Internet's first get-out-of-debt community - 129,000 members

mar1. · Posted: Tue May 09, 2006 11:15 am Subject: 300Cash.com trying to scam people

Has anyone had any dealings with this payday loan company? Let me tell you what happened with them. I applied for a loan on a Thursday. They said they charged a $15.00 processing fee. The fee was immediately deducted from my checking account on Friday morning. After 3 days went by and I never heard from them, I sent an e-mail and they replied that my loan was denied because of one or more of 10 different reasons. None of the reasons were even true. So, this place is a scam - they get your $15.00 (nonrefundable of course) and you never get a loan. In fact, they could be the ones selling our information to Roadside USA.

Posted: Tue May 09, 2006 11:27 am Subject:

Do payday loan companies check bad credit? It surprises me when 300cash.com did not lend you the money. They are trying to make small money from people.

Mar1, were you aware before applying that $15 will be taken from your checking account and before the loan is allotted? If you were not told about this in the beginning, dispute the debit with the help of your bank. They might be able to refund the money back.

Posted: Tue May 09, 2006 11:37 am Subject: 300Cash.com

No curly, payday loan companies are not supposed to run credit checks. I was aware of the fee which is not the issue. The issue was after they got the fee I had to send them e-mails to inquire about the loan they said I was going to get. They said I was definitely approved. They are nothing but liars and cheats. DO NOT USE 300CASH.com

Posted: Tue May 09, 2006 1:16 pm Subject:

Yes, I am also aware that payday loan companies do not run credit check. They want to deceive people by advancing the costliest money with interest charges. It is surprising why they had to reject your loan proposal when they approved you in the first place. My personal view is not to use a payday loan from any company.

guest · Posted: Wed May 10, 2006 12:00 pm Subject: This happened to me too

Same exact scenario. Evil or Very Mad

Posted: Wed May 10, 2006 1:09 pm Subject:

Guest, have you filed your complaint against the company at the local law enforcement agency in your area. These companies need to be reported to the legal authorities so that others can know about such illegal happenings. This will also force the bureaus to take actions against the illegal business practices.

guest · Posted: Fri Aug 25, 2006 8:24 pm Subject: My 300cash experience

I applied to 300cash and they charged me the $15. When I sent an e-mail asking about the charge they said it was an application fee. I found this in clear print on their web site and I guess in my hurry to try to get some money, I overlooked the charge before I submitted my forms. Since I was denied, I went to another payday loan company and they charged me $89 for a processing fee so I had to borrow $300 instead of $200 just to pay for the fees. I wasn't happy but I was in need.

This was 3 months ago, since then I paid off the payday loan company and cleaned up my accounts. I reapplied to 300cash because they only charged the $15. I have been a customer ever since and have had sa few loans with them. The application fee was only once which is nice.

I don't like to use them but once and a while I need some help. Now that I have a membership, I can get cash right away.

Barb1 · Posted: Mon Aug 28, 2006 1:50 am Subject: Payday loan with 300cash.com

I have used 300cash.com as my internet payday loan company and I don't have any complaints with them.

I have sent my e-mails to Jim, my Customer Service Representative and I always get a fast response. Just like Guest I have a membership too and have had several short term loans with them. Having a company I can go to when I need help is a blessing and I will not go anywhere else. I remember a loan I had with 300cash.com, and was behind on payments, Jim not only helped me with brining my loan back into good standing, but he offered me additional credit which was what I needed.

Before I found 300cash.com, I would have said all payday loan companies are the same, scammers!

Since I started using 300cash I have told some of my close friends and they have received loans too. My experience has been GREAT with 300cash and I would recommend them to anyone looking for an honest and trusting payday loan company.

Posted: Mon Aug 28, 2006 3:56 pm Subject:

Barb1, taking a payday loan is not a good decision in general. But anyways, I am happy that you have had a good experience with them. I will not recommend anyone for a payday loan. Just my thoughts!

guest · Posted: Fri Oct 06, 2006 7:14 am Subject: 300cash.com

I have had them take out $15.00 out of my account and have not heard from them about an approval. Does anyone have a good email address for them so i can find out the status of my loan. I hape this is not a scam. please help.

jonny

I have found information on this company

Royal Habitat
HSR 2nd Sector
Bangalore, KA 560034
India
+91.805-531-6321

I hope this helps.

daveb · Posted: Mon Mar 26, 2007 11:35 am Subject:

300.cash.com and 200cash.com are a complete SCAM. The $19.00 application fee is clearly stated; I have no problem with that. But I applied for a loan over a week ago and have yet to hear from them. I've sent several emails and left several messages on their "phone number" (714) 839-1300. If my app is declined OK, but at least send me an email to let me know the status. I doubt I'll ever hear from them again.

Posted: Mon Mar 26, 2007 11:44 am Subject:

Has it not occured to you guys that they now have you bank information? I would defintately keep a close eye on your account....

quietstorm · Posted: Sun Jun 03, 2007 5:23 pm Subject: 300cash ripoff

300cash.com is most definitely ripping people off b/c why would you charge $15.00 just for applying. We are using our computers & none of the rest of the cash advances centers charge a fee for only applying. These people not only charged $15.00 & I never recieved the money, but is still taking out an interest fee as if I got the loan in the first place. I have filed these scammers with an attorney for internet fraud Mike Beebee has gotten a lot of reports on these tricks. Do not use these people!!!!!!

Posted: Sun Jun 03, 2007 5:28 pm Subject:

300Cash.com, AKA: 200Cash.com Their scam is they charge you the fee, knowing you are going to be declined. I doubt they have ever given out a pdl. By the way, they lowered their app fee, used to be $20 when they were 200Cash.com

Barb1 · Posted: Tue Jul 03, 2007 2:51 am Subject: I talked with Jim

I have been a customer with 300cash.com for some time now and have not run into any issues with them. I have been a member for almost a year and they have Helped me Tons.

When I talked with Jim, my customer service representative, he told me that even though they do get a few people who just love to complain. Which makes a lot of sense to me, I work with the public and there are a lot of obnoxious people that like to complain.

I have used other payday loan companies in the past but they were expensive. They rarely responded to my calls and I always talked to someone different every time I called.

300cash is cheaper. 300cash has helped me when others payday loan places would not. I have my own representative who calls me back quickly if I don't talk to him directly. I can get funds deposited in my account the next day. I am glad I found these guys, they are fast and convenient and have continued to help me with my finances. I love them.

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - 129,000 members

300Cash.com trying to scam people

Members Area

Free Debt Counseling

Ask the community

Community Photos

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post