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URGENT! DavCan creditors in the UK chase me in the US?  

1
I have had some very unfortunate circumstances happen that led to me getting into debt in the UK after living there with my wife for 3 years. My intentions have to been to pay payments to them. since I have moved back to the states they have been calling me and sending me letters and they even called me at like 3 am in the morning. I am in Michigan and I am looking to file bankruptcy in the UK. Will this Bankruptcy affect my states credit? Can the creditors attach a debt to my states credit and chase me in the courts here? Please help with this. My debts are about £25,000 which is about £50,000. There is no way I can pay this back.

Thanks,
David
 

asked Jan 14, 2005 11:13 AM

Anonymous
Best Answer
10
best answer

UK debt can't follow you to the US, and it can't be added to your US Credit Report, they can call you, nothing in US laws to govern out of country collection agencies bothering you sorry to say.

Would suggest changing phone numbers, and going to unlisted status.

Then turn to just written correspondence concerning this debt, keep receipts / copies of money sent to them, maybe money order to them what you can.

They should not be able to garnish US checking / savings accounts, but just in case I would forgo making payments that way.

answered Apr 26, 2005 04:05 PM

37 Answers

0

Hi Casper,

Welcome to debtconsolidationcare forum. We feel very sorry for your bad situation. Good intentions aren't enough to pleased the creditors, things should be done in writing and they have every reasons to keep calling you as they want their money back and need to do something about it.

Your credit could be affected as it is easy to get information and details, why not keep writing to them again with an honest descriptions on your situation and the payment plan you had.

Since it is not possible to pay back the entire amount, you can go for some advice or counseling on what to do next before filing bankruptcy in the U.K. Why don't you go for our expert advice and counseling? It'll help you make a better decision on where to go next. Keep posting and update us with the latest development.

Good luck and have a nice weekend.

Thanks,
Simon

answered Jan 14, 2005 10:17 PM

0

Can US debt follow one to Canada?

answered Jul 12, 2005 06:05 PM

Anonymous
0

Hi anonymous999

Welcome to forums

US debt can be followed in Canada. Though Canada is an independent country still the US laws can be validated there. In addition if the collection agency or the creditor has branches in Canada then they can easily pursue it in Canada. So it is better that you pay off your debt. In case you are not in a position to pay off your debt right now you can easily register yourself in a debt consolidation program in any company operating in Canada. So please do not stress yourself out.

Hope to hear from you soon

Regards
Peter

answered Jul 13, 2005 02:28 AM

0

Hi anonymous999

Welcome to the forums. I strongly favor the point that their is no reason to invite trouble on both sides of the border. Some reputed banks have worldwide branches and through them, your personal data can be easily shared.

Also, some creditors and the collection agencies have inter-state business, so it is better to pay the debt off rather than creating unknown problems.

Regards
Roxette

answered Jul 13, 2005 03:37 PM

0

I have only been in Kuwait for 4years I was born and raised in UK and hold British passport and nationality. When I came to Kuwait to find my father, who is Kuwaiti, I was given a Kuwait passport and granted Kuwait nationality and kuwait goverment took my British passport away. However I went to brit embassy and applied for a new British passport.

Unfortantly I have run up a large debt of 50,000 Kuwaiti dinas about 100,000 British pounds from a loan given by a Kuwaiti bank (nbk) they do have a nbk branch in London but and I'm wondering will they catch me if I was to go back to England for good. As they dont have any contact deatails for me in England and I am known in England only on my British passport which is in a slightly different name to my Kuwait passport and I would no longer need to use my Kuwait passport which I used to apply for a loan. icon_sad.gif

Please tell me what might happen as I dont want to risk getting in trouble as I have a family now. icon_sad.gificon_sad.gif

answered Mar 22, 2006 01:51 PM

Anonymous
0

As i understand it if a judgement is obtained in a foreign court, a creditor can go to court and try and have the judgment reissued. I think they have to do it in a court where you live. i am not sure whether or not they have to notify you or not. try pming a member here by th ename of virginia-legal-defense (he is an attorney) perhaps he can help, or consult an attorney where you live.

answered Mar 22, 2006 02:43 PM

jj
0

Hello,

I need help with my debts that I have in the UK, I have been here 6 years now and have about 30 – 35K worth of dept, currently in an IVA and have not made any payment to them for about 7 months. I am originally from South Africa and hold a South African passport, I will be flying home soon cause my visa is about to run out and I don’t want to renew it….. I was just wondering if they could follow me there and what would worse case scenario be???

Many Thanks

answered Aug 26, 2007 03:54 AM

Anonymous
0

ctm, regardless, they must follow South African law should you return there. Most likely, they'll be out of luck getting anything out of you.

answered Aug 27, 2007 12:45 AM

0

Hi

LawStudent is correct. Your creditors have to follow the South African rules when you reach there.

answered Aug 27, 2007 01:57 AM

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