria, please do not post in all capitals. It's ..
Posted: Sat Feb 24 14:15:12 2007 Actually, judging by a strict reading of the , ..
Posted: Sat Feb 24 10:52:23 2007 I tend to have trouble with the ..
Posted: Sat Feb 24 10:29:12 2007 Yes, I do. In his initial communication, he ..
Posted: Sat Feb 24 9:37:49 2007 Brief as I can make it: . Portfolio Recovery ..
Posted: Mon Feb 12 5:46:44 2007 I don't normally do "me, too" posts, ..
Posted: Sun Feb 11 17:50:53 2007 Well, I don't know... I can only repeat what I've ..
Posted: Sun Feb 11 6:59:09 2007 Alliance One has offices at several locations ..
Posted: Sun Feb 11 6:32:15 2007 I can understand your viewpoint, Cajunbulldog, ..
Posted: Sun Feb 11 6:17:32 2007 The "cease communication" clause of the ..
Posted: Sun Feb 11 6:13:52 2007 I know about the "skip tracing" stuff, ..
Posted: Sun Feb 11 5:50:03 2007 You have a couple of options. First is a ..
Posted: Sun Feb 11 5:26:35 2007 The Fair Debt Collection Practices Act refers to ..
Posted: Sun Feb 11 5:20:13 2007 Texaslawyer, are you sure My understanding of ..
Posted: Sun Feb 11 5:15:30 2007 Re: collection agency service fees. (Hah. ..
Posted: Sun Feb 11 5:07:52 2007 NCO's not the worst collection agency in the ..
Posted: Sun Feb 11 4:48:21 2007 First of all, they can't seize anything from you, ..
Posted: Sun Feb 11 4:39:09 2007 TexasLawyer is right -- this is one of the damned ..
Posted: Sun Feb 11 4:31:57 2007 I'm just now starting to deal with Alliance One. ..
Posted: Sun Feb 11 4:23:17 2007 DRoseDARS, I encourage you to send these people a ..
Posted: Sun Feb 4 10:29:24 2007 Definitely ask for do, indeed, make mistakes ..
Posted: Sun Feb 4 10:26:49 2007 Definitely keep after Capital One to provide you ..
Posted: Sun Feb 4 10:24:47 2007 And frankly, I think Bossy is being generous. ..
Posted: Sun Feb 4 10:04:07 2007 Yes, NCO Portfolio Management and NCO Financial ..
Posted: Sun Feb 4 9:57:30 2007 If the statute of limitations has passed, then ..
Posted: Sun Feb 4 9:52:09 2007 I'll definitely second that. It is rarely, if ..
Posted: Sun Jan 28 17:54:51 2007 I hope everything goes well. Working with the ..
Posted: Sun Jan 28 17:32:16 2007 No. For one thing, the agencies don't *want* to ..
Posted: Sun Jan 28 16:14:10 2007 The first thing you need to do is ask each ..
Posted: Sat Jan 27 11:01:49 2007 There is no time limit on collecting debts. ..
Posted: Sat Jan 27 9:50:27 2007 Alexandra, I'm almost positive that that's ..
Posted: Sat Jan 27 9:39:01 2007 You'll get the return receipt assuming that they ..
Posted: Sat Jan 27 9:35:20 2007 That's a good site to use. Even easier is just ..
Posted: Wed Jan 24 9:08:10 2007 NCO is among the slimier out there. It's not ..
Posted: Sun Jan 21 4:32:44 2007 Yes, FYI, that's what I meant -- I thought that ..
Posted: Sat Jan 20 15:16:01 2007 Did a mod edit my last entry to include that link ..
Posted: Sat Jan 20 12:29:50 2007 You're doing pretty much everything I would do, ..
Posted: Sat Jan 20 10:13:46 2007 Once you have requested , it is unlawful for the ..
Posted: Sat Jan 20 10:03:03 2007 Hi, Lisamae: I'm sorry you're scared, too. ..
Posted: Sat Jan 20 9:37:35 2007 I agree with irislyne. In almost all cases after ..
Posted: Sat Jan 20 9:09:20 2007 If the debt has actually been *sold*, then you'll ..
Posted: Sat Jan 20 8:58:07 2007 fjv4, I believe you're mistaken. I'm pretty sure ..
Posted: Wed Jan 10 17:49:40 2007 If you've asked for . Also, I'm not quite sure ..
Posted: Mon Jan 8 17:06:37 2007 It really varies. Sometimes, the original ..
Posted: Mon Jan 8 10:18:49 2007 that do that are almost always breaking the law, ..
Posted: Mon Jan 8 10:12:23 2007 If you've asked them to validate the debt, just ..
Posted: Sun Jan 7 6:57:20 2007 Since they've already got a judgment against you, ..
Posted: Sun Dec 31 11:31:14 2006 I have requested a password reset at least a ..
Posted: Sun Dec 10 12:15:52 2006 If you have any idea which one of them is ..
Posted: Sun Dec 10 12:11:44 2006 Hello, all! Me in brief: I was unemployed for ..
Posted: Sun Dec 10 9:36:38 2006 That's pretty weird, all right... the only way I ..
Posted: Sun Dec 10 8:23:10 2006 In my opinion, if you send a DV and receive no ..
Posted: Sun Dec 10 7:40:39 2006 Assuming you're going to work with a collection ..
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