In regards to 500 Fast Cash...
It seems they are one and the same with
ameriloan and United Cash Loans.
When I called Ameriloan yesterday to get the amount owed ($260.00 from the original $300.00 loan, even though I've paid them $625.00!), I asked them if they were affiliated with 500 Fast Cash. The woman vehemently denied it.
Here's where it gets fascinating.
If you compare the websites of United Cash Loans (unitedcashloans.com) and 500 Fast Cash (500fastcash.com), it's obvious the two are connected. The websites are exactly the same - even down to the layout. The testimonials are the same, too.
When I received an account summary from Ameriloan, it looked exactly the same as 500 Fast Cash. That's why I asked the woman on the phone that question. She denied it, but when I checked the Ameriloan site, I wasn't surprised to find that the TESTIMONIALS are exactly the same as United Cash Loans and 500 Fast Cash.
This is one company operating under many different names. They are also operating under illegal business practices. In the small print of an account summary I received out of the blue by Ameriloan, it states that unless I fax/e-mail them the document within three days of the loan being due, it will automatically roll over.
The important question of the day is, HOW can I fax or e-mail a document within three days of the loan being due if I *NEVER* receive it?!?! The account summary I received from Ameriloan was the first I'd received via e-mail/mail since I took out the loan back in May.
Funny... they've taken $625.00 from me in fees and charges, and only $40.00 of that actually went toward my loan.
They are also supposed to reveal the yearly
apr upfront. Instead of listing the APR on the document, it says ###.##%. I guess I'm supposed to just fill in the blank.
I'm putting a permanent stop to them withdrawing money from my account. I'm also going to file a complaint to the FTC, as well as go to the Attorney General for illegal business practices.
I have paid almost $2,000 dollars in fees towards three $300.00 loans and only $365.00 of that money went towards the actual loans.
Dana
Links deactivated, per site ToS. - Uncle Wulf