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Posted: Thu May 18, 2006 8:48 pm

I just received a call this evening regarding one of my credit card accounts (HSBC)and they said they have not received a proposal from T&C regarding my account. Some of my other creditors and PDLs have already received the proposals and accepted. Does it seem unusual that HSBC would not have received theirs? Or is this a collection tactic? I did email T&C and asked them to call HSBC, but I just thought it was strange that said they hadn't received anything. Has anyone else had this experience with T&C or creditors?

Posted: Fri May 19, 2006 5:43 am

HSBC is very hard to deal with. T&C probably did send the proposal but HSBC may not have it recorded on your account yet. Call T&C and ask to have them fax one over the HSBC. It is a collection tactic w/them.

Posted: Fri May 19, 2006 5:52 am

This is very common with HSBC. They think since they are a big corporation they can get away with anything at anytime. Be very cautious of HSBC.

Posted: Fri May 19, 2006 8:18 am

Well, thank you both very much. I did call T&C this morning and they had sent something to HSBC and said this was a collection tactic. HSBC tried to get me to send a payment to them anyway and I said No, I can't. Hasta la vista BABY!!! (I didn't actually say Hasta La Vista Baby, but I wanted to.

Posted: Fri May 19, 2006 11:05 am

Lorri,

Please use caution when dealing with HSBC. They will try and sue you for the amount owed plus attorney fees and court cost.

Posted: Sat May 20, 2006 7:16 pm

Why do they do that even if you are with a company like T&C? Doesn't HSBC work with T&C? Do they try and sue all customers that are past due or what?

Posted: Sat May 20, 2006 8:29 pm

Hey you guys, who is HSBC? Is that HouseHold? Just wanted to know cause I have an acct w/ HouseHold credit & I have had no problems w/ them since I have been w/ a CCA.

Posted: Sat May 20, 2006 8:51 pm

HSBC is my Household Bank mastercard account. I am hoping that I don't have any problems with them either. I keep reading about different ones having issues with them but I don't know the details.

Posted: Mon May 22, 2006 11:36 am

I have HSBC and they are with T&C I have had no problems with them so far. I also have Beneficial with T&C and they are part of HSBC - I have a personal loan with Beneficial & T&C are paying them the same amount payment as I was before I defaulted on everything.

jumpula ramakrishna · Posted: Tue Apr 29, 2008 7:09 am

hello to hsbcbank i appliedfr ccard and recieved a mssge frm u i got REF NO200811701352 iwant no my creditacrd status .

jumpula ramakrishna · Posted: Tue Apr 29, 2008 7:10 am

hello to hsbcbank i appliedfr ccard and recieved a mssge frm u i got REF NO200811701352 iwant no my creditacrd status .

Posted: Tue Apr 29, 2008 11:08 am

I had one of their 'bad credit' Credit Cards. I had to miss a few payments. I e-mailed and called. FINALLY they got back to me, via email. they said if I could "make a $100.00 payment now and a $100.00 payment on the 15th, of May, that my 'status' would be up to date. Gosh...I never realized late fees, missed payments, etc..could be SOO high! I tried to explain to them my 'situation'. It was like talking to a wall. I'm STILL trying to work something out with them.

Rose · Posted: Tue Apr 29, 2008 5:10 pm

I was furious to receive an actual credit card bill from them for $70, despite the fact that I never authorized a credit card account from them, never received a credit card, and never charged anything.

I phoned them TWICE to tell them to take me off of that account, and they said they did, but I still received a bill today (for $0) but they are still sending me the statements when I DON'T WANT THEM!! How could this happen?? What crooks! Evil or Very Mad

Rose · Posted: Tue Apr 29, 2008 5:14 pm

I thought I posted this message but it didn't appear, so hear it is again.

I received a statement in the mail from these crooks for $70,despite the fact I had never signed up for their credit card, never even RECEIVED a credit card, and never charged anything. I am furious.

I phoned them and told them to remove me immediately and they said they would. But I still received a second statement with the same charge, so I phoned them AGAIN and they said they removed the charge.

Today I received another statement ($0) but the fact that I am still getting statements from them is burning me up Evil or Very Mad

as I do not want their credit card. What do I do??

Rose · Posted: Tue Apr 29, 2008 5:15 pm

I thought I posted this message but it didn't appear, so hear it is again.

I received a statement in the mail from these crooks for $70,despite the fact I had never signed up for their credit card, never even RECEIVED a credit card, and never charged anything. I am furious.

I phoned them and told them to remove me immediately and they said they would. But I still received a second statement with the same charge, so I phoned them AGAIN and they said they removed the charge.

Today I received another statement ($0) but the fact that I am still getting statements from them is burning me up Evil or Very Mad

as I do not want their credit card. What do I do??

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