My story started at the end of January. They claimed to own some account from a car loan from Drive Financial. The guy talked fast at first and I kept insisting he mail me something. He refused and finally a supervisor came on the phone and said they would fax it right over. I had to give them a credit card number to start payment arrangements. I refused, they came up with a slick idea of well we will help you out, just give us the credit card number. I should have looked them up right away. I gave it to them, the fax never came through. So I called my bank immediately, canceled my card and reported the charge as fraud. They attempted a transaction on that account a month later for over $500. Without my approval or notifying me, that is against the Fair Collection Act. As well as they refuse to mail anything. I called a few times in early March to request information to be mailed. They would badger me, threaten me, hang up on me, and so on. I reported them to the Better Business Bureau, FTC and the Illinois Attorney General (since that is the state they do business in). I sent them a certified letter requesting all phone calls cease. I got one last phone call from them last week when they received the letter, Dana Williams - who signed for the letter - advised me that she had received the letter, the calls would cease, but that the next time I heard from them since I obviously refused payment arrangements would be from my payroll department. Ahh another broken law by them. They have told me they cant mail anything out, and then on this last call said they mailed something a month ago. Talk about trying to cover your bum. They can't touch me or my credit because they have failed to comply with the law. I suspect they will be out of business soon enough.
Linear Mode
