Can you be sued for credit card debts?

like sc mentioned have those papers ready and take them to court with you. in my case the judge was pretty peeved that citibank waisted his time when i was trying to do something instead of nothing. they dont look too kindly on that sort of thing and it will help in your favor, you will mostlikely still get judgment BUT how he requires you to pay it may make it easier. in my case i had as long as i wanted to pay it or not pay it. he put a lein on my home and told me right in front of them if i have never had intentions of moving dont worry about paying it. i still did when i got the money but still i had as long as i wanted. and you can still negotiate even after judgement keep that in mind also

Hi everybody. I just registered here, and this looks like a great forum. Very professional and friendly. Keep up the great work!
I'm just an average city kid, currently i am attending the university of philadelphia and my name is Sam. Just wanted to say hello to you
all i hope to have a great time here i guess!

We have been served in missouri for a substantial credit card debt after we received letter of validation and we are within the SOL. We now can afford to go on a payment plan or debt settlement. How do you suggest we respond? Thank you.

well first you need to figure out if you want to do a payment plan or if you want to save to settle

my wife is getting sued by collection co. for citbank the court date in 25 days what should we do thanks

im in nc can a credit card company take my property for a unsecured debt and can the court order me to sell my property

Once a credit card "charges-off" your account and sends it to an attorney or agency can a judgment be filed? and if it can . . . can the judgment be chargfed off in a bankruptcy?

what is the sol in mo? we are 2 mths behind on credit cards bills and just can't pay anything right now. companies are not willing to work w me and am affraid we will get a lawsuit on us.

Not sure about sol in your state but 2 months late will not get you sued. The companies won't work with you because you are not late enough.

What happens if I didn't respond within the 30 day period to the courts or the attorneys. They are totally scaring me to death. I've spoken to them several times, but I guess this doesn't count? They just won't settle.

Back in 06 i had 2 surgeries, there was 1 mth that i was short on my check and wrote all my creditors a check for $20.00. My minimum payment on my visa was $21.00. Because of that $1.00 they tacked on $100.00 fees and charges and upped my interest to 29.9. I wrote them a letter explaining my situation (i had never been late on any payments) and they in 30 words or more told me tough s___, so i called the number on the letter that they told me and talked to 1 of the customer svc reps and about 1 week later i got a letter from him telling me the same thing. To make a LONG story short i made 3 more calls to other people that they told me to and the same. Finally they gave me 1 more name and number that i called 4 times and left a message but never got a call back. Now they have sued me and i was wondering if i take all the documentation to court with me and show the judge how much i tried to get them to work with me if it is possible that he could throw it out and me not owe it anymore? Or what do you think the judge will do? I owed $700 more or less and they are trying to get $2200.00 out of me now.

Hey Nelly, I got a wage garnishment notice in the mail, and I'm just wondering if this can be legally done if the SOL has expired? Also is it too late at this point to send the letter to the law firm representing them requesting validation of this debt?

how do you request the court to arrange for affordable payment plan to a bank

You can check out the following link for information on court proceeding.

''http://www.nedap.org/hotline/court.html"

I keep getting calls/letters on an old Providian credit card I defaulted on from 2005. I know Providian was sold to Washington Mutual in 2005 ...and WaMu later went bankrupt in 2008. The SOL for New Mexico (I think) is 4 years. Does the WaMu bankruptcy help me? I don't think any debt I owed to a now defunct company can be sold to a collection agency w/o my consent. Is that logic correct?

Well, the fact that the creditor has gone bankrupt doesn't free you from your debt obligation. You still owe the debt. You may now owe to whoever has bought WaMu.