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Does anyone ever deal with Paychecktoday and United Legal Corporation?

dd · Posted: Tue May 30, 2006 12:19 pm Subject: Paychecktoday

I am in the process of dealing with them - as a matter of fact today - I have worked out a payment arrangements of $74.15 for 5 payments? What is up with the company - did you find out something wrong with the collections agency or Paychecktoday? I am not logged in write now but you can pm me as my name above - thanks

Guest · Posted: Tue May 30, 2006 12:23 pm Subject:

You were able to work out a payment arrangment with Paycheck today? My loan went into default last week and I informed the paycheck today about it. They said to call back after they attempted to ACH debit my account (which was pointless seeing that it was closed). So I called today and see if I can arrange something. The lady said I was not able to and that she will turn over my account to United Legal Corporation? I told her I was not able to make a payment until July and she found that very unacceptable. My loan of 300 dollars quickly turned into a balance of 500.10.

I will pm you soon.

Posted: Tue May 30, 2006 12:24 pm Subject:

I guess, Paychecktoday has hired United Legal Corporation for further collection of this debt account.

Do you have an account with Paychecktoday? You can refuse dealing with United Legal Corp and work out arrangements directly with the original company.

Posted: Tue May 30, 2006 12:29 pm Subject:

Yes, I do have an account with Paychecktoday. (the Guest was me....the pc logged me out by accident).

I tried to work out directly with Paycheck today and the lady was very uncooperative.

dd · Posted: Tue May 30, 2006 12:30 pm Subject: Paychecktoday

I am in the process of dealing with them - as a matter of fact today - I have worked out a payment arrangements of $74.15 for 5 payments? What is up with the company - did you find out something wrong with the collections agency or Paychecktoday? I am not logged in write now but you can pm me as my name above - thanks

Posted: Tue May 30, 2006 12:32 pm Subject:

Ok...I found the website for United Legal. I am going to research this company and hope the agent is more cooperative in payment arrangements.

unitedlegalcorp.com

Posted: Tue May 30, 2006 12:50 pm Subject:

Be very cautious when dealing with United Legal Corp. Make them validate the debt before you pay them anything.

ipaymybills · Posted: Tue May 30, 2006 2:04 pm Subject: validation

you are all admitting that you owe the debt, so could you explain why they should validate it? or do you have so many payday loans out you can't keep up with them? did you not print out the agreement when they gave you the loan?

Posted: Tue May 30, 2006 2:23 pm Subject:

Hi ipaymybills

I am sure you know the answer to your question. Why should a collection agency validate the debt? Why not?? We are backed by the federal laws that help us in identifying the collection agency making legal collections. You also know that different CAs come up with the same accounts at different times. If we start paying the CA without any documentation, we are not sure that the money is going to the right place. Any CA making a genuine collection should come out with the details of the accounts and we will surely pay them. I hope there is nothing wrong with the thought that we are preventing from being scammed.

Posted: Tue May 30, 2006 2:50 pm Subject:

ipaymybills,

Nice to know you are following me. It makes me feel so loved.

To answer your question, yes, I do acknowledge I owe the debt and I would like to have a debt validation in writing so that way I know how they reach that balance, to ensure the payment is going to the right place and it will be credited towards the balance.

If they refuse to cooperate in payment arrangement, what would you propose to do, ipaymybills?

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