I am receiving numerous calls daily from allied interstate, starting early in the morning and ending just before 9. I spoke with an employee who was very rude to me and threatened me repeatedly, he went as far as to call me a fraud because I was a student and then hung up on me after saying I was going to be sued. Allied is even calling my mother's ecll phone daily, even though she has told them that I do not live with them. Is it legally for Allied to threaten me and harass my mother?

[Gretchin]

No, Allied is violating the federal laws. Report their activities to the local AG's office as well file your complaints at the FTC and the BBB.

You must train yourself with the legal powers guided in the FDCPA. You will realize your rights and deal with them accordingly.

Calling endlessly at work or home is illegal under the federal laws. The collection calls must be placed between 8 am and 9 pm. If they want to place the calls outside this duration, they must have your consent first.

Besides, your mother or anyone else should not be called if they are in contact with you. Ask your mother to send a cease and desist letter to their mailing address. It will be violation of the federal law if they contact her further after receiving the cease and desist letter. Make sure that your mother sends it through certified mail and return receipt requested for proving the actions.

Get the debt validated from Allied for which they are collecting. They have to put the details in writing about the creditors and the principal amount along with interests accrued. Do not make any payment before you have reviewed the details properly and found it to be correct.

[Jedi Mistress Ari]

No, it is by far not legal to conduct business this way. Allied has never been famous for abiding by the fdcpa. Whatever your account is about, just bypass Allied and their headache and arrange something with the original creditor.

One more question, the Allied representative said that the debt in question was going to be filed that night and a lawsuit was going to be sent to me and that my bank account (which he named) was going to be frozen immediately following. This is just the representative trying to scare me, right? This the the first time I have spoken with the company and was just told to pay in full right then.

[Gretchin]

Allied wants to scare you at the most so that you send them money in panic. They profit from people in fear. Don't get scared! Throw a debt validation letter to their mailing address and make your step in the legal way. The federal laws state that the CA must not contact you further after receiving the debt validation request. If they do so, it will result violation of the federal laws and you can file charges against them. They will be penalized for each call made towards you. Keep the list of the phone calls with time and dates for records. If you have a recording device, connect it. Check the state laws first if you can record the collection calls secretly. This is important so that you don't put yourself in trouble. You can get this info from the AG's office or you can post the name of the state of your residence. I will let you know about it. Relax!

[Jedi Mistress Ari]

They can't do any of that "overnight" and especially not without a court order or judgment. Allied lies so bad, don't listen to them.

Allied keeps calling leaving a message to call a certain number, of which I am not calling. I don't know who they want or what they want as they don't leave that info. I'm even sure if this is a collection agency or not but I owe no one.

[david]

Have a look at the summary page composed on Allied Interstate. I am trying to file a case against them and need comments from all of you.

They call me on 12/05/06 and threaten me about a credit card that I had did 6years ago and the people that I got it from had did a charge off on that credit card and here they come calling me and threaten me and get this the last balanace on the card was 1882 and they are talking about now I owe 2000 and something in dollars now and it have been close for almost three years now and now allied interstate is trying to collect over 2000 and some dollars off it now.

[Not so Lucky]

The company that contacted you have commited violations per the fdcpa. collection agencies are not allowed to threaten anyone at anytime. Has Allied validated the debt? If they have not validated, you need to send them a debt validation letter certified mail with return receipt. Make them prove they are legally suppose to collect the debt. You could also contact the original creditor and see if they have sold the debt where it is charged off.

I am also getting phone calls from allied interstate because my son gave them my number and he does not live here these calls are coming first thing in the morning till evening

I was called at 4:40 today and was asked questions about my neighbor. I refused to answer and the rep became hostile. I hung up. He called back. I didn't answer. I called THEM and spoke with "Dennis" and told him to remove our number from their contact list. I'm waiting to see if they will honor my request.

[spanisheyes]

I am also getting phone calls from them, I answered one of them and I told them that my debt management plan was collecting and paying the Capital One they were talking about. I had a conference call fir them, debt management plan and myself and this person told the debt management office they did not accept payments, anyway it was a mess that the debt plan people told me they would handled it, as of today I have not heard from them and my payments are being made to both Capital One credit cards. But I do agree they are UGLY/NASTY.

[good.nelly]

Beware of them. They talk rudely…and wait…they talk crap as well. They will say that they are authorized by some xyz company to collect the debt. But when you ask them to give you the confirmation / transaction number to support their claims, they wont be able to give you anything. If you ask them to validate the debt, they will flatly say they don't do that. It is utterly ridiculous.

They have called my family members and threatened them that if they do not have me call them they will sue. They would call at 7am until about 10pm, calling their CELL PHONES! This company needs to be stopped. they are harassing innocent people!

[FloridaRon]

Calling at 7A and 10P? I would let them know that what that will get them is not a return call from you, but a lawsuit for violations of the fdcpa. You need to find out their mailing address and send them a debt validation and Partial Cease and Desist letter. Be sure to send it certified mail return receipt requested. Be sure to specify you don't want them contacting third parties regarding you, in addition to you, your employer, and anyone else. If you need an example of this type of letter, once can me found in the "do-it-yourself" section of this website.

If they contact your family memebers again, after they sign for the letter, then sue them for violations of the FDCPA. Likewise if they call them at 7 A and 10 P.