I received a call from a counselor but I don't remember the name, and he said that he would e-mail me the information I needed and fax # were I can fax over my credit reports. I spoke with him maybe a day after I signed up. Could you please either give me the fax # and name of my counselor or let me know when can I expect to hear from him. He can contact me at work which is best 602-230-4528.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.