Sub: #1 Apple Payday?
Replied on 05-20-2006, 05:11 PM
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Does anyone ever deal with payday lender called Apple something?


Apple ach debited from my bank account EVERY MONTH since Jan 2005 until I closed my account recently.

Could not find information on them. Help?


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Sub: #2
Replied on 05-20-2006, 06:16 PM
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Yep, I've dealt with Apple..They were the very first payday loan I paid off. My goodness..They debited you since January 2005? How much was your loan for? Did you only loan once, or did you re-loan several times? I will pm you some info.

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Sub: #3
Replied on 05-22-2006, 05:23 AM
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Visit this thread for some info on Apple Payday-

http://www.debtconsolidationcare.com...plepayday.html

Which state are you from? Check your state laws regarding payday loans. You might like to visit Polly's blog for some payday loan information.

Sub: #4
Replied on 05-22-2006, 05:25 AM
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Thank you all. I did not take out a reloan but they have been debiting at least 15 dollars.

Thanks again!

Sub: #5
Replied on 05-22-2006, 02:16 PM
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sapphiredreams

Talk to your bank about the debits done by Apple Payday. They will place the debits on dispute and force the company for verification. The company has to come up with valid details on each debit or else, you can pursue legal actions on charges of unauthorized withdrawals.

Sub: #6
Replied on 05-22-2006, 02:22 PM
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My account was closed since last week.

Sub: #7
Replied on 05-22-2006, 02:25 PM
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sapphiredreams, I will insist to inform your bank about these withdrawals. Perhaps, they will do something even if your account is closed.

Sub: #8
Replied on 05-22-2006, 02:29 PM
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I wish I never got into this PDLs mess. It is exhausting to keep up. *sighs*

Sub: #9
Replied on 05-22-2006, 02:38 PM
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Don't feel bad about it. We learn from our mistakes each day. I know that you will never fall into this mess in the future. I have also learnt from my past mistakes. It's good that we are coming out as educated human beings aware of the legal rights. We will never feel intimidated in the future.

Sub: #10
Replied on 05-22-2006, 02:46 PM
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Thanks.

Yes, I will never fall into this mess again. It's very draining and time consuming to be dealing with those darned PDLs.

I have learned so much ever since I came across this forum. Knowledge is power and I no longer feel afraid. Now I know I can take them on and will be left standing stronger after I get this mess straightened out. It is definitely a good lesson to learn and I will NEVER advise anyone to take out a PDL, ever.


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Sub: #11
Replied on 05-22-2006, 03:01 PM
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yep, pdls are not a good time. From reading your posts, though, I think you're gonna be just fine...You seem to have the bull by the horns

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Sub: #12
Replied on 05-22-2006, 03:05 PM
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Quote:
You seem to have the bull by the horns
LOL, and I am in for quite a ride huh?

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Sub: #13 apply pdl
Replied on 06-16-2006, 06:28 AM
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i am also dealing with apple pdl they took out $243 out of my account today and i had no idea they were doing it the loan was paid a long time ago they change the amount every other week to keep taking more i am so frustrated the original loan was $300!!!

Sub: #14
Replied on 06-16-2006, 02:28 PM
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Ask your bank to block the payer code of the company doing the debits. Once it's blocked, they won't be allowed to debit from your account with different amounts.

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Sub: #15 apple payday
Replied on 09-17-2006, 09:15 AM
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I took out a payday loan through apple payday but I can't remember the e-mail address and they keep taking money out of my checking account. I have no way to contact them and on my statement from the bank they don't give a number to call or a way to contact them either. I can't remember when I took it out with out looking though my bank statements which I shoul do but I do know it was months ago. This last 2 week they took out $96, the 2 weeks before it was &110. It just doesn't ever end. I m so sick of this and my husband is upset with me because I can't remember how to contact them. What do I do? Anybody have any suggestions.


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Sub: #16
Replied on 09-17-2006, 09:38 AM
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Here is some info on Apple Payday http://www.debtconsolidationcare.com...plepayday.html ...Karen

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