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Sub: #1 Unreliable Creditors
Replied on 05-15-2005, 08:27 PM
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I have tried numerous times to pay off a debt. Each time the creditor gone back on a promise of settlement and has been unable to provide proof of debt. What can I do to take care of this situation?

Posts: 121
Credits: 8,375


Send message to jtucker
Sub: #2
Replied on 05-15-2005, 10:16 PM
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Hi Charles,

Thank you for visiting us and welcome to the debtconsolidation care forum.

Sample Letters

# Contact Letter to Credit Companies
# Follow up Letter to Credit Companies
# Request Letter for buying Credit Cards
# Verification Request Letter to Credit Bureaus
# Santacruz Resident Full payment Letter
# debt validation Letter
# Debt Validation Followup Letter
# Debt Validation Followup Letter
# Request Letter to stop contact
# Request Letter for Credit Denial Reasons
# Request Letter for name removal from mailing list
# Request Letter for removal of listing
# Request Letter for the removal of wrong information
# Request Letter for removal of inquiry from credit report
# Request Letter for Debt Verification
# Notice of intent to file a lawsuit
# Unsolicited Offer Letter
# Unsolicited Offer Letter
# Counter Offer Letter for debt settlement3
# Counter Offer Letter for debt settlement
# Offer Letter with alternate Payment Strategy
# Letter of acceptance of the verbal offer for Debt Settlement
# Letter of acceptance of the verbal offer for Debt Settlement

# Debt Settlement Agreement
# Debt SettlementAgreement
# Request Letter for updation of Bankruptcy Account
# Request Letter for Credit File

ALWAYS Gt aggreements in writing..

Jerry

__________________
NOTE: Not all will agree with me, nor am I a Lawyer offering adivce, just offering my Opinion.

Posts: 21
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Send message to faithfulbuddy
Sub: #3 RE:
Replied on 05-15-2005, 11:37 PM
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Hi Charles,

Welcome to the community.

Quote:
I have tried numerous times to pay off a debt. Each time the creditor gone back on a promise of settlement and has been unable to provide proof of debt. What can I do to take care of this situation?
You can do nothing about this matter, so just sit back and stop worrying.

It is the creditor's responsibility to validate the debt. You should get a written debt validation from your creditor as a proof of your debt before you pay them a single penny. This is a legal obligation and they should perform it in due time before starting to collect debts.

For details view:
http://www.debtconsolidationcare.com/validation.html

http://www.debtconsolidationcare.com/letters/

If you need any further help do feel free to contact us. We request you to make active participation in the forum community.

Regards,
Faithful buddy

Posts: 4,013
Credits: 54,735


Send message to roxette
Sub: #4
Replied on 05-16-2005, 12:02 PM
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HI Charles

Please keep your papers of correspondence in safe custody. They will be required as an evidence to put you in the stronger side.

Hope to be in touch with you often

Roxette




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
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