| Message |
Author |
 Posted: Wed Nov 21, 2007 6:57 pm |
|
|
Hi everyone!
It's finally the holidays, and we all have so much to be thankful for. I can only speak for myself, but my life is so hectic! Between being a wife and working full time and running my little boy to one sport or another and CCD, time goes really fast. Sometimes I take things for granted. This site is one of them.
It's been almost 2 years since I came here, I think I am the most "tenured" active member around here. I have seen people come and go, and I've made some friends that I plan to have for my entire life. When I came here my Dad had just died, I had six payday loans, and I had no idea what I was going to do. Immediately after making my first post, I knew I was going to be ok. In a matter of 3 months I was out of PDL trouble and things were great again.
This site has made me laugh during some of the darkest times of my life. I've also learned tremendous amounts of stuff, and I've been able to save a few people myself. Mike and I were talking last week about how incredible the people on this site are. There are almost 100,000 people here, making this the biggest site of its kind. No one can stop us here, no matter what they try and do. We are all so different, but we're all united, since we've all suffered some sort of debt issues. Mike and I were saying that it would be so wonderful if we could all be together at once. Since it's impossible to get all of us into chat at once, we thought a special holiday thread would be the answer. We have spent the last week reminding people, and Mike has emailed everyone registered with the site who has more than 20 posts. We want to be able to pull this up 2 years from now and see all of us together in our great big virtual world.
So this is what I ask of you guys..I want you all to think about when you joined this site..whether it was last week or last year. Think of where you were, and what your state of mind was when you made your first post. Then fast forward to tonight, and think about how far you have come. I bet you will all be surprised at how far it is! When you post in this thread, tell us all a little bit about how far you've come..Tell us what or who makes you thankful here at this site, and what you've learned. We all have so much to be hopeful for, and so many blessings. No matter what we are up against, we have each other here, and that's a blessing in itself.
So I will go first...I hope this long post didn't deter anyone, but I had a lot to say. Remember always that we are all in this together. Happy Thanksgiving everyone..I love you all!
_________________
"It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
|
|
finsfan13
Moderator
Joined: 17 Feb 2006
Posts: 7008
Debtcc Points: 59753
|
|
|
| Posted: Wed Nov 21, 2007 7:00 pm |
|
|
When I came here almost 2 years ago, I was desperate. I had six pdls in default, and had no idea what to do. I couldn't tell my husband about it, I was keeping secrets from everyone and lying to myself. Thanks to this site I was able to learn how to handle them and what to do. I also found I wasn't alone. I am so thankful I was able to turn my debt situation around and live a great life again. I am also thankful for the personal friends I've made here, and all the laughs. Also, it means so much to me that I am able to help people out once in awhile.
Happy Thanksgiving everyone!
_________________
"It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
|
|
finsfan13
Moderator
Joined: 17 Feb 2006
Posts: 7008
Debtcc Points: 59753
|
|
|
| Posted: Wed Nov 21, 2007 7:14 pm |
|
|
We love you too Fins!!!
I love that we are so diverse but yet we can all come together to help eachother & cheer us all one. Even the smallest victory feels like a major one when I tell you all about it! Sometimes I think "Oh...they won't care! Its just a small piece of news" but the I tell you all & you are so happy and supportive for me its makes me feel incredible.
I can't thank just one person...its everyone here who has helped me. Even if you didn't have advice to offer & just told me to "keep my chin up" or "you'll be ok"...just simple affirmations like that mean the world.
There is a counselor I'd like to thank from the phone line, but I forgot his name! I was in a panic one night & was near hysterical, but the rep calmed me down & told me what to do and NEVER EVER made me feel stupid. Sometimes when you are in debt you are so afraid of being judged that you are scared to ask for help.
My mind set when I came here? Well, my monthly minimums were getting insanely high. I couldn't do it anymore & needed help. I don't even know how I found this place, I just stumbled in. I lurked for a bit and then I saw how nice you all were & decided to take a leap &ask for help. I was so scared that I would be made fun of or that no one could help, but you all did help! I didn't feel alone & i felt like I could actually get out of this hole I was in! I applied for a consultation & got matched to a great company. The rep was really nice & helpful. She didn't pressure me & was very willing to work with me & explain things. She was always following up to make sure I was comfortable with everything we were doing. Even the dumbest questions she answered. Now I'm in the plan, I don't feel as stressed. I still stress about where I'm getting $$ from as my amount to pay is high (but no where as high as it was if I just paid minimums).
I can't tell you how much I love you all & am glad I found this place. I used to post on other message boards...meaningless boards where we'd chat about our day, weather, tv shows...but I only come here now as I love to help others...even if its just offering encouragement.
Ok...I've babbled enough...HAPPY TURKEY DAY!
_________________
Mommy to Matthew Patrick...born 3/6/08!
|
|
lawn1016
Joined: 26 Jul 2007
Posts: 641
Debtcc Points: 5533
|
|
|
| Posted: Wed Nov 21, 2007 7:14 pm |
|
|
I found this site completely by accident while looking for a loan...about 3 1/2 months ago. I was so scared to believe I would not go to jail. I had nine internet pdls and to this day only people on this fourm and one other person (not hubby) know about what I have been through. The people here were my lifeline. In the past three months, I have 4 pif's and the rest are on their way. I have learned so much here and have met many great people. Things in my life are much better and I am happy and proud to be able to help the people on this fourm. I am thankful for you all!! Please everyone be safe and have a great Thanksgiving...enjoy your families.
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
|
|
RoxyNY
Moderator
Joined: 03 Aug 2007
Posts: 3908
Debtcc Points: 11781
|
|
|
| Posted: Wed Nov 21, 2007 7:19 pm |
|
|
Hello, all!  I, for one, am more than happy to be here, which might be an "odd" thing to say regarding being a member of a site who's life was turned upside down by pdls. However, at fins urging, I'll share. I will NEVER forget the night I sat down and posted on here for the first time. I'm not lying - I was suicidal. I had 12 internet pdls and 5 storefront pdls. I thought I was going to jail. I was broke, in trouble, and had nowhere to turn. I happened upon this site by the grace of God and cried my eyes out when I realized that I was not the only one. I cried for hours. Then I posted. I had so many people respond to me so quickly. I followed every piece of advice that was given to me. I could not have done anything without this site or the members here. No one knows my "dark secret pdl life". No one except the members here. I have come so far since that first night when I was rescued. And I got on my knees that night and I thanked God and I cried some more. I have been on here almost every single day since that first day. Never in my life have I had complete strangers reach out to me and help me and make me realize that I wanted to live. It still hurts my heart to remember my desperation. I honestly may not be here now if it wasn't for this site and these members. I have been helped by everyone on here in my times of need. I have been supported by everyone on here in my times of darkness. I have been cheered on by everyone here in my times of happiness. This site is a huge part of my life. The members here are my friends. Basically my only friends. And I wouldn't have it any other way. My friends here are "real" friends that I can depend on. I know that when I come here, people will listen, people will help, people will support me, people will help me. My best friends are here. I wouldn't want to be anywhere else. I'm more than grateful for debtcc and every single member and guest. And I am proud to sit and post to help others out of their situation. I would do anything to prevent anyone from feeling the way I did before I came across this wonderful community. And it is my pleasure to be here on Thanksgiving to share this special day with these special people and give thanks to every one of you. I owe a lot to debtcc and every person here. A lot. I wish only the best for everyone and may God bless each and every one of you. And thank you for being with us. My Thanksgiving is complete with my "family" here.
|
|
cannr
Moderator
Joined: 07 Jun 2007
Posts: 9339
Debtcc Points: 124619
|
|
|
| Posted: Wed Nov 21, 2007 7:54 pm |
|
|
I forgot. I wanted to be the "welcome person"! Welcome to Thanksgiving at Debtcc fins (of course), lawn, and roxy! I hope to welcome MANY, MANY others, too!
|
|
cannr
Moderator
Joined: 07 Jun 2007
Posts: 9339
Debtcc Points: 124619
|
|
|
| Posted: Wed Nov 21, 2007 7:56 pm |
|
|
You go Cannr!!! You have a future job at Wally World if you need it.  Thank you for the welcome. I can not wait to read the rest of the posts. This is a wonderful idea Fins and Mike.
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
|
|
RoxyNY
Moderator
Joined: 03 Aug 2007
Posts: 3908
Debtcc Points: 11781
|
|
|
|
|
| Posted: Wed Nov 21, 2007 7:59 pm |
|
|
This is awesome. I can't wait for others to come and post and share this day with us!
|
|
cannr
Moderator
Joined: 07 Jun 2007
Posts: 9339
Debtcc Points: 124619
|
|
|
| Posted: Wed Nov 21, 2007 8:27 pm |
|
|
Happy Thanksgiving everyone! Doing a bunch of food prep work for tomorrow so will drop back by later.
|
|
volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24889
|
|
|
| Posted: Wed Nov 21, 2007 8:32 pm |
|
|
Have a nice holiday everyone.
|
|
kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
|
|
|
| Posted: Wed Nov 21, 2007 8:33 pm |
|
|
Happy Thanksgiving everyone. i wanted to thank you all for the constant communication and support that you offer everyone here, whether users are members or not! I joined in October 07 and I've been through lots of issues with debts and still am dealing with debts but on a smaller scale. I learned so much about various types of debts and how to deal with them...
Like many others before I went into consolidation 2 years ago I was depressed and thought that our problems would never end. but they did end, there will always be some problems but you learn from your past mistakes. I am so thankful to be in the situation we are now. My husband works and i stay home with our baby, there's little left over but we pay our bills and are relatively comfortable and we manage our credit much much better. I think of many people who do not have a family, who are lonely, who are sick, unhealthy an dam so grateful that God blessed me with a beautiful family, I have started my own family (not alone of course  and I'm thrilled. debts will always be there, all I can do is manage the best way I can and make intelligent choices for our family. Big hugs to all of you, I hope you truly enjoy Thanksgiving...this is a great thread!
Oh one more thing...I really enjoy the rapport I have with many of you...so supportive and emotionally understanding. I can only hope I have the opportunity to offer that to other members as it has been offered to me 
|
|
debtstinker
Joined: 08 Oct 2007
Posts: 288
Debtcc Points: 2786
|
|
|
| Posted: Wed Nov 21, 2007 8:39 pm |
|
|
Welcome volley and kash! And, debtstinker, thank you for sharing with us on this special day. We are thankful for you being here with us and for all that you give to our members and guests! May God be with you all!
|
|
cannr
Moderator
Joined: 07 Jun 2007
Posts: 9339
Debtcc Points: 124619
|
|
|
| Posted: Wed Nov 21, 2007 10:14 pm |
|
|
Hello...I misunderstood your intentions Fins...thought you wanted us to post on the annnouncement site..sorry. Anyway just to let you all know when I came here I had 5 pdls all internet all with very harrassing companies! Yes..I was tired of them I had no idea there were laws they were suppose to abide by and no idea what to do. I asked questions and got some great answers..I am very appreciative to everyone who helped me and now I try to help others. I don't have many answers but I enjoy reading what others write and learning new things. So to end this I feel great about my future and I'm very thankful for my family and everything I have been blessed with. I hope everyone here has a safe and Happy Thanksgiving!!!
|
|
laura19544
Joined: 13 Aug 2007
Posts: 458
Debtcc Points: 6503
|
|
|
| Posted: Wed Nov 21, 2007 10:15 pm |
|
|
Happy Thanksgiving,
I am thankful I found such a community and it was quite by accident. I was actualy looking up my employer and was relieved to find not too many negative post/threads about them. But I did see several negative post about other companies and collectors and I thought to myself that maybe a collectors point of view wouldn't be so bad.
I seriously wish that there had been a community like this when I was racking up credit card debts!
|
|
FYI
Moderator
Joined: 18 May 2006
Posts: 1725
Debtcc Points: 16372
|
|
|
|
|
| Posted: Thu Nov 22, 2007 1:49 am |
|
|
I wish a happy Thanksgiving to everyone who posts here.
_________________
He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)
The science is in knowing, the art is in perceiving - Robert Fripp (1946-)
Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
|
|
LawStudent
Moderator
Joined: 04 Apr 2007
Posts: 1191
Debtcc Points: 16430
|
|
|
