Hi gmolina89,
Welcome to debt consolidation care forums,
Quote:
I am currently going through a Chapter 7 bankruptcy proceeding. The lawyer added up my monthly income grossing $4600.00 before deductions and netting approx. $2900.00. My expenses added up to approx. $3200.00 per month. Therefore, my discretionary income is a negative $300.00 per month. Would I qualify for the chaptor 7 or would the trustee force me to convert to a Chaptor 13 since I do make a decent wage?
Since you have substantial amount of monthly income there is a fair chance that your bankruptcy will be converted to a chapter 13 bankruptcy.You may want to read these two articles:
1)
Chapter 7 Bankruptcy2)
Chapter 13 BankruptcyThank You
Debt Consolidation Care Team