Ellis Crosby And Associates

Who is moderating this forum? And why arnt they on to this yet ?

Whether it is Ted Crosby or not, all they are doing is making a fool of themselves and trying to rustle our feathers. Best thing to do is ignore them and let the moderator handle him if he gets out of line.

Moderator, could you check on this person and confirm where they are posting from?

cryptowizard has already confirmed this is an ECA employee using an ECA computer.

i live in west virginia,,,i got a call this morn at 11 am..on my job in md...emergency..from this ellis co...said if i do not pay $549 by 12 p.m. western union..i would be picked up today and arrested...i was so upset and scared , i lied and told my job my son was ill/ and had to leave for the day!!!.i called prestly back in 10 min..asked mr. ernest prestly if i could have till
monday...he pretended to call the loan comp. and came back and said they denied my request. i asked him for the name of the loan company and he refused...only told me fsm group...and that he represents them.i told him that i called my bank and they show debits done for total of $540..on a loan of $300 to fsm.. he still will not tell me the name of the online loan company...called again on my cell phone and threatened me with lock-up, etc...very scared and upset.have tried to figure out if possible fraud.
jackie

Jackie- Do not fear them, they are FOOLS to still make calls like this!
Please go to myfloridalegal.com and type in the name Ellis Crosby and Associates, you will then see our complaint pull up and you will have a chance there to make a complaint and get it on the LAWSUIT for harasment
They cannot arrest you or do anything to you

Jackie-

Please do not pay a dime to this company. Even if the debt is valid, they may not post it to your account.

Please also file a complaint with the BBB @ bbb.org

There you can register a complaint to show that you are not satisfied with the company.

Ted Ellis Crosby and Associates are currently under criminal investigation for unethical pratices and high interest collecting.

Please read also the court papers he was served with

myfloridalegal.com/webfiles.nsf/WF/JFAO-6FKGTU/$file/Ellis_Crosby_Complaint.pdf

(just copy and paste the address)

You'll need Adobe reader to view this. Also at the bottom of the court papers you'll find the name of Summer who works for the State of Flordia. If you call her as well you might be entitled to a settlement that is due to the consumers Crosby has harassed.

I believe he could be facing fines up to $10,000 per violation and $15,000 for seniors. The settlement payout could be $1,000 per person.

But please, do not worry. There are no police coming to get you. You and your son will be fine!!!!

Have a good weekend
Mikey

Are people just cut and pasting previous Ellis Crosby complaints? They all sound the same to me.

If you guys want me to have moderator for this forum, send Vikas a private message endoring the request. I've told him I'd like to be a full mod when I first came on board but he only gave me the power to effectively moderate the debt consolidation forum (which is where I busted the Ellis Crosby & Associates poster).

I can't moderate this forum right now, but if I could, I would be able to work some magic.

i was contacted again today by them reguarding my spouses loan that i was in a payment plan with but the violated 3 fdcpa regulations and would not validate the debt in writing or to who it was for in the beginning, last payment that i sent to them was in June 2005 and when i said that they had violated my rights and that i was to seek out legal advise from the JAG attorneys the calls stopped and they would not return my calls then i get a call today and they violated the privacy acts by informing a co-worker about the warrant that they were going to issue. i called them back and now i cannot get them to return the call.... interesting thing was a law suit was filed in FL thru the attorney generals office for this very same reason... they are going by the name of Prelitigations of America at this time.... law suit that was filed against them in August 2005

Hi guest,

collection agencies are not supposed to disclose your personal information to your relatives, or your co-workers. They can contact them only to verify your address or they can contact your employer to confirm your service.

As you find them violating rules repeatedly, why don't you file a complaint with BBB, FTC or DA's Office? If we don't report against them, how could the authority come to know about their unfair means of collecting debts?

I received a loan from FSM back in August. I have fallen on hard time since then and I was not able to make them a payment and my checking account is now closed. I received a call from Ellis Crosby and Associates telling me that I needed to pay 562.00 by 6pm that day and it was already 4:30. The representative from Ellis Crosby stated warrants would be issued against me for Fraud and Theft and I needed to have my attorney contact them if I don't pay today and maybe they could stop the warrants. She also asked me if I was ever convicted of a crime or been on probation or currently on probation. My question is, can they do this?

Janice-

Ted Ellis Crosby & Associates are currently under invesitgation for unethical practices. Their collection process is illegal, and as far as I know...they are on their way to being shut down. If you make a payment on your debt, chances are it won't be taken off your credit report.

I would suggest you wait till this account gets sold to another collection agency. This will better your chances at getting to pay this off.

Rest assure, there is not debt jail. It is not illegal to be in debt. Crosby has threatened many, and scared them into think they would go to jail if they didn't pay by a certain time.

Regards-
Mike

Janice,
If you pay them you will end up in the same boat I am. I did pay my debt...not what they were asking for but what was on my contract. Since then i have had another collection agency calling me and i have tried and tried to explain that i did pay what was owed. However i guess that EC "Doctored" my loan papers because the new collection agency says that i received a loan for 455.00 which i only received 250.00. We are trying to work it out now. I did contact an attorney and did file my own lawsuit against them. I really dont care about the money but i am a young man and what they did to me really scared me. I just dont want what happened to me happen to someone else.

I got a call from a woman by Shannon Williams 816-221-7183 requesting that I have my attorney call or me about a payday loan issue. I did borrow money but because of the high interest loans was unable to pay it. Now I am getting harassed by her and telling me if I do not pay back I could go to jail. She is calling my office and home, and saying that the law in NY states that check fraud is a felony. I do not know what to do now. I did call my state attorney general office to put in a complaint. I am really scared.

They can do nothing. This is a consumer affair you can not go to jail for a debt. I was in your same place. I was scared and lost sleep for the simple reason of threats. That is all they are doing...scaring you. That is how they are.

Shirl,

According to Fair Debt Collection Practices Act, collection agencies cannot threat you of an arrest, nor can they call you at work if you don't allow them to do so. Thus this is a violation of rules and it was an expert move from your side to file a complaint against them.

As far as the debt is concerned, try to pay it off. I understand how much difficult it is when the interest rate is so high. But an unpaid account can damage your credit badly. You can negotiate with the lender and see if it is possible to settle with a lower amount.

I had the same thing happen to me today. I was scared stiff and ready to go to money gram and send them the money. I am so glas I came across this site because they would have gotten my money. I borrowed $200 and they told me that I had to pay back $567.50. When I asked him why it was so much he got really nasty with me. I spoke to someone by the name of Lester. He told me that they were going to come to my job and arrested me for fraud. He also said that thet were going to confiscate my computer and I would lose my job. I was scared as hell. Thank you guys for posting this helpful information. I called the Attorney General in Florida and also another compaby that is filing suits against them. If you have been a victim and you wish to take further action you can call 1866-966-7226 or go to myfloridalegal.com.