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 Posted: Sat May 03, 2008 7:36 pm Subject: credit card |
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The statements you are getting...are they STATING your Bill is $0, or are they stating your 'available credit' is $0? If THEY are saying you don't have an account from them, any longer, you shouldn't be receiving ANYTHING from them. NEVER signed up for the card, either?! WOW..I'm not really sure what to say on 'that one'. I'm sure someone will answer your thread, who has knowledge on this.
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sdchargers_63
Joined: 08 Aug 2007
Posts: 963
Debtcc Points: 10185
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| Posted: Sat May 03, 2008 7:50 pm Subject: |
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If you didn't sign up for an account with them then I think you should pull your credit reports and find out if there are any other accounts that may be on there that you didn't authorize.
You might also consider filing a police report for ID Theft.
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FYI
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| Posted: Sat May 03, 2008 8:35 pm Subject: credit card |
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Oh..yea..haven't thought about THAT one. It's 'amazing' how people can get information on OTHER people, of course, if this IS the case.
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sdchargers_63
Joined: 08 Aug 2007
Posts: 963
Debtcc Points: 10185
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| Posted: Sun May 04, 2008 6:55 am Subject: |
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You should call and ask for their fraud department. Explain that you never signed a credit application and never authorized the account to be opened.
I would also put that much in writing and mail it to them certified, return receipt requested. Don't mail it to the same place they show for payment - their "address for correpondence" will be somewhere on the statement.
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DebtCruncher
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