Internet's first get-out-of-debt community - 129,000 members

aliya nicole · Posted: Tue May 23, 2006 6:31 pm Subject: Geneva Roth/Embezzlement/IP ADDRESS

Geneva Roth is coming to me 2 yrs later, demanding payment within 2 hrs, claiming that I used my company's IP address to embezzle funds. The agent that I spoke with, Trenton Bradley has said that he is not a debt collector, but rather the head of Fraud Divison, and that he will be forwarding all documents to my company's CEO. Can he do this? Please help!

Posted: Wed May 24, 2006 12:06 am Subject:

Aliya, if you browse this forum, you can understand this is a process of collecting money from you. They have threatened many in the same way in past.

http://www.debtconsolidationcare.com/forums/about8453.html

Try to enter into a payment plan. Insist them to accept an affordable monthly amount. Also inform your employer about the situation. Since everybody knows the problem with payday loans nowadays, I hope your employer will cooperate with you. Keep us posted.

My Question to Community: If a lender starts blackmailing the consumers that they have tracked their IP address and will contact the host, isn't it considered a very very bad Privacy Policy on their part? Please understand being default on a loan is not a criminal offense.

Posted: Wed May 24, 2006 6:10 am Subject:

Stella, yes. I consider it s a very bad privacy policy and to threaten turning in the documents to the consumer's employer is also very bad.

Posted: Wed May 24, 2006 10:44 am Subject:

So, what possible actions should be taken against such companies making threats? They must be called to resolve the complaint to your satisfaction. If you don't get the results, they should be immediately reported to the BBB for severe violation of the privacy policies.

Just Another Guest · Posted: Thu May 25, 2006 2:44 am Subject:

I would also write your state's attorney general's office regarding this matter. I believe making such accusations could be illegal and disclosing the information to your employer also may wrong. I do not believe they can just go around and let everybody know your personal business. This is a common threat from them but still be careful.

Posted: Thu May 25, 2006 7:56 am Subject:

aliyah, the above post is quite correct, what was told to you is illegal. gather as much information as you can and file a complaint with your state attorney general's office

ipaymybills · Posted: Tue May 30, 2006 10:39 am Subject: laws

know the laws in your state when it comes to 1st party collections (new jersey) none!!!!.... before you start talking about something you know nothing about.filing compliants with the a/g or bbb thats cool because thier are always 2 sides to every story.
maybe it would have been better if you just put a ski mask on and robbed a bank, since you think its ok to just 2 take out as many loans as you can and not pay them back.... then run to this site and see what you can do to get out of paying your just owed debt

Posted: Tue May 30, 2006 11:19 am Subject:

ipaymybills, okay, how did you know the person was from NJ (if that s true). I believe you are just a debt collector masquarading as a guest on the forum. What the matter? Are you scared that people are becoming educated on how the debt collectors should behave? If you treat others with the respect and comply with the FDPCA laws, then you will see money. Mmkay?

No one here is trying to run off with the money and not paying back. Majority of us here are trying to make goods on what we took out. However, the main issue here is the behavior and uncooperativness of the collection agents. Coming forth with the threats they can not follow through is illegal. Harrassment is illegal.

ipaymybills · Posted: Tue May 30, 2006 11:25 am Subject: pay attention

what part of 1st party not collection agency did you not understand, in the state of new jersey the fdcpa does not apply to the original creditor, and if ms aliya doesn't want to take care of her obligation she's the one that has to live with it not me.
again educate yourself on original creditor and read the post before you spew something you know nothing about

ipaymybills · Posted: Tue May 30, 2006 11:30 am Subject: aliya nicole

if the person above that posted is not smart enough to not use her own name then that is not my fault, no one is scared here if any thing it's a shame that the owner of this site does not monitor it more often. because talk about mis information wow! again you should educate yourself about the laws in NJ there are none when you are the original creditor.... so put that in your big witches brew of how many ways to not pay a creditor

Posted: Tue May 30, 2006 11:31 am Subject:

Again, how did you know she was from New Jersey? Why are you so concerned with what she does with her debt?

Yes, I am well aware of the FDCPA laws and how it applies to collection agencies. Again, I was speaking of the COLLECTION AGENTS not the original creditor. Maybe you SHOULD read my post. Wink

ipaymybills · Posted: Tue May 30, 2006 11:44 am Subject: read the post

she used her real name, not to brite you you owe everyone under the sun....creditor's look at these sites as well, this is an open forum right? maybe you could suggest that the person get a 2nd or 3rd job to pay off the lender instead of advising them on what to do to not pay the debt

Posted: Tue May 30, 2006 12:56 pm Subject:

ipaymybills,

Go somewhere else with your negative attitude. No one is advising anyone on how to not pay their bills. READ THE POSTS and you will understand. We are all here to help each other!

ipaymybills · Posted: Tue May 30, 2006 1:34 pm Subject: previous post

nothing negative here just the truth, and for some reason noone on this sight wants the truth only candy coated soap opera posts, its funny that when true facts are stated, everyone skates around that. it's not my fault that the original person who posted used the same name and email she did when she got the $$$.
show me one post here that talks about paying the bill not about how to get out of paying it???
and if they are not smart enough 2 use there personal email not thier employers email that is for business purposes only that shame on them!

Posted: Tue May 30, 2006 2:09 pm Subject:

ipaymybills

I think you are mistaken on judging people here. No one is trying to escape paying their bills. Everyone is concerned about the general practices used by some collection agencies that sometimes sound against the law. Do you have any advice for us?

ipaymybills · Posted: Tue May 30, 2006 2:26 pm Subject: john reply

yes pay your bills like everyone else. don't over extend yourself, get a 2nd or 3rd job to take care of your just owed debts. it's amazing when everyone wants to borrow the $$$ the payday loan company is thier best friend , but when it comes time to pay it back they are the bad guys, i have reviewed most of these different forums and usually the only thing that is discussed is how not to pay. never have i read something from a moderator that would possibly suggest a partime job to pay thier debt. what's even more aamazing the same people that post daily are the ones with multiple loans that can't pay. maybe if less time was spent on this sight venting about how they can't pay and more time was spent looking for 2nd or 3rd job..... interests rates would be lower for all of the people that work hjard and pay thier bills!

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