Welcome to the forums. If this creditor is trying to contact you regarding any of your past payments, please ask them to provide proof for it. It can be very easily done from your side after you ask them to validate your debts.
debt validation is your legal right through which you can get full protection from the clutches of deceitful and unethical debt collectors. It helps in putting a check on the debt collectors' actions and governs them.
Please feel free to ask us any of your doubts and we will answer it at our best.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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Hi Ivan
Welcome to the forums. If this creditor is trying to contact you regarding any of your past payments, please ask them to provide proof for it. It can be very easily done from your side after you ask them to validate your debts.
debt validation is your legal right through which you can get full protection from the clutches of deceitful and unethical debt collectors. It helps in putting a check on the debt collectors' actions and governs them.
Please feel free to ask us any of your doubts and we will answer it at our best.
Thanks
Roxette
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