DISCOVER PERSONAL LOANS

08-08-2004, 07:48 PM

Vikas

Site Admin

Join Date: Oct 2004

Posts: 2,723

Credits: 132,046

DISCOVER PERSONAL LOANS

Aliases
Address	PO Box 6435 Chicago IL USA 60611
Phone
Fair share
Electronic Payment :
Paper Check :	6%
Late Fees
Interest rate
Re age	After 3 payments only the re-ageing of accounts is done by the company.
Acceptable Payment	90% of original payment is the minimum acceptable payment to be made by the debtor.
Account Numbers	13 digit account numbers beginning with 9 are maintained by the company.
Notes	Accounts that are open for less than 9 months,the required proposed amount is the original monthly payment. Accounts that are open for more than 9 months, the required proposed amount is 90% of the original monthly payment. *If the clients needs a due date to be changed the debtconsolidation company must give a call and not the client. They do not lower interest rate, nor do they pull accounts from collection agencies. They do waive over-the-limit fees, once the proposal is accepted and account is re- aged. They re-age an account once in a year, twice in 5 years.

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* Disclosures:

By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.