This company is absolutely unbelievable - I took out $200 loan, paid the $59 "extension" fees for two+ months - amounting to $581.00 - the deal with these people is that the $59 fee is automatically renewed and deducted each week - leaving you owing $259 should you decide to pay it off - the problem is, you need to call them 3 days in advance - in other words, by Tuesday the week you decide to pay it off - and it's not for hte principal - you pay the $200 loan ++++the $59 "fee" - still haven't found out exactly what that is really for yet....anyways - I lucked out - after being told that they would NOT ACCEPT my payoff of the $200 balance on my account, I informed them that I therefore REVOKED their authorization to withdraw ANYTHING from my account and promptly put a block on their company ID with my bank while I did some research. Fortunately Nevada has exceptionally good consumer protection from these sharks - for one, they must be licensed, must provide written copy of contract with terms - THIS COMPANY WILL NEVER SEND YOU A COPY OF ANY DOCUMENTS PERTAINING TO YOUR LOAN - EVER - and they are NOT allowed to put in a clause that states you agree that they can garnish your wages, THAT IS ILLEGAL FEDERALLY AS WELL! I got in a bad place and needed this money to hold me for a week - the problem is, that they kept taking the $59 fee every week, leaving me with not enough to take care of my bills, etc, and wouldn't let me make any kind of partial or alternate payment to get my balance down - it was all or nothing - and all wasn't an option - or my kids go without food. I see all of the posts saying to stay away from payday loans - that's fine and good to say when you don't need them and aren't in the place we've all been in - well, ultimately the NV NRS states that if any contract is made that includes the assignment of wages, etc, or isn't provided in writing, etc, that the CONTRACT IS VOID AND THE COMPANY IS NOT ENTITLED TO THE PRINCIPLE, INTEREST, OR ANY FEES COLLECTED. I faxed them the copies of all of that info -along with my cease and desist on phone calls - which they're now up to 7 today - all from different numbers, no messages left, etc. NEVER AGAIN!