Has anyone been contacted from a company with this toll free #. The young lady would not give me the name of the business. ANd I want to see who it is. Thank you for any help given. TSD :? :?

[KENYA.BOYD]

WHAT NUMBER?

[4u.bryan]

TSD,

Do you have any car loan? It seems that Chrysler Financial is calling you.

I have also been harrassed by ellis crosby and they have also called my place of employement and spoke with a co worker and then also spoke with the secretary and then asked to speak to my supervisor and he told her that I was being investigated for internet fraud. Then the next day I was contacted at home and told me that they were going to process me at work at 5pm that day, I then went and spoke with an attorney and he tried to call and talk with them and they were to get back with him and have not returned his call this all happened in early September. This has been very stressfull on me because I am having some finacial problems at this time due to getting payday loans I will never get another payday loan I live in the state of Illinois. I have been tomy doctor and have been put on some medicine due to all of the stress. I wish all of you good luck and I am very thankfull that I found this web site I have even taken it and my attorney has read some of it. I do know that if they were going to arrest someone for something they don't call you first they just show up at your place of employment or at home et wereever they can find you.

[ben]

Scooterlady, people from Ellis will not reply back to the call placed by your attorney. They have understood that you have taken the stronger side and will be dealing them through your attorney. They tried to intimidate you and thought of recovering money from you.

Read this forum for more related information in this matter. You will be able to update yourself quite a lot.

i have read this forum and am glad i have

Here I am pregnant, took out a loan in may, and I have not paied them back yet. The called me told me my restitution was $560.00. I was told if I did not pay it by 1:00 that day and it was 10:00 they would come to my office to pay me a visit. And I said for what " he said well not to shake your hand mam, this will be a long day for you. Basically saying I was going to jail becuase I have a legal compalaint against me for malicious acts, and it is fraud what the hell, is this legal?

[roxette]

Hi Desiree

Welcome to the forums. You just do not worry about believing it because it is a kind of threatening that has been applied on mostly every consumer by the said company.

If the company is collecting a debt from you, they should validate it before you agree to pay them. This will also help you to know that the company is legally holding your debt and the money will be definitely going to your account.

Also, a debt validation letter will provide all the necessary details about your accounts, interest calculations, SOL period and the copy of the agreement letter stating that the creditors have sold the debt to the said collection agency.

If all these documents are not produced, it does not legally force you to pay on any amount that they claim. Moreover, it is most likely that the money will not go towards your debt account also.

By the way, do you know all the updates about Ellis Crosby? One single statement to sum up everything is that they are out of business. This makes them legally not permissible to collect the debt from you. Any forceful method used on you to recover the debt is a legal violation of the law and you can file your complaints against them.

Regards
Roxette

I am so glad that I found this forum because I have the same situation happen to me. I took out a loan from the FSM group back in March, had a brain surgery and totally forgot about it. Two weeks ago, I got a call from Ellis Crosby and associates telling me that I need to have 475 into their office by 10am there. Mind you, I live in Hawaii and it was 4am in the morning, woke me up and also threatening me that they will have the sheriff of this county coming to my house if I dont pay the amount. I told them I dont have that much money at the time, because I have just gone back to work after lots of month without work because of the surgery. They wanted me to pay $200 then and pay the rest last Friday. I wasnt able to pay the amount due on Friday and called them to get an extension, and they told me to have my attorney contact them because Im going to jail.
Also, I asked them for some kind of proof so I know if it was a valid claim or whatnot, but some guy name Michael Thomas told me that he feel offended by me asking them for documentations, because believe it or not I got a letter from another company saying that they have my account and I needed to call them. I called them and they told me that FSM no longer work with Ellis Crosby and associates and my account was given to them 2 weeks ago, so now I dont know whats going on. What should I do? Im kind of worry because I sure want to get this account paid off and dont want to go to jail. The other company that sent me the letter about what I owed is called Accounts Receivable Technologies in New Jersey. Can someone let me know if this is a company or what? I called Ellis Crosby and Associates and told them about the letter that I received from that company and need information from them about some kind of proof and I was told that my account is still with them and they were a group of lawyers and work directly with all the attorney general and all that. I really need some help on what to do with this.

I thing they have used these tatics with all of us. They are not lawyers they are just a collection agency doing illegal things and when you go to a lawyer and talk to them they are not happy about the tatics that they are using. They told me about 3wks ago that they were going to prcocess me and they havent done anything yet it is just a scare tatic at this time and as mentioned when you have a lawyer call them they won't return the calls. Desiree they told my supervisor that i was being investaged for internet fraud. And they got really ruid with her and she hung up the phone when they talked to her.

I will tell you from my personal experience that FSM absolutley works with this other company, and in fact I paid my debt to ellis and then the other company called me. FSM actually helped me to get my receipts of payment to this other company, and to have my debt cleared. If you have receipts of what you paid, send or fax copies to ART as soon as you can and make arrangements to deal with the rest.

[4u.bryan]

Jarodene,

Beware of Ellis Crosby's unfair means of debt collection. They violated the rules stated under fdcpa and is going through legal proceedings now-
http://www.debtconsolidationcare.com...rosbynews.html

They did not even send the collected money to the original creditors in past. So the creditors who transferred their accounts to Ellis Crosby are now re-assigning them to some other collection agencies-
http://www.debtconsolidationcare.com...-accounts.html

Ellis Crosby is not a reliable company; it's not advisable to send them money any more. Probably your account is with Accounts Receivable now; you can confirm it from your original creditor and pay your debts back.

Bryan

Rest assured that Ellis is no longer representing any of the payday loans obtained from FSM and a host of others. Many of these accounts have been assigned to Accounts Receivable Technologies in New Jersey.

As a manager of AR Tech, I have been intimately involved in trying to help customers resolve their accounts. As an active member of the ACA International, we operate within the law (federal and state) and detest the actions of the few collection companies that prefer to break the law. NO ONE can be sent to jail for failure to pay their account. Neither can they attach bank accounts or garnish wages without going through the legal process that includes serving a summons, giving you an opportunity to file an answer and ultimately, they would have to obtain a judgment against you in order to attach anything. Ellis's idle threats, although they seem real to you, are just that, threats!

If you receive a letter from AR Tech and have paid your account already, or just want to pay it now, just respond to the phone number on the letter or mail a copy of your cancelled check to the address on the letter.

They just don't stop do they. I just received a call from a Michael Thomas that I or my attorney needed to call him before 11:00am today. The phone number he left was 800-491-8615 Ext.211. I am so sick of their intimidation and threating phone calls. Isn't Ellis and Crosby out of business? Or is this a legit call? Please someone help me.

You are just another collection agency trying to get paid. With a bunch of lame collectors i might add. Ive spoken to someone from ar tech. Middle eastern accents. Very looney.

They called me today and Really had em scared I didnt know what to do or who to turn to I got the Loan for only 200.00 they say I owe 546.00 to settle out of court. If I didnt send in the money by 3pm they was gonna advise to procedd with the Lidagation on me. That I commited FRAUD while I was online and that they was gonna contact our Systems Admin and let them know I was being Investigated since I used my Computer at Work to apply for the Loan. Can any one advise me if I have anything to worry about?