| Posts by DOLLARSandSINCE |
| Posting date
| Subject
|
| Posted: Fri Sep 5 14:04:36 2008 |
Goudah, You might want to re-verify Kentucky. I .. |
| Posted: Fri Sep 5 11:01:36 2008 |
You need to take a copy of your current credit .. |
| Posted: Fri Sep 5 10:45:17 2008 |
If it has been more than 30 days and you want to .. |
| Posted: Fri Sep 5 10:41:45 2008 |
You might consider stopping by one of their .. |
| Posted: Fri Sep 5 10:33:17 2008 |
I had a similar issue with 5th 3rd bank some time .. |
| Posted: Fri Sep 5 7:33:30 2008 |
Ultimately they might eventually sue. Personally .. |
| Posted: Fri Sep 5 6:50:55 2008 |
Any type of listing including settled or .. |
| Posted: Fri Sep 5 6:35:42 2008 |
Some banks rely only on that score but others .. |
| Posted: Fri Sep 5 6:21:46 2008 |
That appears to be their final effort on a person .. |
| Posted: Fri Sep 5 6:14:01 2008 |
It's a scam. If you want a GED then get one .. |
| Posted: Fri Sep 5 5:43:57 2008 |
If you set up a payment plan generally you won't .. |
| Posted: Thu Sep 4 9:50:17 2008 |
The internet gamble site broke U.S. law by .. |
| Posted: Thu Sep 4 9:44:10 2008 |
It really isn't that difficult to settle credit .. |
| Posted: Thu Sep 4 9:41:37 2008 |
If it were possible for them to do that, which it .. |
| Posted: Thu Sep 4 9:36:54 2008 |
It will lower your score some compared to if you .. |
| Posted: Wed Sep 3 6:32:20 2008 |
Personally I would be royally PO'd if they pulled .. |
| Posted: Wed Sep 3 6:24:15 2008 |
Well I am certainly not an expert on venues or .. |
| Posted: Wed Sep 3 6:10:22 2008 |
Just to respond to the guest above. I am not .. |
| Posted: Wed Sep 3 6:03:56 2008 |
Nah, I don't think they have that many. I used a .. |
| Posted: Tue Sep 2 11:42:21 2008 |
If it has been more than 7 years you can also .. |
| Posted: Tue Sep 2 11:24:31 2008 |
OP's rate was already 2.99%. I doubt they would .. |
| Posted: Tue Sep 2 11:16:58 2008 |
Mortgages approvals are based on a number of .. |
| Posted: Tue Sep 2 11:11:53 2008 |
If you took out a loan with cash today limited or .. |
| Posted: Tue Sep 2 11:02:48 2008 |
I would not file bankruptcy over 12k. You could .. |
| Posted: Tue Sep 2 6:12:43 2008 |
There is a slight risk they might harrass some .. |
| Posted: Tue Sep 2 5:58:14 2008 |
To clarify, when I said part time daycare I meant .. |
| Posted: Fri Aug 29 13:49:07 2008 |
Yup it is deffintely tricky. You will need to .. |
| Posted: Fri Aug 29 13:45:42 2008 |
The OP said 1.5 year extension in his second post .. |
| Posted: Fri Aug 29 12:50:32 2008 |
Personally I would tell them to kiss my azz. .. |
| Posted: Fri Aug 29 12:32:48 2008 |
I don't know the name AIP but if it is coming out .. |
| Posted: Fri Aug 29 12:22:54 2008 |
It doesn't hurt to send them letters but just .. |
| Posted: Fri Aug 29 12:18:09 2008 |
Some of them might be legal but they are all a .. |
| Posted: Fri Aug 29 11:58:07 2008 |
Once you make a verbal request to not be .. |
| Posted: Fri Aug 29 11:50:17 2008 |
My guess is only the county you live in but you .. |
| Posted: Fri Aug 29 11:47:10 2008 |
Yup, good advice. They might just be trying to .. |
| Posted: Fri Aug 29 11:45:38 2008 |
Hmm this is a tricky one. Anyone under 18 can .. |
| Posted: Fri Aug 29 11:35:06 2008 |
It is deffintely true that a bad check can be .. |
| Posted: Fri Aug 29 11:10:25 2008 |
I don't think the OP is worried about wage .. |
| Posted: Fri Aug 29 11:02:26 2008 |
I respond to threads mainly because I enjoy .. |
| Posted: Fri Aug 29 10:56:54 2008 |
Dispute the withdrawl as an unauthorized .. |
| Posted: Fri Aug 29 10:51:10 2008 |
I think you have all the evidence you need .. |
| Posted: Fri Aug 29 10:40:00 2008 |
I wouldn't agree to pay the court costs and they .. |
| Posted: Fri Aug 29 10:23:22 2008 |
In my opinion and I think others have stated .. |
| Posted: Fri Aug 29 7:58:30 2008 |
I would stay all over that service. It was their .. |
| Posted: Fri Aug 29 6:52:21 2008 |
I believe you can bankrupt any debt including .. |
| Posted: Fri Aug 29 6:50:05 2008 |
I don't know how much daycare is for babies but .. |
| Posted: Fri Aug 29 6:17:54 2008 |
25% is total but would also be up to the judge. .. |
| Posted: Thu Aug 28 14:02:52 2008 |
Yeah that attorney is giving you nothing it .. |
| Posted: Thu Aug 28 11:51:14 2008 |
Generally there is a phone number listed on your .. |
| Posted: Thu Aug 28 8:56:35 2008 |
14,500/24,890 = .58 or 58% settled amount. It .. |
| Posted: Thu Aug 28 8:25:40 2008 |
Those are all installment loans which are not pay .. |
| Posted: Wed Aug 27 11:30:35 2008 |
It depends on what state you live in about the .. |
| Posted: Wed Aug 27 11:20:58 2008 |
If it is 13 years old it should not be on your .. |
| Posted: Wed Aug 27 11:08:31 2008 |
http://massbbo.org/bbolookup.php
I searched .. |
| Posted: Wed Aug 27 10:53:04 2008 |
My 2 deliquent debts are not even 1/2 way there .. |
| Posted: Wed Aug 27 10:47:21 2008 |
I know I would dispute it. I certainly would not .. |
| Posted: Wed Aug 27 9:01:58 2008 |
If they can not prove the debt is even yours in .. |
| Posted: Wed Aug 27 8:55:57 2008 |
I have the same problem although I do suspect I .. |
| Posted: Wed Aug 27 7:14:40 2008 |
Yeah, I was referring to the 30 day time period .. |
| Posted: Wed Aug 27 6:55:01 2008 |
You just pay your current tax rate on the .. |
| Posted: Wed Aug 27 6:28:18 2008 |
You can use the DV letter on this site and modify .. |
| Posted: Tue Aug 26 14:15:19 2008 |
Nascar is correct about the FDCPA and its .. |
| Posted: Tue Aug 26 14:05:41 2008 |
Since the debt is outside the SOL and outside the .. |
| Posted: Tue Aug 26 13:56:18 2008 |
My wife's parents just moved in with us this past .. |
| Posted: Tue Aug 26 13:50:30 2008 |
Yeah it is a tough situation. Just remember it .. |
| Posted: Tue Aug 26 13:43:59 2008 |
Yeah I feel your pain at least to the point that .. |
| Posted: Tue Aug 26 13:28:44 2008 |
If you have other checks against that account .. |
| Posted: Tue Aug 26 13:18:05 2008 |
Dobuble Post
Great job playing hardball. I .. |
| Posted: Tue Aug 26 13:14:28 2008 |
Great job. Keep at it and slowly settle each .. |
| Posted: Tue Aug 26 13:12:34 2008 |
Great job playing hardball. I wouldn't answer .. |
| Posted: Tue Aug 26 13:03:09 2008 |
First you need to check your state laws and make .. |
| Posted: Tue Aug 26 12:51:00 2008 |
I don't think it was that site but I saw an .. |
| Posted: Tue Aug 26 12:42:24 2008 |
That is deffinetly one thing bad about the lawyer .. |
| Posted: Tue Aug 26 12:26:59 2008 |
I was just responding to Barrow's post since he .. |
| Posted: Tue Aug 26 12:21:03 2008 |
While I agree that dealing with coupons can be a .. |
| Posted: Tue Aug 26 6:24:58 2008 |
I wouldn't agree to go to arbitration. I think .. |
| Posted: Tue Aug 26 6:21:16 2008 |
Sorry Cathzee that things are kind of tough for .. |
| Posted: Tue Aug 26 5:58:33 2008 |
If the fees are roughly the same and I was going .. |
| Posted: Tue Aug 26 5:38:09 2008 |
It seems obvious to me based on the multiple post .. |
| Posted: Tue Aug 26 5:34:05 2008 |
Hehe. Yup, we all know they mean serious .. |
| Posted: Mon Aug 25 11:25:28 2008 |
Have the receptionist tell them you were .. |
| Posted: Mon Aug 25 11:21:07 2008 |
Just tell them that is fine. You would be more .. |
| Posted: Mon Aug 25 9:01:57 2008 |
You need to check when the last payment was made .. |
| Posted: Mon Aug 25 8:57:12 2008 |
They have to validate regardless of the 30 day .. |
| Posted: Mon Aug 25 8:34:15 2008 |
BLL-
In my opinion not paying off the cars and .. |
| Posted: Fri Aug 22 7:59:18 2008 |
I wonder why they are bothering to fight the new .. |
| Posted: Fri Aug 22 7:57:05 2008 |
Hey Jedi,
Just because a person is a member of .. |
| Posted: Fri Aug 22 7:47:30 2008 |
It depends on who you sent it to. If it is one .. |
| Posted: Fri Aug 22 7:38:41 2008 |
I've seen a few of those ads carry over into .. |
| Posted: Fri Aug 22 7:28:56 2008 |
Ahh. I thought it was illegal in all states for .. |
| Posted: Fri Aug 22 7:24:30 2008 |
I always thought it was date of last payment as .. |
| Posted: Fri Aug 22 7:14:47 2008 |
I would not hire a lawyer for debts under 4k-ish .. |
| Posted: Fri Aug 22 7:00:20 2008 |
If they are speaking they are lieing. Everything .. |
| Posted: Fri Aug 22 6:02:29 2008 |
I would either take the 20k and pay off the cars .. |
| Posted: Fri Aug 22 5:46:41 2008 |
I personally would never pay that phone payment. .. |
| Posted: Thu Aug 21 14:01:01 2008 |
BS Acehole. You might be able to sue but you can .. |
| Posted: Thu Aug 21 13:47:56 2008 |
They lied to you about everything. You won't go .. |
| Posted: Thu Aug 21 12:37:20 2008 |
I hope Scooter does not have to go through all .. |
| Posted: Thu Aug 21 12:29:47 2008 |
I would do the same thing Smo. If I pulled my .. |
| Posted: Thu Aug 21 8:43:36 2008 |
First, I think the chances of them finding you .. |
| Posted: Thu Aug 21 8:25:05 2008 |
Well unfortunately math, attorneys are expensive. .. |
| Posted: Thu Aug 21 7:39:17 2008 |
many times unless you can find really cheap or .. |
| Posted: Wed Aug 20 20:53:59 2008 |
He really likes asking questions and responding .. |
| Posted: Wed Aug 20 14:00:16 2008 |
If a collector even thinks about getting abusive .. |
| Posted: Wed Aug 20 13:54:24 2008 |
Some attorneys do debt settlment. They could do .. |
| Posted: Wed Aug 20 13:39:51 2008 |
If your debt is only 4k I wouldn't even waste the .. |
| Posted: Wed Aug 20 13:27:24 2008 |
Did we finally get a link to Cal's .. |
| Posted: Wed Aug 20 13:21:12 2008 |
See there you go again 3 posts from the same .. |
| Posted: Wed Aug 20 10:44:02 2008 |
Goudah beat me to the punch and I agree with him. .. |
| Posted: Wed Aug 20 8:40:40 2008 |
First, the name switching is quite annoying so .. |
| Posted: Tue Aug 19 14:12:05 2008 |
Well I am a DIY fan and I think you will find it .. |
| Posted: Tue Aug 19 14:02:15 2008 |
You can't punish an entire group based on the .. |
| Posted: Tue Aug 19 13:42:53 2008 |
The fixed cost are there regardless and I .. |
| Posted: Tue Aug 19 13:25:58 2008 |
Yeah well for starters she got her you know what .. |
| Posted: Tue Aug 19 13:15:02 2008 |
He gave a list of companies which is not the .. |
| Posted: Tue Aug 19 13:02:21 2008 |
I found a perfect example of a thread where .. |
| Posted: Tue Aug 19 12:57:37 2008 |
While I agree that specific companies should .. |
| Posted: Tue Aug 19 12:50:04 2008 |
I have never once seen a post by Mobile that .. |
| Posted: Tue Aug 19 12:17:26 2008 |
You have valid points guest. It is always wise .. |
| Posted: Tue Aug 19 11:43:01 2008 |
In my case my girlfriend at the time dropped out .. |
| Posted: Tue Aug 19 7:47:38 2008 |
I have not heard of the company but it sounds .. |
| Posted: Tue Aug 19 7:40:40 2008 |
Unfortunately you have the wrong site Alli. This .. |
| Posted: Tue Aug 19 7:28:00 2008 |
Who cares... I can think of a lot of .. |
| Posted: Tue Aug 19 7:18:47 2008 |
Even though you might be able to lose a bunch of .. |
| Posted: Tue Aug 19 6:56:39 2008 |
Although I have never turned in my points based .. |
| Posted: Tue Aug 19 5:56:28 2008 |
You are still boring .. |
| Posted: Mon Aug 18 21:33:56 2008 |
Hey thanks for the link Alias. I skimmed over it .. |
| Posted: Mon Aug 18 21:08:37 2008 |
You're boring .. |
| Posted: Mon Aug 18 21:05:20 2008 |
There is no way I would want that nut job calling .. |
| Posted: Mon Aug 18 20:59:51 2008 |
You keep bringing up money and this site and .. |
| Posted: Mon Aug 18 13:12:11 2008 |
That was Ron that posted the vowel-movement and .. |
| Posted: Mon Aug 18 13:03:41 2008 |
Unfortunately it is somewhat difficult to make .. |
| Posted: Mon Aug 18 12:48:47 2008 |
Yup Yup, Good luck to you OP. I hope you can .. |
| Posted: Mon Aug 18 11:55:25 2008 |
First, I better qualify this and state I am not a .. |
| Posted: Mon Aug 18 8:46:33 2008 |
Although it is not impossible I just don't see .. |
| Posted: Mon Aug 18 8:36:15 2008 |
Yeah they are screwing you. I kind of doubt the .. |
| Posted: Mon Aug 18 8:26:42 2008 |
If the debt was paid in full they would have no .. |
| Posted: Mon Aug 18 8:14:27 2008 |
Is the entire amount that is owed $273 x 6 = .. |
| Posted: Mon Aug 18 7:47:18 2008 |
I personally would not file bankruptcy until at .. |
| Posted: Mon Aug 18 7:33:45 2008 |
Apparently the guy ran off with a bunch of money .. |
| Posted: Mon Aug 18 7:24:31 2008 |
Yeah I think contacting your creditors is your .. |
| Posted: Mon Aug 18 6:26:05 2008 |
Hey sorry again about the name mixup Cellular if .. |
| Posted: Sun Aug 17 19:09:24 2008 |
I am having a hard time determining who you paid .. |
| Posted: Sun Aug 17 18:48:21 2008 |
You did not advise me for my own good. You .. |
| Posted: Sun Aug 17 16:53:33 2008 |
Yeah again sorry Cellular if you read any of this .. |
| Posted: Sun Aug 17 16:24:18 2008 |
I was addressing the random guest that changes .. |
| Posted: Sun Aug 17 15:27:27 2008 |
You are ignorant at best Cellular. The OP .. |
| Posted: Sun Aug 17 11:52:25 2008 |
Possesion of the title is still possession. They .. |
| Posted: Sun Aug 17 11:00:56 2008 |
I have had the same trouble where I live. Our .. |
| Posted: Sun Aug 17 10:39:54 2008 |
I am not a lawyer and never represented .. |
| Posted: Sun Aug 17 10:00:41 2008 |
I guess you are now an expert on internet .. |
| Posted: Sun Aug 17 9:14:21 2008 |
Again here we go trying to make things appear .. |
| Posted: Sat Aug 16 23:57:50 2008 |
They have his title clueless err. getalclue which .. |
| Posted: Sat Aug 16 23:49:20 2008 |
Maybe it would make you feel better if every .. |
| Posted: Fri Aug 15 10:24:56 2008 |
On a side note I would not pay tax on a 1099-c .. |
| Posted: Fri Aug 15 10:13:40 2008 |
Bah sorry about the confusion I saw the 100 and .. |
| Posted: Fri Aug 15 8:01:37 2008 |
I think the OP thinks she is posting to the .. |
| Posted: Fri Aug 15 7:57:33 2008 |
The 1099-c by itself won't help you. You also .. |
| Posted: Fri Aug 15 7:46:47 2008 |
I am just curious what the payoff amount is that .. |
| Posted: Fri Aug 15 7:41:08 2008 |
I am glad to help. Also, if you use that website .. |
| Posted: Fri Aug 15 7:33:04 2008 |
Are the credit cards you sent the checks too .. |
| Posted: Fri Aug 15 7:08:56 2008 |
You have any luck with this .. |
| Posted: Fri Aug 15 7:06:59 2008 |
Yeah I am almost positive it is part of the Cash .. |
| Posted: Fri Aug 15 6:27:01 2008 |
I wouldn't BK 20k in debt especially if your .. |
| Posted: Fri Aug 15 6:05:33 2008 |
What is your household annual income 140k is a .. |
| Posted: Fri Aug 15 5:50:27 2008 |
If you gave them an account number then you need .. |
| Posted: Fri Aug 15 5:47:05 2008 |
I thought Cash2day4u was part of Cash Today .. |
| Posted: Fri Aug 15 5:35:29 2008 |
Basically they have your title so you are kind of .. |
| Posted: Thu Aug 14 14:00:59 2008 |
Hehe. Yeah mine would be pretty PO'd. We had a .. |
| Posted: Thu Aug 14 13:33:52 2008 |
If you want to be sneaky then sign her up for .. |
| Posted: Thu Aug 14 13:30:55 2008 |
I know times are tough right now so this might be .. |
| Posted: Thu Aug 14 13:27:09 2008 |
Man I hope the Feds pass some good laws soon .. |
| Posted: Thu Aug 14 13:21:35 2008 |
Sounds like Citi is just playing hardball. I .. |
| Posted: Thu Aug 14 10:32:58 2008 |
Those 2 rates are about as good as it gets. It .. |
| Posted: Thu Aug 14 10:25:15 2008 |
Yeah if you have 27 good TLs then a couple of .. |
| Posted: Thu Aug 14 10:11:00 2008 |
Again it all depends on the amount and how many .. |
| Posted: Thu Aug 14 8:41:42 2008 |
Unfortunately Lombardo messed you over on that .. |
| Posted: Thu Aug 14 8:28:33 2008 |
I haven't had a registered home phone in years. .. |
| Posted: Thu Aug 14 6:52:04 2008 |
Honestly that sounds kind of bogus to me. The .. |
| Posted: Thu Aug 14 6:29:12 2008 |
Some of the reasons to settle are as .. |
| Posted: Thu Aug 14 6:16:48 2008 |
Even though the validation requirements of the .. |
| Posted: Thu Aug 14 5:48:47 2008 |
After reviewing your numbers it looks like you .. |
| Posted: Wed Aug 13 14:10:48 2008 |
As long as the CA can validate then you can .. |
| Posted: Wed Aug 13 14:05:43 2008 |
Really its easier to negotiate payments and .. |
| Posted: Wed Aug 13 13:50:56 2008 |
In my opinion the short answer is a dispute .. |
| Posted: Wed Aug 13 11:46:11 2008 |
Personally I would DYI. It will cost you less .. |
| Posted: Wed Aug 13 11:43:06 2008 |
Send them a limited cease comm letter mack. Give .. |
| Posted: Wed Aug 13 11:34:39 2008 |
In general credit card hardship programs are a .. |
| Posted: Wed Aug 13 11:22:35 2008 |
I'm sorry but your post is confusing to me. I .. |
| Posted: Wed Aug 13 11:17:23 2008 |
I would DV them and put in the letter that you .. |
| Posted: Wed Aug 13 10:29:05 2008 |
I would question her pretty extensively about .. |
| Posted: Wed Aug 13 9:02:16 2008 |
It would not hurt to file the police reports .. |
| Posted: Wed Aug 13 8:49:49 2008 |
If they sent you a dunning letter and you .. |
| Posted: Wed Aug 13 7:46:13 2008 |
I found this about counterclaims. It is specific .. |
| Posted: Wed Aug 13 7:06:17 2008 |
Hmm, sorry about the double post my internet is .. |
| Posted: Wed Aug 13 7:05:11 2008 |
It looks like to me they are requesting similar .. |
| Posted: Mon Aug 11 13:26:59 2008 |
All of them do it. It does not mean you .. |
| Posted: Mon Aug 11 13:23:56 2008 |
How cliche .. |
| Posted: Mon Aug 11 13:20:41 2008 |
It is an illegal threat. They can not have you .. |
| Posted: Mon Aug 11 13:18:17 2008 |
Are you sure it is 3 years I thought shortest of .. |
| Posted: Mon Aug 11 13:14:56 2008 |
PA needs to hurry up and get a set of laws passed .. |
| Posted: Mon Aug 11 13:09:17 2008 |
Insolvent means your money is tied up and you can .. |
| Posted: Mon Aug 11 12:56:38 2008 |
Yeah they suck. Might as well return the favor .. |
| Posted: Mon Aug 11 10:47:18 2008 |
They are call spoofing somehow. Just don't .. |
| Posted: Mon Aug 11 10:42:58 2008 |
OC is original creditor. What Nascar is asking .. |
| Posted: Mon Aug 11 9:01:30 2008 |
As long as the letter says Settled in Full on .. |
| Posted: Mon Aug 11 8:44:51 2008 |
If it were me I would make sure my bank account .. |
| Posted: Mon Aug 11 8:04:40 2008 |
I would only answer the questions that I knew .. |
| Posted: Mon Aug 11 7:31:14 2008 |
What is your annual income Is there anyway to .. |
| Posted: Mon Aug 11 7:16:35 2008 |
Moving either out of state or out of the country .. |
| Posted: Mon Aug 11 6:52:23 2008 |
I honestly don't know how a court will rule in .. |
| Posted: Fri Aug 8 13:43:09 2008 |
Was the validation complete or just a peice of .. |
| Posted: Fri Aug 8 13:40:21 2008 |
I could have sworn I saw a little devil named .. |
| Posted: Thu Aug 7 13:30:02 2008 |
You could call them from a pay phone and tell .. |
| Posted: Thu Aug 7 13:24:16 2008 |
Since you are past the SOL you could dispute the .. |
| Posted: Thu Aug 7 10:42:34 2008 |
At this stage in the game it doesn't hurt to have .. |
| Posted: Thu Aug 7 10:26:02 2008 |
I don't understand how a judge could grant a .. |
| Posted: Wed Aug 6 14:29:19 2008 |
That means the debt is only 3 years old. You .. |
| Posted: Wed Aug 6 13:08:54 2008 |
I would call them on the phone and offer a .. |
| Posted: Wed Aug 6 12:34:33 2008 |
You should make up a similar document with a .. |
| Posted: Wed Aug 6 12:26:59 2008 |
Dang that stinks. I was hoping it was a small .. |
| Posted: Wed Aug 6 12:21:09 2008 |
Maybe you could just keep the SS# question simple .. |
| Posted: Wed Aug 6 12:01:43 2008 |
I don't agree with this statement. A judge .. |
| Posted: Wed Aug 6 11:50:21 2008 |
I don't know if you are required to fill out this .. |
| Posted: Wed Aug 6 11:11:09 2008 |
That is correct Shazz. I think that also applies .. |
| Posted: Wed Aug 6 11:07:58 2008 |
How much was the judgment for and how much did .. |
| Posted: Wed Aug 6 11:02:39 2008 |
It is not against the law for them to show up on .. |
| Posted: Wed Aug 6 10:50:01 2008 |
Yeah I bet that is how they got the case set so .. |
| Posted: Wed Aug 6 10:44:17 2008 |
They are trying to scam you Thomas. They can not .. |
| Posted: Wed Aug 6 10:41:40 2008 |
I fully agree. Maybe my post was confusing .. |
| Posted: Wed Aug 6 8:57:08 2008 |
You should buy a $20 tape recorder and record all .. |
| Posted: Wed Aug 6 8:39:27 2008 |
I would suggest you change your personal phone .. |
| Posted: Wed Aug 6 8:24:32 2008 |
I just got a call 2 days ago from some company .. |
| Posted: Wed Aug 6 8:15:39 2008 |
I posted it before but I set up that autodialer .. |
| Posted: Wed Aug 6 7:55:16 2008 |
Yeah I really don't think you are obligated to .. |
| Posted: Wed Aug 6 7:40:49 2008 |
My guess is it was U.S. National Bank or Cash .. |
| Posted: Wed Aug 6 7:39:43 2008 |
If it is approaching 7 years deliquent then I .. |
| Posted: Wed Aug 6 7:33:38 2008 |
I am glad you called his bluff about the sheriff .. |
| Posted: Wed Aug 6 6:43:14 2008 |
I would contact the court and find out if I had .. |
| Posted: Tue Aug 5 13:45:48 2008 |
This makes no sense to me. I only read the last .. |
| Posted: Tue Aug 5 12:56:03 2008 |
Dang Alias. Sorry to hear about all your .. |
| Posted: Tue Aug 5 12:48:43 2008 |
If you are going to file wait until the house has .. |
| Posted: Tue Aug 5 12:25:57 2008 |
Internet PDL's are illegal in Kentucky according .. |
| Posted: Tue Aug 5 11:48:55 2008 |
Yeah you can file one. They are supposed to be .. |
| Posted: Tue Aug 5 10:32:06 2008 |
It would be interesting to find out. I would .. |
| Posted: Tue Aug 5 10:18:54 2008 |
If you have a copy of their settlement offer and .. |
| Posted: Tue Aug 5 10:09:13 2008 |
Moving to another country permanently is a pretty .. |
| Posted: Tue Aug 5 8:20:03 2008 |
I would just settle with them for full delete. .. |
| Posted: Tue Aug 5 8:09:36 2008 |
An authorized user would not be liable for any .. |
| Posted: Tue Aug 5 8:00:00 2008 |
Please quit paying these jokers. I wouldn't even .. |
| Posted: Tue Aug 5 7:54:16 2008 |
Unfortunately they got the best of her when she .. |
| Posted: Tue Aug 5 7:40:56 2008 |
Sounds like to me that person either stole your .. |
| Posted: Tue Aug 5 7:30:21 2008 |
I live in Kentucky. I don't know if they are .. |
| Posted: Tue Aug 5 7:10:34 2008 |
Hot checks fall under a completely different set .. |
| Posted: Tue Aug 5 6:14:05 2008 |
I always just call whatever 800 number I have .. |
| Posted: Tue Aug 5 5:39:52 2008 |
I think the law varies from state to state but it .. |
| Posted: Mon Aug 4 14:09:40 2008 |
I know these guys did you wrong like many others .. |
| Posted: Mon Aug 4 13:50:24 2008 |
My wife and I did the same thing except we used .. |
| Posted: Mon Aug 4 12:38:45 2008 |
For future reference don't ever make a settlement .. |
| Posted: Mon Aug 4 12:25:41 2008 |
Your creditors are not going to settle unless you .. |
| Posted: Mon Aug 4 11:19:49 2008 |
Mary,
Don't bother paying an attorney unless .. |
| Posted: Mon Aug 4 11:05:27 2008 |
A settled account generally shows up as .. |
| Posted: Mon Aug 4 10:53:54 2008 |
Sorry to get back so late but I was gone over the .. |
| Posted: Fri Aug 1 14:08:14 2008 |
They are obligated to send you statments per your .. |
| Posted: Fri Aug 1 12:20:11 2008 |
Dispute this with your bank immediately. Tell .. |
| Posted: Fri Aug 1 12:08:25 2008 |
Get a current copy of your credit report and go .. |
| Posted: Fri Aug 1 11:57:21 2008 |
Yeah don't sweat it. He is just trying to scam .. |
| Posted: Fri Aug 1 11:55:57 2008 |
Hehe, I like alias's advice. Just tell them you .. |
| Posted: Fri Aug 1 11:44:59 2008 |
It looks like you have no assets but your income. .. |
| Posted: Fri Aug 1 11:15:44 2008 |
No he can not do what he was threatening. Call .. |
| Posted: Fri Aug 1 11:01:55 2008 |
Yup thats it. I was just being .. |
| Posted: Fri Aug 1 10:59:01 2008 |
When you notify them that they are being recorded .. |
| Posted: Fri Aug 1 9:18:12 2008 |
It really isn't that difficult to settle a debt. .. |
| Posted: Fri Aug 1 9:09:33 2008 |
Yeah it will take a while for it to stick .. |
| Posted: Fri Aug 1 8:49:15 2008 |
It could take a year or longer before the legal .. |
| Posted: Fri Aug 1 8:40:55 2008 |
Typcial Scare Tactics. These guys are idiots. .. |
| Posted: Fri Aug 1 8:34:22 2008 |
Ah that is why I am confused then. I was almost .. |
| Posted: Fri Aug 1 8:28:38 2008 |
I would contact the court ASAP about the .. |
| Posted: Thu Jul 31 14:13:12 2008 |
http://tech.yahoo.com/blogs/null/99655
Looks .. |
| Posted: Thu Jul 31 14:02:46 2008 |
hmm well let me try again. That didnt work. .. |
| Posted: Thu Jul 31 14:01:26 2008 |
You can change your posting name at any time .. |
| Posted: Thu Jul 31 13:56:56 2008 |
I am not sure how to officialy request those .. |
| Posted: Thu Jul 31 13:52:39 2008 |
If you don't want to change the number another .. |
| Posted: Thu Jul 31 13:41:17 2008 |
Hehe. Thats freaking awesome. Hopefully they .. |
| Posted: Thu Jul 31 10:24:09 2008 |
Even if its a JDB I would still make the payment .. |
| Posted: Thu Jul 31 10:18:10 2008 |
You can request from the lawyers but be sure to .. |
| Posted: Thu Jul 31 10:05:51 2008 |
Change your phone number. How much do you owe in .. |
| Posted: Thu Jul 31 9:13:39 2008 |
First you need to make sure you have a lump sum .. |
| Posted: Thu Jul 31 9:04:31 2008 |
Great info. I generally say give them a maximum .. |
| Posted: Thu Jul 31 8:54:52 2008 |
They can't tell who is answering the phone even .. |
| Posted: Thu Jul 31 8:48:38 2008 |
They probably added additional fees to the 3709 .. |
| Posted: Thu Jul 31 8:33:13 2008 |
8/07 to 7/08 is not even a year yet so the SOL. .. |
| Posted: Thu Jul 31 8:23:10 2008 |
Nascar is right about easy access to all the .. |
| Posted: Thu Jul 31 8:08:32 2008 |
Welcome back Golden. I was MIA for a while too .. |
| Posted: Thu Jul 31 7:57:06 2008 |
I would just send in the payment like you .. |
| Posted: Thu Jul 31 7:51:09 2008 |
Unfortunately all credit card companies are like .. |
| Posted: Thu Jul 31 7:44:44 2008 |
I think you can revoke a POA with a simple .. |
| Posted: Thu Jul 31 7:39:51 2008 |
3300 on a 3700 debt isn’t that great of an .. |
| Posted: Thu Jul 31 7:22:14 2008 |
You need to send letters to each revoking all ACH .. |
| Posted: Wed Jul 30 14:15:43 2008 |
If this thing is 2 years old then I really doubt .. |
| Posted: Wed Jul 30 14:06:52 2008 |
You sure they reported you to checkscan. Most .. |
| Posted: Wed Jul 30 13:59:36 2008 |
It is really sad. I bet the scam at least twice .. |
| Posted: Wed Jul 30 13:57:42 2008 |
Yeah its a scam. I doubt they even loaned you .. |
| Posted: Wed Jul 30 10:54:22 2008 |
Yeah its a scam if its U.S. National Bank. They .. |
| Posted: Wed Jul 30 10:49:23 2008 |
I wouldn't pay them any money to "Hold" .. |
| Posted: Wed Jul 30 10:34:32 2008 |
Haha thats freaking hilarious. Tell him you will .. |
| Posted: Wed Jul 30 10:29:25 2008 |
Study the do it yourself portion of this website .. |
| Posted: Wed Jul 30 10:26:46 2008 |
Do yourself a huge favor now and lock up your .. |
| Posted: Wed Jul 30 10:24:12 2008 |
Go in and talk to the manager. Tell them it is .. |
| Posted: Wed Jul 30 8:31:01 2008 |
Have your boss tell them you quit or were fired. .. |
| Posted: Wed Jul 30 8:29:03 2008 |
If you never return to the U.S. then they would .. |
| Posted: Tue Jul 29 14:24:48 2008 |
I thought dismisal with predjudice meant you .. |
| Posted: Tue Jul 29 10:11:24 2008 |
If the summons was to your mother then I think .. |
| Posted: Tue Jul 29 10:05:08 2008 |
I don't see how they can give you a collateral .. |
| Posted: Tue Jul 29 9:58:44 2008 |
It is impossible to borrow your way out of debt. .. |
| Posted: Tue Jul 29 9:53:31 2008 |
In my opinion the negatives that pop up when .. |
| Posted: Fri Jul 25 13:22:11 2008 |
Doh... I didn't read your post properly and .. |
| Posted: Fri Jul 25 13:16:06 2008 |
Yeah I am probably going to switch to either a .. |
| Posted: Fri Jul 25 10:43:14 2008 |
In my opinion you should never touch it for a .. |
| Posted: Fri Jul 25 10:35:42 2008 |
As far as I know very little is being done about .. |
| Posted: Fri Jul 25 10:32:01 2008 |
Well it is really the manager at my home branch .. |
| Posted: Fri Jul 25 10:23:13 2008 |
You need to invest in a tape recorder and record .. |
| Posted: Fri Jul 25 10:19:12 2008 |
You might consider dropping by their office also. .. |
| Posted: Fri Jul 25 10:17:11 2008 |
You are going to have to ask them why they are .. |
| Posted: Fri Jul 25 10:11:18 2008 |
The first thing you need to do is send this .. |
| Posted: Fri Jul 25 10:05:06 2008 |
You can dispute that debt with both the creditor .. |
| Posted: Fri Jul 25 9:57:47 2008 |
If I were you I would close my bank account. I .. |
| Posted: Fri Jul 25 9:54:46 2008 |
You can also telephone your local courthouse and .. |
| Posted: Fri Jul 25 9:52:28 2008 |
They won't take you to court for fraud and it is .. |
| Posted: Fri Jul 25 9:49:27 2008 |
It would help if you posted the state you live .. |
| Posted: Fri Jul 25 9:45:02 2008 |
Yeah the fees they were trying to charge me were .. |
| Posted: Thu Jul 24 12:00:58 2008 |
I personally would not send them a dime until I .. |
| Posted: Thu Jul 24 11:55:25 2008 |
Dang login got me again. .. |
| Posted: Wed Jul 23 12:50:59 2008 |
You can call them for free overseas on the state .. |
| Posted: Wed Jul 23 11:45:12 2008 |
I agree Alias. Someone should have noticed that .. |
| Posted: Wed Jul 23 10:54:01 2008 |
Yes I actually took the check in and handed it to .. |
| Posted: Wed Jul 23 9:15:38 2008 |
Sorry I am going to whine because I am really .. |
| Posted: Tue Jul 22 6:47:34 2008 |
Are we talking U.S. Bank (a real bank that I .. |
| Posted: Tue Jul 22 6:38:18 2008 |
In other news .. |
| Posted: Mon Jul 21 12:22:01 2008 |
I just pulled the 100k number out of a hat based .. |
| Posted: Mon Jul 21 12:05:54 2008 |
I don't understand why their loans are legal. In .. |
| Posted: Mon Jul 21 8:59:32 2008 |
Normally they let the loan be late for a while .. |
| Posted: Mon Jul 21 8:15:08 2008 |
That could be very bad advice depending on your .. |
| Posted: Mon Jul 21 6:15:27 2008 |
Is it hard to get old addresses and outdated info .. |
| Posted: Fri Jul 18 16:38:27 2008 |
Even if they scan these forums there would be no .. |
| Posted: Fri Jul 18 16:27:14 2008 |
If they take a notion to file a suit they will do .. |
| Posted: Fri Jul 18 13:52:02 2008 |
I personally would not have contact with them .. |
| Posted: Fri Jul 18 13:34:24 2008 |
I think you can just uncheck all the lists as .. |
| Posted: Fri Jul 18 12:50:42 2008 |
Well its been quite some time since I went to an .. |
| Posted: Fri Jul 18 12:08:14 2008 |
I'll try to get it to you sometime this weekend. .. |
| Posted: Fri Jul 18 8:29:21 2008 |
If you dispute the transaction with your bank .. |
| Posted: Fri Jul 18 8:21:05 2008 |
The problem is that they can sue at any time .. |
| Posted: Fri Jul 18 8:09:15 2008 |
Yeah the double dispute with the CRA and the CA .. |
| Posted: Fri Jul 18 8:01:20 2008 |
Wal-mart is generally not a list store for .. |
| Posted: Fri Jul 18 7:41:40 2008 |
See this is why I love this site so much. .. |
| Posted: Thu Jul 17 14:01:13 2008 |
If you dispute with the CRA's and DV at the same .. |
| Posted: Thu Jul 17 13:45:13 2008 |
It looks like he stole money from some people to .. |
| Posted: Thu Jul 17 13:29:11 2008 |
You can also dispute it with the CRA's. If the .. |
| Posted: Thu Jul 17 13:25:40 2008 |
Try not to miss the payments on the 9.9% rate .. |
| Posted: Thu Jul 17 13:18:40 2008 |
Yeah they will hammer you with calls for a while. .. |
| Posted: Thu Jul 17 12:58:05 2008 |
Yeah I like the grocerygame better than couponmom .. |
| Posted: Thu Jul 17 8:32:38 2008 |
Cashtodaylimited is a scam. PAY THEM NOTHING. I .. |
| Posted: Thu Jul 17 8:25:19 2008 |
Did you get the $200 Save your self the .. |
| Posted: Thu Jul 17 8:20:00 2008 |
You need to keep that paid in full letter that .. |
| Posted: Thu Jul 17 8:16:01 2008 |
Unfortunately I don't have an Aldi's anywhere .. |
| Posted: Thu Jul 17 5:56:52 2008 |
OP lives in OHIO.
First thing I would do is .. |
| Posted: Wed Jul 16 13:59:06 2008 |
A DV letter and a lawyer won't do any good I .. |
| Posted: Wed Jul 16 11:44:04 2008 |
Call the Ohio office of finance and find out if .. |
| Posted: Wed Jul 16 11:27:01 2008 |
If they won a judgment in 05 then the SOL and the .. |
| Posted: Wed Jul 16 11:19:07 2008 |
I would not file BK for such a small amount if .. |
| Posted: Wed Jul 16 11:13:14 2008 |
Hey Harold,
Letting a debt go past the SOL .. |
| Posted: Wed Jul 16 11:01:07 2008 |
You need to close your bank account immediately. .. |
| Posted: Wed Jul 16 10:51:15 2008 |
I personally settled a student loan debt at 50% .. |
| Posted: Wed Jul 16 6:27:36 2008 |
You will lose about 1/2 of whatever you withdraw .. |
| Posted: Wed Jul 16 6:22:57 2008 |
I suspect there is documentation somewhere that .. |
| Posted: Wed Jul 16 5:39:56 2008 |
I don't know if it would work but it might put .. |
| Posted: Wed Jul 16 5:32:42 2008 |
At a minimum I would file a police report with .. |
| Posted: Tue Jul 15 7:34:42 2008 |
Yeah I think getting the paper work is your best .. |
| Posted: Tue Jul 15 7:19:00 2008 |
If you don't have credit cards and then you are .. |
| Posted: Tue Jul 15 7:14:55 2008 |
You can enter unsecured debt into settlement .. |
| Posted: Mon Jul 14 12:20:28 2008 |
Sounds like a scam to me. If you call do it from .. |
| Posted: Mon Jul 14 12:15:42 2008 |
I don't think the loan was ever fed or state .. |
| Posted: Mon Jul 14 10:24:33 2008 |
Dang, what a freaking scam. They change the way .. |
| Posted: Mon Jul 14 9:02:27 2008 |
What a scum bag. In my opinion he is worse than .. |
| Posted: Mon Jul 14 8:16:06 2008 |
I would file those reports if I could but my wife .. |
| Posted: Mon Jul 14 8:04:25 2008 |
I totally agree with this. As the saying .. |
| Posted: Fri Jul 11 13:28:02 2008 |
In your example I would DV the CA and dispute the .. |
| Posted: Fri Jul 11 12:35:03 2008 |
If you have a room mate see if they would be .. |
| Posted: Fri Jul 11 11:32:55 2008 |
Hmm, I think if I ever get sued I will try to get .. |
| Posted: Fri Jul 11 11:06:24 2008 |
In my opinion about the FDCPA that is true to .. |
| Posted: Fri Jul 11 10:57:19 2008 |
I think that must depend on the CA then because I .. |
| Posted: Fri Jul 11 10:39:15 2008 |
The CD and DV can be sent at any time and still .. |
| Posted: Fri Jul 11 10:26:46 2008 |
No. The 30 day time period is about stopping the .. |
| Posted: Fri Jul 11 10:10:15 2008 |
Yes the CA should provide you with the .. |
| Posted: Fri Jul 11 10:05:11 2008 |
If that is true then it looks like there is no .. |
| Posted: Fri Jul 11 9:55:21 2008 |
Fair Debt Collection Practices .. |
| Posted: Fri Jul 11 9:02:03 2008 |
You would have to DV them again stating the info .. |
| Posted: Fri Jul 11 8:51:47 2008 |
Since you defaulted on an agreement you had with .. |
| Posted: Fri Jul 11 8:33:09 2008 |
Dang that stinks. You might try to spin the 7500 .. |
| Posted: Fri Jul 11 8:06:53 2008 |
JDB is Junk Debt .. |
| Posted: Fri Jul 11 7:59:46 2008 |
I have to agree with the others. To be .. |
| Posted: Fri Jul 11 7:49:19 2008 |
The DV letter won't make the debt go away. It .. |
| Posted: Fri Jul 11 7:33:58 2008 |
This is a theory of mine and I always wondered if .. |
| Posted: Fri Jul 11 7:13:33 2008 |
The debt is almost 3 years old now. The school .. |
| Posted: Fri Jul 11 6:41:58 2008 |
There is no way I would waste 20 minutes of my .. |
| Posted: Fri Jul 11 5:57:38 2008 |
Well technically any money you throw at the $750 .. |
| Posted: Fri Jul 11 5:47:49 2008 |
You're welcome. I think by using that method you .. |
| Posted: Fri Jul 11 5:23:11 2008 |
I think I might try that on the next debt I .. |
| Posted: Thu Jul 10 14:13:21 2008 |
The spread between 29% and 16% is 13% or roughly .. |
| Posted: Thu Jul 10 13:09:01 2008 |
This is opposite what I suggested. Math wise .. |
| Posted: Thu Jul 10 12:36:47 2008 |
I am not a lawyer but this is my opinion about .. |
| Posted: Thu Jul 10 7:56:54 2008 |
What I would do is save up some money like $1000 .. |
| Posted: Thu Jul 10 7:43:46 2008 |
You can not settle a debt unless the debt is in .. |
| Posted: Thu Jul 10 7:36:03 2008 |
Pay secured debt first i.e. house and car loan. .. |
| Posted: Wed Jul 9 10:52:21 2008 |
I've been using the grocery game website. I am 2 .. |
| Posted: Wed Jul 9 10:31:22 2008 |
I use speedy rewards also since I buy most of .. |
| Posted: Wed Jul 9 7:49:28 2008 |
First of all you are an idiot mr. guest. I just .. |
| Posted: Wed Jul 9 7:35:03 2008 |
That is a pretty good idea (hehe). I just bought .. |
| Posted: Wed Jul 9 7:03:03 2008 |
If it is 5 months past due I would be tempted to .. |
| Posted: Wed Jul 9 6:40:23 2008 |
Since they are the original creditor it is almost .. |
| Posted: Tue Jul 8 21:20:53 2008 |
When you settle your debt you need to account for .. |
| Posted: Tue Jul 8 20:59:51 2008 |
If the amount is over 5k I am pretty sure .. |
| Posted: Tue Jul 8 13:59:00 2008 |
Yeah my wife had one of those idiots from Cash .. |
| Posted: Tue Jul 8 13:54:32 2008 |
I posted this in another thread about the DV .. |
| Posted: Tue Jul 8 13:26:51 2008 |
How would you compose a letter attached to a .. |
| Posted: Tue Jul 8 13:16:06 2008 |
I don't agree with that statement at all. .. |
| Posted: Tue Jul 8 13:03:51 2008 |
Does it negatively impact her at all if she signs .. |
| Posted: Tue Jul 8 12:51:47 2008 |
I personally wouldn't worry about the pay day .. |
| Posted: Tue Jul 8 12:48:42 2008 |
Depends on how long you lived at the new place .. |
| Posted: Tue Jul 8 12:40:33 2008 |
The babysitter scenario was probably some .. |
| Posted: Tue Jul 8 12:17:05 2008 |
I think if you have the means you should make .. |
| Posted: Mon Jul 7 13:51:08 2008 |
If you are in a two party consent state you could .. |
| Posted: Mon Jul 7 13:22:50 2008 |
Service Merchandise went bankrupt in 1999. Most .. |
| Posted: Mon Jul 7 13:07:05 2008 |
The funny thing about a seller sueing a buyer .. |
| Posted: Fri Jun 27 11:36:37 2008 |
I wonder how I can figure out if there is a JDB .. |
| Posted: Fri Jun 27 11:31:15 2008 |
I haven't received any written communication from .. |
| Posted: Fri Jun 27 10:27:43 2008 |
I work at a very small company with 4 employees. .. |
| Posted: Fri Jun 27 8:55:42 2008 |
1. What the money you say I owe is for;
2. .. |
| Posted: Fri Jun 27 8:25:28 2008 |
What are your setups for documentation and how do .. |
| Posted: Fri Jun 27 8:12:26 2008 |
I think if you stick with the same dealer you .. |
| Posted: Fri Jun 27 8:01:41 2008 |
Thats funny you say that. I had a local .. |
| Posted: Thu Jun 26 8:55:50 2008 |
The CA proving they sent it in my case really .. |
| Posted: Wed Jun 25 20:45:47 2008 |
I wasn't asking him to prove he sent it. I was .. |
| Posted: Wed Jun 25 14:07:29 2008 |
I would like to point out that when the 30 day .. |
| Posted: Tue Jun 24 20:20:49 2008 |
Easiest thing to do is save up about $1k and take .. |
| Posted: Tue Jun 24 13:40:37 2008 |
I DV'd a place that said I owed them 7k or .. |
| Posted: Tue Jun 24 11:32:49 2008 |
I would thoroughly investigate that company .. |
| Posted: Fri Jun 20 6:12:44 2008 |
In my opinion it is always best to go to the .. |
| Posted: Fri Jun 20 6:05:19 2008 |
I would send a DV letter to Pallisades to keep .. |
| Posted: Fri Jun 20 5:45:54 2008 |
I am curious if you are trying to settle in full .. |
| Posted: Fri Jun 20 5:36:04 2008 |
Yes you can consolidate debt by doing bala |
