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 Posted: Wed Oct 06, 2004 5:19 am Subject: DIRECT MERCHANTS BANK - METRIS CO. |
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| Aliases ( ? ) | FINGERHUT SECURED MC ZION CHURCH |
| Address ( ? ) | P.O. Box 43310
Nottingham
MD
21236 | | Phone ( ? ) | (800) 762-6663 | | Fair share ( ? ) | | | Electronic Payment : | 5% | | Paper Check : | | | Late Fees ( ? ) | | | Interest rate ( ? ) | 5.9% is the interest rate prevailing in the company. | | Re age ( ? ) | After 3 payments only re-ageing of accounts is done by the company. | | Acceptable Payment ( ? ) | 2% of balance or $15. 00 whichever is higher is the minimum acceptable payment to be done by the customer. | | Account Numbers ( ? ) | Account numbers of the company comprise of 16 digits beginning with 426930, 445520, 463000, 463099,
473068, 474672, 474673, 541058, 542775, 544910, 545800,
546281, 546282, 546283 and 547661.
| | Notes ( ? ) | Proposals Accepted After 1/ 21/ 02,The APR(annual percentage rate) will be reduced to 12.9% if the proposal is accepted before 21st January 2002.On the other hand proposal accepted after 21st January 2002 will have an reduced APR of 5.9%.The company waives over-age/late fees but they do not pull accounts from collection agencies.
DMB will be terminated after 60 days of non payment. Once terminated, client is
not eligible for CCCS for 1 year from the date of last dropped.
Some Direct Merchants Bank accounts have been sold to Household
Bank( Bankcard Services). Clients have been notified and given updated account
numbers. Their updated account numbers will be located at the bottom of their
statements. Please use the first 16 digits. Proposals from the customers must be sent to the "enquiry"
address, while payments must be sent to "payment" address given by Household.
The company contributes 5% of the Fair Share if payment is received through paper check as well as through RPS.
Attention Customer Service: Pay Off balance request will be faxed from DMB to
Creditor Services Dept. |
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Denny
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Joined: 19 Oct 2004
Posts: 1745
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| Posted: Mon Jan 07, 2008 2:49 pm Subject: |
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HSBC, Metris, and Direct Merchants Bank are the same?
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| Posted: Mon Oct 06, 2008 6:45 am Subject: $1923.85 bill from metris (direct merchants) |
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I have never opened and account with this company and i get a bill for $1923.85 from a collection company what do i do???if i call the collections company I will get is never ending phone calls from them and all they see is collecting the $$$$ bill and then they will attach it to my credit file
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Paul C.
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