| Message |
Author |
Posted: Thu May 25, 2006 7:51 am Subject: Lexis-Nexis report |
|
|
Hi all,
Have any of you ever ordered your Lexis-Nexis report? I haven't ordered mine yet, but I am considering doing it. It is basically a database of public records and about a million other things related to you - it lists old roommates, in-laws, all kinds of crazy stuff. It isn't a credit report or anything, just some kind of information collection on you. It really freaks me out, hearing what some people have found on theirs, so I think after I get some disability money I will be ordering one.
~Mary
|
|
Mary
Moderator


Joined: 23 Jan 2006
Posts: 1463
Debtcc Points: 22219
|
|
|
Posted: Thu May 25, 2006 7:56 am Subject: |
|
|
How do you go about getting it and how much$$$?
|
|
oh2benc2

Joined: 06 Mar 2006
Posts: 291
Location: Virginia Debtcc Points: 3255
|
|
|
Posted: Thu May 25, 2006 8:43 am Subject: |
|
|
I believe that if any organization is collecting information about you (be it financial, or personal, you have a right to know what information they have, and to correct any information which is not correct.
To find out how to access your LexisNexis information, past this address into your browser:
lexisnexis.com/terms/privacy/data/obtain.asp
It appear that LexisNexis does charge a nominal $8.00 fee to access your files. I do not know for sure if this is a request which should fall under the auspices of the FACT ACT or not, but given that they claim they do not maintain financial information, I sort of doubt it does.
_________________ Experience is something you don't get until just after you need it.
|
|
LCW
Moderator

Joined: 05 Sep 2005
Posts: 1164
Debtcc Points: 21280
|
|
|
Posted: Thu May 25, 2006 9:27 am Subject: |
|
|
I totally agree, Clay, but I know of people who have written to fix erroneous information in the report, and LN says "NOPE!" It totally creeps me out.
On the other hand, I have talked to people who have been able to get in touch with lost relatives, old high school friends, etc. with the information that they find on the report. I guess it's not ALL bad, but I don't like the idea of all that kind of info being farmed like that.
~Mary
|
|
Mary
Moderator


Joined: 23 Jan 2006
Posts: 1463
Debtcc Points: 22219
|
|
|
Posted: Thu May 25, 2006 12:38 pm Subject: |
|
|
Ok, curiosity has the best of me, and I just ordered my report..It says it will be mailed out within 45 days. So we shall see.
|
|
Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
|
|
|
Posted: Fri May 26, 2006 8:55 am Subject: |
|
|
And I've heard that it takes at LEAST those 45 days, if not longer. Really weird.
~Mary
|
|
Mary
Moderator


Joined: 23 Jan 2006
Posts: 1463
Debtcc Points: 22219
|
|
|
Posted: Fri May 26, 2006 9:03 am Subject: |
|
|
We'll see...I have my confirmation number.
I wonder why it takes so long?
|
|
Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
|
|
|
|
|
Posted: Fri May 26, 2006 9:03 am Subject: |
|
|
I have NO IDEA. The whole thing is really weird...
~Mary
|
|
Mary
Moderator


Joined: 23 Jan 2006
Posts: 1463
Debtcc Points: 22219
|
|
|
Posted: Fri May 26, 2006 9:07 am Subject: |
|
|
I'm just curious to what they have on me...lol
|
|
Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
|
|
|
Posted: Fri May 26, 2006 9:11 am Subject: |
|
|
I know, I'm thinking about ordering one too, just to see!
~Mary
|
|
Mary
Moderator


Joined: 23 Jan 2006
Posts: 1463
Debtcc Points: 22219
|
|
|
Posted: Fri May 26, 2006 9:15 am Subject: |
|
|
I wonder if it will tell if anyone else has asked for it?
|
|
Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
|
|
|
Posted: Fri May 26, 2006 9:17 am Subject: |
|
|
I'm not sure about that one.......I doubt it. They don't really follow any "rules" or "laws" since they aren't subject to the same things as credit reports.
~Mary
|
|
Mary
Moderator


Joined: 23 Jan 2006
Posts: 1463
Debtcc Points: 22219
|
|
|
Posted: Fri May 26, 2006 9:23 am Subject: |
|
|
We shall find out in the next 2 months or so....It can't be a bad thing to know what's on there.
|
|
Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
|
|
|
Posted: Fri May 26, 2006 9:25 am Subject: |
|
|
Nope, it's a good thing. From what I have heard, Lexis-Nexis is a common tool that law enforcement officers/FBI use to track people down. So it does have it's good points, of course, or else it wouldn't be there. Still scary to me, though.
~Mary
|
|
Mary
Moderator


Joined: 23 Jan 2006
Posts: 1463
Debtcc Points: 22219
|
|
|
|
|
Posted: Fri May 26, 2006 9:30 am Subject: |
|
|
The one bad thing is if you have the same name as someone else..lol There is another Jessica with my same middle name and last name that lives in the next town over...She's a real troublemaker. I've been confused for her before..lol
|
|
Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
|
|
|