Route 66 Funding Address

Help me please.
Those A-holes at Route 66 funding leave you very little recourse in paying the entire balance of your loan. You get an email stating that if you click here only the fees will be taken out. If you click anywhere in the email it sends you a reply stating they will take only the fees.
If you want to pay the loan entirely,you must call a number, leave a messge and hope that someone gets back to you.
I took a $200.00 loan on the premise that it said "free pay day loan" So far, I have paid $317.00. I stopped payment on my account. A gentlemen with a foreign accent called me at work. He offered me a settlement of $125 to clear the account. I said let me think about it. I just called back and they said that gentlemen no longer works there. I offered them $50 to close the account. The gentlemen on the phone told me I still owe $437.00. That is a total of $754 for a $200 loan.
I said "NO WAY"
I also told them I would send them a cashiers check for the pay off of $50.00. He said they no longer accept cashiers checks and they want their $437.00.
Well, I just sent them an email with an offer of $100.00 to pay off this loan. That is a total of $417.00 for a $200.00 loan.
Lets see if they take it. If not, I am done.
Should I have bothered making the last offer or should I just ignore them? I need legal advice.

Here is the link to look up your state's pdl law:
http://www.paydayloaninfo.org/states.cfm
Send them a settlement letter, there is a template on Polly's blog, you just need to insert your state's law. And it looks like you have paid back the principal and legal interest rate on a $200 loan. Demand they mark your account paid in full. These guys will claim they only have to go by UK laws, well then they shouldn't loan to US citizens because you want to do business with us, you are obligated to follow each state's individual pdl law. Don't fall for any of their "your under investigation for check fraud" "Your going to be arrested" threats, it's all bs. Stand firm with them. And you MUST file a complaint with your AGs office, this company is conducting business without a license and getting away with it.

Here's the link to the settlement letter, add you have filed a formal complaint with your AG's office at the end. You should e-mail, fax, and usps this letter to them.

Sorry, here's the link to the letter:

http://pollyandsay.yesdebtfree.org/template-letter/

Thank you very much. Should I bother with the settlement or just call it quits?

They claim they are out of the UK, but their office is in Albany, NY.

Rout 66 funding is a complete rip off. In order to stop them from taking any money from your account,contact your bank and place a block on your account,so, that Route 66 will not have access to your account.

Does anybody know how i can get some money to help pay off some bills? My credit is not the best,yet, i'm trying to clean it up.

Missy, you can easily pay your debts through a debt consolidation program. You should register for the free consultation call and know your repayment options. You don't have to take any kind of loans for paying the present debts. There are many scammers around who will run away with the money by asking for money upfront. In the consolidation program, you don't put anything upfront. You make the monthly payments to the consolidation company and they post it to your creditors. This is one convenient method for paying the past debts and repair the bad credit.

877.564.7738

Have the people who are complaining here paid the loan IN FULL or did you guys just keep renewing and then decide you'd paid them enough and closed your accounts? I'm not saying these people are operating properly- It just sounds to me like people may have renewed and renewed and then not paid the balance. Like any payday lender, the finance fee you pay doesn't count toward your principal so if you just kept renewing then technically you do still owe them the money. I have used them before and gotten stuck in the rut of having to renew time after time because unlike other payday lenders, they do not even give you the OPTION of paying down on the principal balance in installments. You HAVE to pay them either the finance fee only or repay the loan in full. That is how they trap you into the cycle of paying them over and over again.

I paid route 66 off with no problem- They never came back and debited my account for any further fees and luckily I did not have to change my account number or close the account. BUT I will be the first to tell anyone NOT to waste their time leaving messages for one of these people to call you back. If you leave a msg stating that you wish to pay off your loan they will NEVER call you. I did this for three days before I finally pushed the button for "new loan requests" whereby I got an operator on the phone IMMEDIATELY. I THEN told her that I wanted to pay off my loan and since then have had no problems. Just don't waste time with the messages because if you don't get a hold of someone at least three days before the next due date, they will double charge you.

Beware just doing stop payments on the amounts they are trying to take

We had a stop payment in place, and they went and changed the amount so it went through. They could feasibly do this a million times and we would have little recourse.

I am compalining to the Wisconsin Dept of Financial Institutions (banking commission) as well as with the attourney general's office. Even if it isn't a payoff, they should not be able to just keep trying to take money...slimy jerks.

I never recieved any paper applications or forms. That is illegal. These guys are sharks. I will probably end up having to close my account.

Ifound some very interesting info about rte66funding. I have found an address for theem in the UK and even the "director" of this sham. Another name that I found for them is CashToday LTD. I also found a number to get a live person without leaving messages Here it is.....

route66funding
Northway House
1379 High Road
London, N20LP
1-800-670-4075

the number above is the collections dept, but believe me, when you tell them that they are a sham and that you have a lawyer, as I have, they change their tune pretty quick. Apparently, the people in the UK are having problems with them too. I have a name of Aaron Gershfield as the director of these rip off artists.

Hey guys! It's me again. Today I got an email about my loan and who to contact because I closed my checking and got a lawyer. When I tried to give my attorney's name, she said he would have to contact them, so I said give me a VALID address to send paperwork to them. So guess what!!! They are not located in New York or London. They are located in Reno, Nevada. Here is the CORRECT address...

HBS Service INC.
1005 Terminal Way Suite 102
Reno, Nevada 88502
1-877-646-9618 (fax#)

Good luck to all you guys!!!!

Thanks for the information. We appreciate it. Kyside38