Aliases	FINGERHUT SECURED MC ZION CHURCH
Address	P.O. Box 43310 Nottingham MD 21236
Phone	(800) 762-6663
Fair share
Electronic Payment :	5%
Paper Check :
Late Fees
Interest rate	5.9% is the interest rate prevailing in the company.
Re age	After 3 payments only re-ageing of accounts is done by the company.
Acceptable Payment	2% of balance or $15. 00 whichever is higher is the minimum acceptable payment to be done by the customer.
Account Numbers	Account numbers of the company comprise of 16 digits beginning with 426930, 445520, 463000, 463099, 473068, 474672, 474673, 541058, 542775, 544910, 545800, 546281, 546282, 546283 and 547661.
Notes	Proposals Accepted After 1/ 21/ 02,The APR(annual percentage rate) will be reduced to 12.9% if the proposal is accepted before 21st January 2002.On the other hand proposal accepted after 21st January 2002 will have an reduced APR of 5.9%.The company waives over-age/late fees but they do not pull accounts from collection agencies. DMB will be terminated after 60 days of non payment. Once terminated, client is not eligible for CCCS for 1 year from the date of last dropped. Some Direct Merchants Bank accounts have been sold to Household Bank( Bankcard Services). Clients have been notified and given updated account numbers. Their updated account numbers will be located at the bottom of their statements. Please use the first 16 digits. Proposals from the customers must be sent to the \"enquiry\" address, while payments must be sent to \"payment\" address given by Household. The company contributes 5% of the Fair Share if payment is received through paper check as well as through RPS. Attention Customer Service: Pay Off balance request will be faxed from DMB to Creditor Services Dept.

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DebtConsolidationCare - Largest Community of people in debt.

HSBC, Metris, and Direct Merchants Bank are the same?

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I have never opened and account with this company and i get a bill for $1923.85 from a collection company what do i do???if i call the collections company I will get is never ending phone calls from them and all they see is collecting the $$$$ bill and then they will attach it to my credit file

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I GOT A LETTER FROM METIS THAT I OWED THEM MONEY. I THEN GOT A LETTER AND PAID A LAWYER MOYA KOVIC WITH GIOVE LAW FIRM. WELL GUESS WAHT 2 YRS LATER I AM GETTING CALLES FROM OTHER LAWYERS THAT I STILL OWE THE MONEY. I WAS SERVED ONCE AND CONTESTED IT NOW I MIGHT GET SERVED AGAIN.
THE ACCOUNT IS WITH ERIN CAPITAL MANAGEMENT.

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All negative reporting is wrong...I just got a call from a company saying this company has a report on my credit report!!! It is fraudulent, and by the time line of what i was told....is past State of limitation violations...i owe nothing to this 'so-called' company and the company which called me tonite with this number 816-949-8504 violated all Fair Debt Laws...asking if i were Me, then not even asking to verify anything for proof..went on to tell me i owed Metris Direct andt it had been contracted to collect this false debt..the jerk and i got into a heated argument...and he was shouting at me...i used profanity several times to get him to hang up...after research i called them back...and was told the company will call me several times daily if they want to and threatened me...i have a witness who was here listening to the conversations... i want to file a suit against this outfit and am about read to ... i just am looking for the proper name to serve them thru our Secretary of State's Office...this company and its representatives...can pay me for Fair Debt violations, harrasment and exploitation...after all each offense is $1,000 to $500,000 and there are several beginning with false credit reporting and severe harassment by telephone

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i HAVE JUST BEEN SERVED BY THIS LAW FRIM ALSO. i NEVER TOOK OUT A LONE FROM THEM. i AM NOT SURE WHO THEY EVEN ARE. i AM GONE TO TRY AND FIGHT IT. . I WAS JUDT LOOKING FOR THE COMPAY AND FOUND THIS SIGHT. i AM GLAD i DID.

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