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tashatheartist | 13 Jul, 2007 05:54:38 PM Hi Diana I was wondering how did you go about getting your money back from imagine card because they took money out of my account as well and now I got overdraft fees? | |
rknittle55@yahoo.com | 13 Jul, 2007 03:15:31 AM can you give me the address of everprivatecard and the phone number please it would help me in a whole lotta ways | |
SUEBEEHONEY70 | 13 Jun, 2007 12:35:05 PM Diana - here are the laws for Louisiana, per your request: Louisiana State InformationLegal Status: LegalCitation:La. Stat. Ann. § 3578.1 et seq.Loan Terms:Maximum Loan Amount: $350Loan Term: 60 daysMaximum Finance Rate and Fees: $5 documentation fee the greater of 16.75% of check or $45 (After default: months 1-12: 36% per year; months 13 and beyond: 18% per year)Finance Charge for 14-day $100 loan: $25APR for 14-day $100 loan: 650% Debt Limits:Maximum Number of Outstanding Loans at One Time: Not SpecifiedRollovers Permitted: None (cannot renew or rollover but licensee may accept partial payment of 25% of amount advanced plus fees and enter into new loan)Cooling-off Period: Repayment Plan: Collection Limits:Collection Fees: One NSF fee of actual bank charge (if disclosed) the greater of $25 or 5% of check (if disclosed); Court Costs; Reasonable Attorney's Fees Criminal Action: Prohibited Where to Complain, Get Information:Regulator: Louisiana Office of Financial InstitutionsAddress: P.O. Box 94095 Baton Rouge LA 70804Phone: (225) 925-4660Fax: (225) 925-4548Regulatory Contact: John J. Braud,, Deputy Chief Examiner Instead of doing this by quick message, why don't you pm me or post a thread on this in the forums, and we'll see if we can help you out! :-)Sue | |
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