Is Allied Interstate harassing you over Phone? Fight back

• Debt validation is a good way to know the truth. So, the first thing you can do is send a debt validation letter to Allied Interstate. Until and unless they validate the same, they can't demand any further.
• When a call comes from Allied Interstate collection agency, you should ask them to identify them.
• You should avaoid giving details over the phone about your contact numbers, SSN, bank accounts.
• It is best for you to maintain all the documents regarding all of your debt accounts. You should get a written document for every sort of document. In case Allied Interstate makes any claims, you can show them the detailed documentations.
• When you get a call from a collection agency like Allied Interstate, you should try to contact your original creditor and settle the same with them directly (if the debt is valid enough), without involving the CA.
• If Allied Interstate collection agency talks rudely to you then do report Federal Trade Commission about this.
• Whatever payment you make should not depend on the claims and whims of the collection agency. You should take decision on payment interval and amount only after considering your paying ability. Thus, you should not give-in to their demands and bargain professionally before making any payment.

• Allied Interstate called me Last Night and Threatened me with Bad Names
• Allied Interstate threatening me and Harassing my Mother
• Allied Interstate is continuously calling me since two weeks

Hello all...Any advice you might be able to give me would be greatly appreciated...

My wife received a call from Allied Interstate (AI) roughly three weeks ago. They stated that they were trying to collect a debt from a CC opened in 1991. They told her to tell me to call them ASAP to discuss settling. She also gave them our address during the telephone call.

I call them back and they pretty much tell me the same story about a CC opened in 1991. I did open a card in 1991 which eventually went unpaid and was sent to collections way back when. I honestly can't remember whether or not the debt ($500) was ever paid (I kind of doubt it since I was pretty financially destitute until 3 yrs ago). I asked them to send me information via mail. They have been calling pretty much everyday via computer-generated voice message until yesterday.

I answered the phone and was greeted by an individual who wanted to discuss settling this account. I told him I had no knowledge of oweing AI any money and told him that I have never received and written correspondence from the company. He went on to say that if we couldnt settle they would have to turn it over to "legal". I, again, stated that I had no knowledge of owing AI any money nor have I ever received anything in writing from the company. He stalled a few seconds as if flipping through the scripts or whatever and asked if I could hold. 5 minutes later a different man comes on the line and asks if he can help me.

"Yes I was on hold with someone who says that AI is going to sue me", I reply. Blah blah blah he says..."Are you going to pay or not?" My 11-month old is crying at this point because I am not paying attention to him and I am getting frustrated. I state, "No I am not going to pay you and if your going to sue me, then go right ahead". He started raising his voice and I say, "Look go ahead and sue me, the SOL has already expired"...He says that the last activity was in 2000 and there were a few years left (I live in Missouri).."So nice try there buddy", he says. He then goes on to say, "Look I can hear that you've got a baby crying in the background and your wife isn't there because she's the only one working because your a dead.........(I hang up on him). (Truth is, my wife is a stay at home mom and I work full-time, but thats neither here nor there).

I am shaking I am so pi**ed off at this point and go in to talk with my wife about the call. After ten or fifteen minutes I receive another call from the ORIGINAL person that I talked to.....

"Uhh yes....were you just talking with my company?" I state that I was and hung up because the person I was talking with was being overly rude. We want you to pay this debt, yada yada yada. I state that I unsderstand this, but I have NEVER received anything from his company. He then proceeds to start asking about ALL my student loans and whether or not I will be able to pay a settlement with AI...(I gathered that he was browing over my credit report) then asked if I had a job, and as if reading the credit report went on to tell me where worked and gathered that I was a *****(my profession). I affirmed his questions and then went on to ask for his name and the address of AI..."Why did I need that information" I was asked, over and over...Finally he gave me the address of their headquarters (almost acting like he didnt know the address) and spouted of his name (Jeff Smith) like he was making it up. I then again asked to be sent the information concerning this account to my home address (which he had).